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Notary Public in California City, California
Welcome to the notary public and signing agent listing for California City, California, where you can find a qualified notary to assist with a loan signing or any other notarization allowed by law. Notary public profiles in this archive were current as of 12/31/2013.
 
Notary Public in California City, CA
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County list: according to our records, California City is in or near the following county(ies):
Kern, Inyo, Kings, Los Angeles, San Bernardino, San Luis Obispo, Santa Barbara, Tulare, Ventura
 
INSTRUCTIONS: To view detailed profiles, click the ZIP Code link in the list below to access our notary search engine. On that page, click Search. Locate your notary in the search results.
 
Marian Harmon

Search in ZIP Code: 93505

I provide general mobile notary service as well as loan signings. Professionalism, ethics and attention to detail are extremely important to me. With dual tray laser printers, mobile scanning and fax capabilities, I can handle edocs, esignings, digital photography, etc.

For e-signings, I am equipped with a laptop and have broadband Internet access almost anywhere I have a cell phone signal. Essentially, I have an entire mobile office...if you need it done, I can probably do it!  Yes! I accept credit cards.

Current Background Checks and Certifications:

  • State of California Dept. of Justice and FBI background checked per California law
  • National Verification Registry (NPBC) Background Checked/Privacy Trained (See Below!)

I cover all of the Antelope Valley/East Kern and surrounding area including: Lancaster, Palmdale, Quartz Hill, Rosamond, Mojave, California City, Tehachapi, Boron, North Edwards, Randsburg, Ridgecrest, Indian Wells, Trona, Lake Isabella, Walker Basin, Caliente, Lake Los Angeles, Littlerock, Pearblossom, Valyermo, Acton, Agua Dulce, Antelope Acres, Lake Hughes, and Leona Valley. I will also travel to Barstow, Baker and the entire 15 corridor east to the California/Nevada border including Death Valley and Mojave National Preserve provided you are willing to pay for the time and travel. In fact, I will travel anywhere in California to get a job done and overnight assignments to remote locales are not uncommon.*

Travel fees apply to all locations based on distance. Please note that I am based in CALIFORNIA CITY, so most locations outside of a 15-mile radius may involve additional mileage and associated fees. Many of the communities in the area are fairly remote. Feel free to contact me for a specific quote. Also, please do not base distance calculation by zip codes - I require specific addresses or coordinates. Out this way, zip codes can cover hundreds of square miles, and zip code searches are very inaccurate.

*Additional upfront fees may apply.

 This profile was last updated on 12/30/2013 8:40:00 PM.
 24 Hr Service: Yes
 Has Laser Printer: Yes
 Home Inspections: Yes
 
Recent Notary Talk Threads Authored by this Notary:
 
Serious lack of business knowledge
Posted by Marian_in_CA at 12/30/2013 5:20:00 PM
Hope it's okay to post this particular link: http://www.nationalnotary.org/bulletin/bulletin_articles/through_the_eyes_of_a_signing_agent.html

This excerpt did me in:

“I used to get $175, now at most it’s around $75,” she said. “And if there’s one thing I’d like to change, it’s having a few more hours between notice of a job and the time I’m supposed to be there, so I have more time to print and review documents.”

...

“I think signing agents today have to do more work to ensure their integrity."


So.... this person is accepting a 57% reduction in fees to do MORE work and make MORE accommodation? What kind of business sense does that make?

The lack of business acumen in our industry just drives me insane.
 
 
Jail really does happen...
Posted by Marian_in_CA at 12/19/2013 3:12:00 PM
I'm not necessarily trying to place a spotlight on any particular poster, but GG said earlier the following: "I have never read about a CA notary getting in serious trouble over anything despite all the huffing and puffing by the SOS." This was said in response to me saying, "...here in CA we could end up in jail for violating certain expectations of our job."

I said "could" not "will" -- there are some violations that are criminal and may end up in jail time. Each case is different, and a jail sentences is a possible outcome in certain situations. To think otherwise, IMO, is a tad foolish. What I said is 100% accurate. In CA, perjury is a felony, and it *could* involve jail time if the circumstances support it. Every acknowledgment we sign her ein CA is done under the Penalty of Perjury --- so we place ourselves there each and every time. Fraud or forgery by a notary involving a Deed of Trust? That's a big-time felony.

