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 | Seasoned professional with 29 years experience handling real estate closings. Worked as a processor for a title company and then as a real estate paralegal for many years. Full-time Notary Signing Agent for 9 years. Certified through 123Notary. Knowledgeable with all loan documentation. Closed all kinds of loans, structured settlements, REOs, refis, helocs, purchases, reverse.
Cable connection with laser printer. Same day closings may be accommodated.
Serving parts of Northampton, Monroe, Lehigh and Carbon counties. Member of Pennsylvania Association of Notaries. Bonded, screened and insured. Also available for general notary work. Please note my home zip is 18235. Willing to travel for additional fee. |
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| | This profile was last updated on 8/6/2013 7:04:00 PM. |
| | Has Laser Printer: Yes |
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Recent Notary Talk Threads Authored by this Notary: |
| | How to keep your mind on work when a loved one is terminal
Posted by snowflake/PA at 7/23/2013 9:06:00 PM | Looking to NR family for answers. We learned today my mom only has a couple of months. Several more closings yet this week. Having a hard time concentrating. Seem to be on auto-pilot. How have you handled your situations? Do I turn back the settlements and spend time with my mom at the hospital? Although ---- she would want me to take all the closings I can manage. Any advice is appreciated.
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| | Paid in 2 days!! All TC's should be so quick to pay us. n/m
Posted by snowflake/PA at 7/11/2013 9:54:00 AM | |
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| | Anyone ever advised that Bos are not to date anything on the
Posted by snowflake/PA at 7/5/2013 4:39:00 PM | | closing docs? I've never had this happen before. It is not sitting well with me and I can't fathom what dates the lender or title would use. I have to notarize their signatures with the date of closing. Please help me out here. |
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| | Finally picking up here! 6 purchases on the books next week.
Posted by snowflake/PA at 7/3/2013 1:37:00 PM | | And all are nearby realtor's offices. Just hope they all close. We all know how a purchase can tank in a heartbeat. |
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| | Do any of you provide former employer info when signing on
Posted by snowflake/PA at 6/26/2013 4:45:00 PM | | with new ss/tc - even if you have been an NSA for some time? Some of my former employers' offices are defunct. Getting requests for past employer references. Thanks. |
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| | Update to my earlier post #473792 with realtor/mom
Posted by snowflake/PA at 6/18/2013 7:46:00 PM | sitting in at refi closing. Trying to review HUD with BO. Mom has many questions, which I answered. However, BO still not understanding escrows. Her mom and I both try to explain.
I realize closings can be difficult for BOs to understand. However, I discovered BOs mom is a realtor of 20 years and she said "I've never seen a settlement sheet like this". What????? Are you kidding me??? (I said to myself, of course). Anyway, review where sigs are required on loan app. BO looks at me and asks, "what are liabilities?" I nearly fell out of my chair. I don't ever profess BOs understand the whole process, but understanding what "liabilities" are should be common sense.
BO is a school teacher. Really - this is who may possibly be teaching your children, grandchildren, nieces, nephews.
Still scratching my head . . . . . |
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| | Closing later today. Bo on her way to get a duplicate copy
Posted by snowflake/PA at 6/18/2013 10:16:00 AM | | of her DL which she recently misplaced. Bo wants her mom, a realtor, at the closing too. Yikes. As if I don't know what I am explaining. Mom was already questioning the GFE. This could be a trying one. Hopefully all will go smoothly. |
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| | Any info on Notary Ink "Nationwide Notary Ink". I cannot
Posted by snowflake/PA at 5/9/2013 6:01:00 PM | | locate anything in SC. Accepted a signing for tomorrow AM. G/B/U? Thanks. |
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| | Do LOs not require id from potential borrowers at the time
Posted by snowflake/PA at 5/7/2013 10:12:00 AM | of the application? I am asking because I've had 2 disastrous closings with incorrect names for 2 different closings in as many weeks. How does a loan get this far without anyone but the notary noticing? First closing had to be a redraw.
Second closing I went round about with TC as to how I could notarize. "well they took title as". Well, now they are married and she is using a hypenated name with her id having her middle name completely spelled out as opposed to using just the middle initial. Title didn't want me to notarize using her full middle name. They were not concerned about it as it didn't appear in the chain of title. Mentioned to title I couldn't have Borrowers undersign.
Just wondering when title does their search they don't search and verify a bit better. Spent alot of extra time at the time for doing someone else's job. And her maiden name was misspelled to boot. So we needed to correct and initial that, as well. Just thinking a redraw would have saved everyone alot of time and trouble.
Again, those with the gold make the rules. I have my emails to protect my end. |
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| | Anyone else receive from TS work orders whether directly
Posted by snowflake/PA at 5/1/2013 11:20:00 AM | from them or a SS, an "Exhibit C" Signing Error Description? Lists many notarial errors they encounter. Also has a "fees" Section as to how much notary will be docked according to the error. But, at the end there is an asterisk **Title Source reserves the right to add additional signing errors". Apparently, they can ding our pay for whatever reason they feel like, IMO.
Seriously, are you accepting their orders with this caveat? It appears to be alot of hand-holding. They used to be an excellent client, but wondering what is happening with them.
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| | Anyone else receive TS email about what cellular device
Posted by snowflake/PA at 4/10/2013 12:09:00 PM | | each of uses and are you taking their survey included in the email? Any work I receive through TS is now through SS's anyway. |
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| | Borrower has no current id to close. Co will reassign to
Posted by snowflake/PA at 4/5/2013 1:27:00 PM | | another notary. I hope not. Borrower has no DL to provide as it is suspended. No passport, no other gov't issued id. Can't use CW. Perhaps another notary will know the Borrower and can use a CW. |
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| | It's 30 degrees here & I just signed folks in their open
Posted by snowflake/PA at 3/15/2013 8:24:00 PM | | garage because the 6 yr old dog (who remained inside the house) would have continued to jump on me. Needless to say (and I do like dogs), perhaps poochie should have been placed in another room during the signing so we could remain warm(er). So - we signed on a small child's table; our seats were a 1 foot long kid's bench, a camping chair and an ornamental mushroom for the yard. Can't make this stuff up! Needless to say, I was bitter. As in cold. Not toward the Bos. |
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| | lowballers and nonpayers calling frantically already.
Posted by snowflake/PA at 2/22/2013 8:27:00 AM | | Begging me to fill their closing orders. Too bad they have poor reviews as some of the signings are close to home. |
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