Posted by ck_KY on 9/22/06 7:33am Msg #147695
For the Long Time Signing Agents...
How is business during the Holiday Season of December? Christmas is at the end of the month and I was just curious as to how busy it is this time of year, as I am planning on going out of town and do not know if I should consider staying home.
Also, is November usually a busy month, with borrowers refinancing or getting HELOCs for Christmas purchases??? TIA for all the input.
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Reply by PJM/MI on 9/22/06 7:37am Msg #147699
It varies from year to year.2004 I did 6 closings on Christmas Eve (I was shocked by that), and then in 2005 I only did 1 on Cnristmas Eve. It is hard to say how it will be. Since the Feds didn't raise the interest rate, I'm hoping it'll be a GREAT Holiday season. Good luck to all of us!
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Reply by Teddog/CO on 9/22/06 7:50am Msg #147706
CK, last Christmas was verrry busy here. But the New Year was very slow. I will be interested to see what happens this year with all the changes, interest rates,..etc. Last year I was signing on Christmas Eve. I think a lot depends on what part of the country you live in. Here in Colorado it stays rather busy most of the time. Building is just exploding , we have a lot of military bases and even more people moving here from California. Our area is rather transient and people tend to move a great deal. Upgrading, downgrading and a lot of investment properties. Plus the fact if you have been doing this for quite a while you have a strong client base. That keeps you at least steady during the otherwise slow periods.
Hopefully it will be verrry busy.
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Reply by cassiewi on 9/22/06 8:10am Msg #147714
While I'm hardly long time compared to the vets here, the slowest month in my experience was January. Only one call and I couldn't do it. Although there may have been another reason for that. My mother in law had a stroke on New Years Day and January was hectic, she was here visiting from CA. I like to think the Man upstairs decided I didn't need to do any signings that month, I had more important things to do. JMO
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Reply by BetsyMI on 9/22/06 8:17am Msg #147716
Last year I only had one signing the week of Dec 18-25, and two the week of Dec 25-Jan1.
But I have a lot more customers now, so it's hard to say what will happen this year since my business has been very steady since March.
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Reply by MichiganAl on 9/22/06 9:36am Msg #147734
December can be kind of slow, but I'm usually pretty busy the last 10 days of the month because I'm picking up work while everyone else is on vacation.
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Reply by sue_pa on 9/22/06 11:36am Msg #147792
month end/quarter end/year end. Anyone who is established is booming the entire 4th quarter of the year, every year.
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