GG, I find it hard to believe you haven't paid attention to stories about notaries getting in to trouble over not doing their jobs...much less going to jail. I say this with the utmost respect for a notary colleague... but really?? It can and does happen. In fact, to help with that, I've got a call in to the Sec of State's office and was transferred to one of their supervisors to see if they can send me the statistics on this.


But, a simple Google search can bring up plenty of examples:


Let's start with Mario McKinley, shall we?

See: http://bit.ly/1ers3lO

Excerpt: “McKinley’s notary journal … placed him inside the decedent’s home,” according to the statement. “Based on McKinley’s statements and the notary journal, criminal charges were filed against McKinley and Preston.”

He entered a guilty please for forgery.
Source: San Bernardino Superior Court: Case FSB1105506 Defendant 1725786 MCKINLEY , MARIO EMILE



And here's one for something that happened right in the little town where I live:

Elizabeth Torres

http://www.californiacity.com/122211ccpd.pdf

Sorry, this is a PDf file/press release. The people who run the website aren't exactly well versed in technology. They do everything by PDF.

"Notary Elizabeth Torres, 29 of Santa Ana had been charged with two felony counts of fraudulent notarial acts. Court documents allege Torres knowingly notarized false or forged deeds of trust. Torres pled no contest to accessory to a felony in March of this year and was sentenced to 10 days incarceration, three years’ probation and loss of her notary commission."


There are tons of other references out there.
 
 
CA Notaries: the 2014 Workbook is up
Posted by Marian_in_CA at 12/18/2013 10:58:00 AM
Now, this is the Sample workbook... the educational handbook approved by the Sec of State's office and contains a LOT of additional procedural information used in addition to the handbook:

http://www.sos.ca.gov/business/notary/forms/notary-education-sample-workbook-2014.pdf


The 2014 Handbook and Newsletter are not up just yet.
 
 
Well, now here's something different...
Posted by Marian_in_CA at 12/17/2013 8:25:00 PM
http://www.shreveporttimes.com/article/20131217/NEWS01/312170020/Notary-indictment-related-murder-hire-case


Excerpt:
==========
A Shreveport notary has been arrested on charges of forgery and lying to a jury in connection with a murder-for-hire case that’s already landed three people in prison and another in a mental facility.

[...]

According to The Times’ coverage of Passaniti’s trial in late April, Norman testified that he notarized forged documents that allowed Passaniti to obtain a fake power of attorney for Ernest Luttrell’s health care. Norman said he stamped the seal on the documents without verifying the signatures.
============
 
 
New report about FL notaries who are felons
Posted by Marian_in_CA at 11/18/2013 6:25:00 PM
This is pretty interesting!

http://www.wftv.com/news/news/action-9-investigates-criminal-notaries/nbxDL/

"Many felons who have an active notary license are in state prison." Seriously????
 
 
Notary of the Year stuff
Posted by Marian_in_CA at 11/14/2013 12:17:00 PM
I know that many here don't really like the NNA... you're not alone. Smile

I've always thought that the way to help with that situation is to get people involved with opposing viewpoints so that they can hear the voice. If nobody speaks up, they will just go on doing what they're doing.

So, yesterday they asked people to submit names for their annual Notary of the Year... that's the award that Kathy Fletcher won this year.

I told them that it would be nice if they honored notaries who were not only NOT members of the NNA but were actually critical of them. I told them that some of the best notaries I know, who deserve the exposure, are not and would never be a member of the NNA and i felt that a lot of people in the industry (who only focus on NNA related stuff) really miss out on being exposed to these non-NNA members and their activities.

Today they responded:

"NNA membership is not a requirement for the Notary of the Year or the Honorees. The only reason they would be overlooked is if they aren't nominated. Lastly, being critical of the NNA, or of anything in the Notary world, is never a disqualifier. It's actually a benefit."

I don't know if that is a new change or not... but there you have it. I think it would be nice if the honorees for 2014 were packed with some of the best of the notary world... and many of them non-NNA members who can be given a voice on a national level. I know a lot of them are right here at NotRot.
 
