Reply by PAW on 8/11/10 10:18am
Msg #348494
Assuming that there is one acknowledgment and one jurat, then yes, you need to complete both. They are two separate and distinct notarial acts for different purposes. It's not very common that you see both on one document, but it does happen.
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Reply by Hugh Nations Signing Agents of Austin on 8/11/10 10:43am
Msg #348498
Execute them both
I get packets where there will be many documents that carry both jurat and acknowledgment. For certain lenders, in fact, that is the norm, not the exception. I have always judged that including both was not the result of some legal decision, but instead just the opposite: The lawyer/preparer who drew up the documents did not know how each was used, so he/she just slapped both of them on.
Unfortunately, that seems to be how many of the documents wind up in packets. Same document but different format -- include them both. Catchall document with all kinds of borrower declarations vs several documents with individualized declarations -- no need to exercise any discretion by deciding which to include, just dump them all in the packet. Lender and title company both think a document needs to be included, both send it.
Too bad the paperwork reduction act did not apply to private enterprise.
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