Posted by MikeC/NY on 10/2/07 4:03pm
Msg #214314

Bad checks

There was a discussion further down about what to do with bad checks. Thought I'd post this in a new thread so it doesn't get lost...

The Commercial Collection Agency Association (http:/www.ccaacollect.com) has some pretty good info about collections available for free. I also found a link to a summary of state bad check laws available at:

http:/www.ccaacollect.com/NSFCHECKPAMPHLET2004.pdf

Note that this is a link to a PDF file, and doesn't appear on their website. The summary is 3 years old, so some info may be outdated.

I found this while skimming through the summary:

"It is generally held that the giving of a bad check in payment of a preexisting debt does not fall within the purview of most states' bad check laws. Since the debt is preexisting the maker of the check did not deprive the payee of any right, procure anything of value from the payee or wrongfully appropriate anything belonging to the payee."

If I'm reading that correctly, tendering an NSF check for a C.O.D. would fall under the law, but paying an invoice with an NSF check would not.

Reply by dickb/wi on 10/2/07 5:34pm
Msg #214328

the link has been blocked........ n/m

Reply by MikeC/NY on 10/2/07 5:52pm
Msg #214329

Copy the link and paste it into your browser

It works fine. You probably can't get there from here because I left out a forward slash after the http:

It should have been http://www.ccaacollect.com and
http://www.ccaacollect.com/NSFCHECKPAMPHLET2004.pdf

Reply by Sylvia_FL on 10/2/07 6:14pm
Msg #214332

Re: Copy the link and paste it into your browser

Think you could have posted
www.ccaacollect.com
www.ccaacollect.com/NSFCHECKPAMPHLET2004.pdf

Let's see if that works

Reply by Sylvia_FL on 10/2/07 6:16pm
Msg #214333

Re: Copy the link and paste it into your browser

Hmm it didn't work, hmmm

http://www.ccaacollect.com/

http://www.ccaacollect.com/NSFCHECKPAMPHLET2004.pdf

Reply by Sylvia_FL on 10/2/07 6:17pm
Msg #214335

Strange

The link to the pamphlet doesn't highlight the pamphlet link itself so it can be clicked on.

Reply by MikeC/NY on 10/2/07 6:20pm
Msg #214336

Re: Strange

I can't figure out why the URLs don't appear properly either, but they do work - just not from here...

Reply by Sylvia_FL on 10/2/07 7:02pm
Msg #214345

Re: Strange

Mike
If you check out my post - the one above "Strange" the links work. Just the one linking to the pamphlet doesn't.
For some reason the ones you posted have notaryrotary in front of them.

Reply by MikeC/NY on 10/2/07 8:35pm
Msg #214360

Bizarre...

Here's a WAG (wild- a**ed guess)...

First time thru they were "blocked" because I left off the second forward slash - NR appears to have added the notaryrotary piece in front of that.

Second time thru, it looks like they were hosed because I didn't put them on separate lines. If that's true, then http://www.ccaacollect.com won't show as a complete link, but this:

http://www.ccaacollect.com

should be usable.

And if that still doesn't work, you can always copy and paste...

Reply by MikeC/NY on 10/2/07 8:39pm
Msg #214362

Now they both work - arrgh! n/m