 
Is this just inane double talk or....
Posted by Marian_in_CA at 11/11/2013 11:16:00 AM
The NNA directly responded to some of my questions on their Facebook page... here are their responses... I challeneged them to answer, and they did. Not sure what to do with these other than scream at the moment:

"Question 1 answer: The SPW is a mortgage finance industry workgroup of the National Notary Association that publishes standards for Certified Signing Specialists. That is why when you run a "whois" report on the Web site and do deep searches about our directors and vice presidents, you find that connection. This is no secret. Why is it like this? The SPW has a very strict policy on avoiding antitrust issues, and they asked the NNA to set up an industry membership so that they could collaborate properly and legally. The NNA hosts the SPW as an industry trade group, and we provide administration and expert guidance to support it. We are a non-voting member. Here is the antitrust policy: http://signingprofessionalsworkgroup.org/.../

Question No. 2: SPW membership is specifically for lenders and title companies, or other mortgage finance industry bodies that wish to collaborate on setting standards. Notaries need not spend $1,000 to interact with the SPW. A mechanism is being set up for notaries to communicate directly with a SPW subcommittee. When that is established it will be broadcast to all signing agents.

Question No. 3: Under the code of conduct 'Certified Signing Specialists" means signing agents, or Notaries who perform loan signings. Over the years the lenders and title companies have interacted with tens of thousands of Notary professionals, and they based their work in part on that industry interaction. The companies that are party to the SPW are listed on the site."
 
 
HAPPY NOTARY PUBLIC DAY!!!!
Posted by Marian_in_CA at 11/7/2013 2:24:00 AM
Okay, sorry for the all caps, but hey... it's a day, right? Smile

http://www.notarypublicday.com/
 
 
NNA's direct response regarding the whole script thing...
Posted by Marian_in_CA at 10/30/2013 9:15:00 PM
From the FB page... take it for whatever it is:

"Marian, the SPW created the script because Notaries represent the lenders and TCs at the signing table. The intention is to create a more uniform and positive experience for borrowers nationwide and to protect the Notaries from inadvertently giving unauthorized advice. Lenders and TCs may provide a variation of the script to suit their specific needs and Notaries can follow those scripts as long as it doesn't ask the Notary to break any laws.– Phillip Browne, Director of Communications"
 
 
Take a deep breath and don't read this on a full stomach...
Posted by Marian_in_CA at 10/29/2013 9:46:00 AM
Well, I'm only kind of joking. We all knew there was a connection... remember Sam Zaki, who gave that keynote speech at the NNA conference this summer and all of the ensuing nonsense? For months, people wondering... knowing there's a connection.

Well... here it is. As it turns out, she's chairing this "group":

http://www.businesswire.com/news/home/20131029005730/en/Industry-Leaders-Announce-Mortgage-Signing-Standards-Improve

I'll let you all read it and comment, but here's my initial reaction...

A SCRIPT? They want us to use a script? No joke... they have written out an entire word for word script on how they want a signing done.

I think some of these Industry professionals" forget that we are independent contractors, not employees and they can't require all this training and have us adhere to a script and still consider us as contractors. It's a matter of behavior control.

I want to sit here and write out a far longer response... but I don't have time. Busy day today... from companies who pay me top dollar and don't require scripts or have to hold my hand through the whole process. UGH. Happy day, everyone!

Read the article...look at the site. I'm sure some of you will have something to say, if you haven't had a min stroke first.
 
 
C'mon kids... put your big pants on and learn how to make $$
Posted by Marian_in_CA at 10/20/2013 5:17:00 PM
I posted this the other day deep inside another thread... but I think it bears repeating, especially given that nausea inducing blog post from SSC (see Msg #488786 ) -- ugh. When my migraine goes away, I may find the energy to go over that puppy sentence by sentence.

For now.... here's what I wrote the other day (with some edits) regarding making a profit. This is BASIC business management people. If you're in business for yourself and you can't figure out this simple formula, you're killing your own business.


Walter H asked, "My question is what is a fair profit margin that we Notary Signing Agents Should be looking at..."

There is no such thing as "fair" profit margin. You profit margin is personal and needs to be based on your individual business needs. You have to do a lot of market research, both industry wise and for your local area. You also have to consider your individual needs to know how much money you need to be making.

While you should know and consider what your competition is charging in your profit margin... you shouldn't use it as a primary factor, IMO. The primary factor should be YOUR individual needs and figuring out if this business will help you meet them.

