Reply by PAW_Fl on 6/24/05 9:58am
Msg #47428
>>> 1. The Transfer of Serving Disclosure does not have the borrower's name printed on it but has "Acknowledgment of Mortgage Loan Applicant" I/we have read this disclosure form, and understand its contents...." I assume she must sign this but do I need to notarize it ....there is no section for a notary. <<<
Yes, the borrower signs it. No, it does not get notarized. Cardinal Rule: If there is no notary certificate on a document, and no instructions to attach one, it does not get notarized. Whether a signature is notarized or not is not a decision you make. It must be made by the author, custodian or recipient of the document
>>> 2. The Application for P.A.I.D. Program only gets signed if she wants to do this? <<<
Correct.
>>> 3. Does she sign the Affiliated Business Arrangement Disclosure Statement? <<<
Absolutely.
>>>4. There is an Assignment of Mortgage - She doesn't sign this right? <<<
Correct.
>>>5. There is a Dear homeowner letter to be signed by lender but there is an acknowledgment on the side - does she sign this.<<<
Huh? I don't know what you mean by "an acknowledgment on the side". On the side of what? Typically the letter is from the lender to the borrower/owner. And doesn't have a notary certificate. Even if it did, the borrower doesn't normally sign these "welcome" letters. If you want, you can fax it to me (813-779-2865) with your contact phone number and I will call you to discuss this document.
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