Closing loans since 2003!!! I am compliant with the current requirement for a state issued closer license, background check, Pavaso certified and also the E&O insurance.  I provide professional services for refinance, purchase/sale, HELOC, reverse mortgage and construction loans in the following counties: ANOKA, CARVER, CHISAGO, DAKOTA, HENNEPIN, ISANTI, RAMSEY, SCOTT, SHERBURNE, WASHINGTON,WRIGHT