Simply put...and this is really simple to paint the picture with rounded numbers. It's not exact...just an illustration.

Consider how much money you need, personally, per month/year/whatever. Take that and add it TO you business expenses for the same period of time.

Let's say you have monthly business expenses of $2,000. Recall that these expenses also include business taxes, not just paper, toner, gas, insurance and such. This is EVERYTHING that it costs to open, run and maintain your business. Consider things like utilities, internet connection, mobile phone and the like.

In order to survive personally -- outside of your business venture (pay the mortgage, eat, etc.), let's say you need a personal income of $4,000 per month, gross. That means your business needs to pull in at least $6,000 per month in invoices ($2,000 in business expenses PLUS personal gross income).

If you're a loan signing agent who averages $150 per invoice, that means you need to handle about 40 loan signings per month at $150.00 each. Now, you may think...well shoot, I can charge half that ($75) and double my appointments and still make the same amount of money, right? NO. Remember that the more appointments you have, the more monthly expenses you have. There is NO SUCH THING as volume work for individual singing agents. Don't fall for that trap. Volume work assumes you can control your business costs and make a higher profit overall. At the signing agent level, there is little, if anything you can do to do that. Your average expenses per signing remain essentially the same whether you handle 40 appointments or 80.

In my example, it would mean one's average expenses per loan signing is $50. That means you'll have a profit of $100 per signing. Now, just because this is "profit" remember that this $100 is what you're actually pocketing. That $50 expense is just that... an expense. It's money that's GONE and you're not being paid for it. You're only making $100.

If you only charge an average of $75 per loan signing, you still have that $50 expense.... and you've gone form making $100 to $25. Think about that... that means you will need to be doing FOUR times the amount of work to make the same amount of money. You could do 80 signings at $75 and still make $6,000. But the thing is... your average cost per signing is still $50. If you do 80 signings at a cost of $50, your business costs go from $2,000 to $4,000... which means you've cut your personal income in HALF even though you've done twice the work. In what world does that make any sense? You need $4,000 per month to survive. By doubling your workload and slashing your price i half, you're increasing your business expenses and decimating your personal income. If you need $4,000 a month (gross...that's before personal taxes) to survive and only pull in $2,000, meanwhile you're overworked, exhausted and broke. How long will you last?

No folks, Don't fall for the "any money is good money" line -- it's not true. You're going to find yourselves deep in debt and overworked.

Do not apologize for YOUR profit margin. Your profit margin needs to cover your personal and business goals... not the desires of other companies. If they won't meet YOUR fees, then move on. There are plenty of good companies out there who will. They're harder to find and get on with...but they do exist. Leave the low paying companies to deal with the uneducated who will overwork themselves and get in to debt quickly disappearing once the tax man starts sending nasty letters. I cannot tell you how many notaries I've met who think they're stealing all my business by charging half of what I charge, gleefully rubbing it in my face... just to find that in a year (or less) they're no longer working as a notary.

BTW... yes, I fully realize that, for many, certain business expenses are tax deductible and some notaries may choose to take the self-employment exemption, etc. For the purposes of my illustration I wasn't going to get in to all of the specifics of that. Those are all individual circumstances that impact the expenses per appointment. My example of that $50 expense assumes all of those are essentially calculated and the $50 is the expense after all of that is factored in. Trust me when i tell you that $40 - $60 average cost per loan signing is actually pretty accurate when everything is factored in.
 
 
Another Kirkish/ANS update....
Posted by Marian_in_CA at 10/15/2013 3:48:00 PM
Just an FYI:

Many know that Jason Kirkish had been issued a notary commission in August -- he was. HOWEVER, he is *NOT* an active notary with the state of California anymore. He failed to file his oath and bond with the county within the 30 days required after receiving his commission. Therefore, his commission was essentially revoked.

If he wishes to activate his commission, he has to reapply and have a new background check (with fingerprints) done all over again.
 
 
Another Signing Service requiring you know what....
Posted by Marian_in_CA at 10/13/2013 6:34:00 PM
This one from ATS:

"Dear Notary/Signing Agent,

ATS Document Service has been informed that as of November 1, 2013, all notaries conducting signings for certain large lenders will be required to have a background check through the National Notary Association (NNA).

