Posted by Kate/CA on 6/12/08 10:38am Msg #251008
Has anyone ever been asked to provide ...
the lender with 2 ack for one DOT? I've been asked to provide both an Ack and a jurat for one document, but never two of the same.
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Reply by LKT/CA on 6/12/08 10:40am Msg #251010
Is this a Texas loan?
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Reply by Kate/CA on 6/12/08 10:45am Msg #251014
No, right here in CA
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Reply by PAW on 6/12/08 11:48am Msg #251022
Are they asking you to complete two separate acknowledgments that are already on the DOT? Check to make sure they both apply to the borrower's signature(s). Often, a second acknowledgment is provided for the "assignment", which is not the borrower's signature(s), but the trustee's signature. Obviously, you can't complete an ack for the assignment since the agent that needs to sign the assignment isn't in front of you and hasn't signed the document.
The other time I've seen two acknowledgments on the same DOT/mortgage is when there are two signers and each signer had their own acknowledgment.
Or - Are they asking you to complete two loose acknowledgments and send them along with the DOT? Of course, this would be a no-no.
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Reply by Kate/CA on 6/12/08 12:43pm Msg #251037
They were asking for two ack for one doc, (if they loose one they would have another). I called the SOS an got a supervisor, 8205 (2) says, to "give a certificate". That is what they will get. This company sends blanks and wants you to fill them out.
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Reply by Lee/AR on 6/12/08 12:50pm Msg #251038
Hmm. me thinks this sounds like a 'loose to attach to
anything' they want.
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Reply by CaliNotary on 6/12/08 1:04pm Msg #251041
Tell them that they need to send you two checks to pay you for this job just in case you lose one.
One notarization, one acknowledgment. If they lose it they can pay you to go back out and get it signed again.
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Reply by jba/fl on 6/13/08 1:43am Msg #251141
"Tell them that they need to send you two checks to pay you for this job just in case you lose one."
Love it!
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Reply by PAW on 6/12/08 1:08pm Msg #251042
Don't do it
You cannot legally complete an acknowledgment if there is not a signer acknowledging they signed something. That's why it is very important to have the notary certificate printed on the signature page. If that can't be accomplished, an attached certificate (only one) would need to be completed. The attached certificate should be annotated such that the certificate can only be attached to one particular document bearing the noted signature.
If you simply complete two loose acknowledgments for JOHN DOE, then those acknowledgments could be attached to any document whether it was signed by John Doe or not. (I.e., fraud)
Remember that the notary certificate is only the certification by the notary that a particular notarial function was completed. If you didn't perform the notarial act, you can't complete a certificate stating that you did.
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Reply by desktopfull on 6/12/08 10:32pm Msg #251131
Yes, one for each person signing.
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