If you have completed a background screening through the NNA, please send us a copy of the certificate you received stating that you are a “NNA Certified and Background Screened Notary Signing Agent.” If you are not background screened through the NNA and wish to provide notary services for these lenders, please contact the NNA to complete the process. We have been informed that at this time only NNA background checks will be accepted.

You may forward your certificate to ATS either by fax [XX] or by email [XX]. Even if you have previously sent this information to ATS, we request that you send it again at this time.

If we do not have your certificate on file, you can still perform signings for our clients, but not for any transactions requested by these lenders.

For any questions, please feel free to contact Jolene or Jeri at [XX].

Thank you,
ATS DOCUMENT SERVICE, INC."
 
 
Hahaha. My nomination for pathetic quote of the week
Posted by Marian_in_CA at 10/3/2013 2:43:00 AM
This is a quote published in the XYZ's magazine this month... an infographic featuring quotes from, who else? First American. They sure seem to be pushing FirstAm lately. *

At any rate... this quote is so full of.... well.... let's just say that it's obvious the guy has no idea what he's talking about. He's just another management suit. Here's what he said:

"One of our requirements to become a notary with First American is that you have to be a member of the NNA. We felt that was very important because that says you've taken the time to be dedicated to your industry, you've passed the background check, you've done training, and you attend the NNA's annual conference for additional training." --Robert Camerota, Sr., Chief Operating Officer


Mr. Camerota... if you or your underlings want, I'm more than happy to sit down with you and talk about this. set you straight. I will drive to Orange County, not a problem.


*Let me say that I do work for some FirstAm title officers...but it's direct work only, NOT through FASS. FASS won't even put me in their system because I won't agree to their pathetic fees.
 
 
So...apparently... XYZ wants to hire experienced notaries...
Posted by Marian_in_CA at 9/13/2013 2:24:00 PM
They just posted a job opening for their hotline... for those who might be needing a job right now, I guess this might be a way to put your commission to use? Goodness knows their hotline needs knowledgeable people.

Notary Consultant II (Hotline Rep.)

This position is part-time and will primarily be home based after in-office training, and requires a flexible schedule with the possibility of shifts as late as 7:00pm and some weekends. The successful candidate will respond to member questions on Notary practices. Specific responsibilities include but are not limited to:

Answer a high volume of telephone inquiries regarding Notary practices
Provide accurate and understandable verbal and written responses to inquiries
Provide outstanding customer service to NNA members
Learn and apply notary laws and practices for all states
Use Signing Agent experiences to answer loan-closing specific questions
Assist in updating Hotline consultant group on latest trends in loan signings

Qualifications:

High School Diploma or equivalent
Commissioned Notary in good standing
2-3 years as an NNA Certified Signing Agent with 50+ signings
Excellent verbal communication skills
Strong computer skills, including MS Outlook, Word and Excel
Friendly demeanor and good customer service skills
Ability to problem solve
Good organizational skills
Able to work under little to no supervision
 
 
Well, this will be fun -- new CA law re DLs...
Posted by Marian_in_CA at 9/13/2013 12:29:00 PM
For those that are following the news, Good 'ole CA has approved DLs for *some* illegals...

The new cards will have a different notation, though. See, these individuals' IDs will not satisfy federal ID rules... and they will be marked as being a "driving privilege" or some such thing. They will look different. They said it is an "ID for driving and that it does not establish eligibility for employment, voting or seeking public benefits." -- in other words, it's basically just the opposite of the standard non-driving identification card, it sounds. These are simply licenses to drive and nothing more.

I haven't read the bill or looked in to it much yet, but has anyone else? Are these going to simply be akin to driving permits that don't establish identity or will we, as notaries, have to accept them for notarization purposes within the state of CA?
 
 
What's required to be a notary instructor?
Posted by Marian_in_CA at 8/20/2013 12:57:00 PM
So, a certain organization is hiring notary instructors in CA... here are their requirements.... anybody notice a MAJOR issue???



" A bachelor's degree from a US regionally or nationally accredited university.
Excellent presentation skills, including the ability to represent complex topics in simple terms by showing relevant examples, ideally gathered from professional experience.
Two to four years of experience in classroom instruction in either a corporate or educational environment.
Strong self-motivation, professional maturity and a demonstrated ability to achieve goals independently; experience working remotely or telecommuting is a plus.
Strong customer service skills.
The ability to "think on your feet" to respond to questions that may not be covered in the materials.
The resourcefulness to maintain poise and improvise in diverse situations.
Solid oral and written communication skills.
Strong attention to detail.
Working knowledge of spreadsheets, databases, and word processing software is a plus."
 
 
Why notaries shouldn't be using Gmail for their business...
Posted by Marian_in_CA at 8/14/2013 2:32:00 PM
I know many of you use gmail, many of you I respect quite a bit, actually. BUT... here's something to consider...

http://www.cbsnews.com/8301-205_162-57598496/google-gmail-users-have-no-expectation-of-privacy/


If Google doesn't think your emails are private, should you be using it to receive loan documents with personal information of borrowers?

Just something to consider. I've always disliked the use of the freebie email clients for professional purposes. Getting your own domain with email is not expensive at all and can be hosted on a secure server. Plus it looks more professional. I hot my own, as well as for several other notaries, so I can tell you it is NOT expensive. There are a lot of hosts out there where you can set up secure email and get a simple website for just a few dollars a month.... PLUS, I can tell you that you look more professional when you use a custom email address rather than ac commercial one. It's an investment in your business.

(That said... I do have a gmail account that I use as a backup for very limited purposes in communication...but I never accept loan/business documents or anything critical that way.)
 
 
Oh, people... KNOW your notary laws!
Posted by Marian_in_CA at 8/13/2013 12:06:00 PM
Seriously?

http://www.abc15.com/dpp/money/consumer/alerts/Valley-woman-fights-Spirit-Airlines-over-lost-bag

This is for Arizona. And if I recall correctly, Arizona law is very specific that you cannot notarize your spouse's signature, right?

Now, it's pretty rotten that the airline doesn't want to pay for something they did (lost their daughter's luggage), but in reality, Spirit makes a very valid point, the husband should never have notarized his wife's signature. I get the she filed the claim again, but why should the clock to file a claim re-start because they screwed up and did something illegal?

BTW... I think Spirit should pay up... but in Spirit's defense, I see their point, too.

The part that really gets me is that this husband thought, even for a moment, that it was okay to notarize his wife's signature in the first place.
 
 
Look out folks... ANS has a commissioned notary
Posted by Marian_in_CA at 8/12/2013 5:33:00 PM
Some people may think I'm dumb for posting this... but I don't really care. It's a matter of public record. Smile Plus, there have been several people wondering lately, both here and elsewhere, if they are still in business because apparently, they've stopped answering phones and emails. When it was created, one of the owners was actively serving probation for identity theft. This is simply a matter of documented fact.

Jason Kirkish, the husband of the aforementioned, was just issued a CA notary commission 2 days ago. I happened to see it this morning what I was looking over the updated CA list.

Kirkish, Jason L.
P O Box 973
Wildomar CA 92595
Comm #2036374
Expires: 8/10/2017


Just though I'd let you all know. Interestingly enough... and the timing is right here... in Msg #471506 an apparent employee of AND stated, " Our owner has recently passed her notary exam and is happy to further things with this industry." So, many Amanda and Jason did it together? I think we all knew Amanda would never have been given a commission because state law required at least 5 years from the completion of a sentence on certain crimes before being eligible... and that includes convictions that were expunged. I don't know what happened there... I just know that the employee said the *she* took the exam. But, according to state records, it's her husband who got the commission. As for the rest? Well... I'll leave that to everyone else.

BTW... if you need references:


Msg #474465

Msg #471355

Msg #471490

...and there are plenty more.
 
 
Re: Msg #479601 and adding verbiage after the fact
Posted by Marian_in_CA at 8/9/2013 12:48:00 AM
I've been out a lot lately, and trying to catch up on things at night. At any rate, I wanted to answer Holly's question from Msg #479601 where she asks if she can add wording to her certificate after that fact. In her case, it was a week later or something? This is for California, or course.

According to the Sample Workbook, the answer is NO, you cannot. You need to be sure that the notarial certificate wording is correct before you affix your signature and seal. After that... it's done. If you messed up a certificate and it's after the fact... you're going to have to do it all over again as a new notarization, which means appearance by the signers to re-acknowledge signing the document. They don't need to re-sign, just re-acknowledge. And, of course the date on your new certificate would be the new date, not the original one.

If the wording isn't right, you can write it out by hand... not an issue... in fact, you can always write out your notarial certificates by hand.

The answer is on page 29 of the workbook:

"The certificate of acknowledgment cannot be added to or altered after the notary public’s seal and signature are affixed to the document. (California Civil Code sections 1188 and 1193.) "

Workbook link: http://www.sos.ca.gov/business/notary/forms/notary-education-sample-workbook-2013.pdf

(For those not familiar, the sample workbook is an additional resource published by the Sec of State and has a LOT of information in it. It was referenced as a resource in this year's newsletter, too. If you haven't read it... I fully suggest doing so. It answers a LOT of questions.)

 
 
Interesting article out today...
Posted by Marian_in_CA at 8/5/2013 12:39:00 PM
http://wvrecord.com/news/261437-woman-says-quicken-loans-committed-negligence-misrepresentation


There's so many things in this article!!
 
 
More on AB477... position from the You Know Who
Posted by Marian_in_CA at 7/10/2013 1:55:00 PM
The other day, when I read the latest report out of the Senate judiciary committee, I noticed that the author said that the NNA was "formerly" opposed to the bill. I posted a question to them about it over the weekend on their Facebook page, and here's their response.

As much as many notaries here don't like this organization, the fact of the matter is that the bill's authors and many of the state's Senators put a lot of weight in to what the NNA tells them. When it comes to legislative matters in CA, the NNA carries serious weight.

I'm not entirely sure what to think about their response... I'm not sure I technically agree with their approach, but then, these kind of political issues get tricky... but I do know that, even if you aren't an NNA member, I urge you guys to let them know your opinions, too, as they've invited. The more notaries that speak up, the better. Yes, still get your letters to the individual senate members... but also make sure the NNA knows your position, too. I know some may not like the idea... but the fact is, they have pull, and the latest judiciary opinion published pretty much said that.

Here's their response from today:

=========
Thank you, Marion, for your comments and analysis. For clarity we do not, and will not, support CA AB477. We continue to have grave concerns with Notaries being mandated reporters. We are equally concerned that this bill has “sailed” through the legislature. As you know, many Notaries criticized the NNA for opposing the original bill that was designed to protect senior citizens — even after we explained the bill’s liability implications for Notaries. Amid our opposition, Bill Anderson, our VP of Legislative Affairs, went to Sacramento to testify against it, and many Notaries also wrote letters of opposition. Since then we have had an open dialogue with Assemblyman Ed Chau, whose staff is continuing to modify the bill with our input. So far we have gained an amendment that prohibits Notaries from performing a notarial act if the senior or dependent adult appears to be mentally unaware of the transaction, or not acting of his or her own free will, which strengthens protections for seniors. We additionally secured an amendment that protects Notaries by allowing them to recover attorney’s fees if they are wrongfully sued for making a report, or failing to do so. During this review process, the Assemblyman asked us to withdraw our opposition for the moment, which is why we are technically “neutral.” We are continuing to work with Assemblyman Chau to further grant immunity to Notaries who follow state law, and refuse to perform “suspicious” notarizations involving seniors. We hope this will be addressed before the bill comes up for consideration again in August.

We encourage all Notaries and stakeholders to share their thoughts about AB477 here on our Facebook page. Your input is important.
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As if our expenses weren't high enough...
Posted by Marian_in_CA at 7/1/2013 11:16:00 AM
... thank you, California:

http://abclocal.go.com/kabc/story?section=news/state&id=9158065

Gas prices go up 3.5 cents per gallon in taxes today.

People, keep these small additional expenses in mind when you are figuring your fees. They add up like crazy.
 


Vella Myers

Search in ZIP Code: 93504

I am a retired escrow officer with over 40 years of experience signing FHA, VA and conventional loan packages. I have also been a commissioned notary public for over 40 years. I am a certified signing agent lissted with the National Notary Association. I have a current background check and currently carry 100K E&O Insurance. I work primarily within my local area; however will entertain driving to outlying areas depending on the distance and time of day.
 This profile was last updated on 10/30/2013 5:05:00 PM.



 
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