| Notary Public in Luling, Louisiana | | Welcome to the notary public and signing agent listing for Luling, Louisiana, where you can find a qualified notary to assist with a loan signing or any other notarization allowed by law. Notary public profiles in this archive were current as of 12/31/2013. | | |  | Notary Public in Luling, LA
Go Back to Louisiana Index | | | County list: according to our records, Luling is in or near the following county(ies):
Saint Charles, Jefferson, Lafourche, St. John the Baptist, St. Tammany | | | | INSTRUCTIONS: To view detailed profiles, click the ZIP Code link in the list below to access our notary search engine. On that page, click Search. Locate your notary in the search results. | | |
| Search in ZIP Code: 70070 |
|  | Malbrough Notary specializes in General Notary Work and is a proud member of the Louisiana Notary Association for Civil Law Notaries. In Louisiana, our powers are very similar to that of an attorney.
I am adept at both drafting and authorizing: mortgages, loan closings, living wills and last testaments, affidavits, acknowledgements, vehicle/boat sales and donations, all mandates/powers of attorney (medical, durable, etc), notarial adoptions and emancipations, business formations via organization or incorporation, I-9 verifications...well, I think you get the idea. Whether you need a document dealing with movables, immovables, corporeals or incorporeals, I've got you covered! While you could pay exorbitant attorney fees, there is absolutely no need. I guarantee I can provide the same service for less!
I have statewide jurisdiction and am located in St. Charles Parish; however, I also cover the entire Greater New Orleans area including the River Parishes. While my regular coverage area is a 15 mile radius from zip code 70070, I do travel outside of my regular coverage area for a travel fee of $0.45/mile.
Believe me, I understand the closing process can oft be a confusing and hectic experience for some people; however, I will assist people through the process in a manner which is both proficient and reassuring. As a Louisiana appointed public official, my time is readily of service to ensure one does not feel "rushed" through the process. Whether we are dealing with a refi, fha, va, cash sale, etc... I'll make certain all documents are identified and notarized correctly. The last thing we want is a delay in the process when someone is dealing with immovable property as delays are very costly for all parties involved.
I do request that all documents arrive at least two hours before closing. This is a protection for the contracting party and the borrower. Louisiana codes are different than the rest of the states. As such, I like to double check everything to make sure something is not missing which we would require in order to have a perfect error free closing. Thank you for understanding I'm looking out for you and my constituent!
My cell phone is on 24/7, so I'll always answer or call back in a prompt fashion if I'm assisting a client. With unlimited data and minutes, I can access: internet, all of my e-mail accounts, updated gps, and any documents sent to me immediately! It doesn't get more efficient than that. I have prior IT experience and a dedicated Network engineer available at the drop of a hat. As such, any "technical problems" which could plague others will be resolved extremely fast.
Don't hesitate to contact me today for professional and accurate service!
Ryan A. Malbrough, Civil Law Notary
cell: (504) 329-9462
fax: (515) 724-6267
www.malbroughnotary.com
malbroughnotary@gmail.com |
| | | This profile was last updated on 12/27/2013 5:45:00 PM. | | | Has Laser Printer: Yes | | |
Recent Notary Talk Threads Authored by this Notary: | | | BCHH Inc
Posted by Malbrough_LA at 11/26/2013 9:26:00 AM | Just wanted to thank them for their non hand holding, we'll treat you like a professional because you are one, meet your fee, and pay you the next week approach. Excellent and professional group of folks who I wouldn't think twice about doing business with again. Thank you!  |
| | | | | Would love an outside perspective on this one.
Posted by Malbrough_LA at 11/22/2013 10:26:00 AM | I was scheduled to do a closing by someone named Steve at LTS. They didn't meet my fee, but they were fairly close. Against my better judgment I said sure, why not? I scheduled the appointment and all was fine. Then things change and it needs to be rescheduled. No problem. We set a new day and time. Then it gets rescheduled again. I've been moving things around to accommodate the changing time, but that's not a relatively big deal. I get this email this morning:
"See attached. This is being rescheduled again. I apologize for all the changes. Same day, just different time. Please advise if you are available? Thank you."
I replied with this:
"Steve, this has been all over the place. I understand it's not your fault as a middle scheduler, but that can be taken up on your end with whomever contracted LTS. I'll move a few things around again for the time change, but this is the third time I'm having to restructure my schedule, general notary assignments, and family. The time of 7pm is after my usual business hours. The original fee quoted was $xxx. Increase the fee to $xxx with no fax backs and a non excessive package of less than 150pps, and I'll accept the assignment as an after hours call. Please reply as confirmation." [the increase asked for was $35 - $20 of which was to pay for my children's sitter which would be required, but more on that later].
This is what I got back:
"You know what, if this is the case and you feel that I have inconvenienced your entire schedule and Family, plus it is an hour after “normal” business hours, then please disregard this closing and I will be removing you as a preferred notary from my national database. I do not appreciate the way you come off in emails, and I do not want you to be an extension of LTS or ANY of my clients with this sort of attitude. Good day, Ryan, and good luck on your future endeavors. "
This one caused me to have an RCA dog moment and ask...."What?"
My reply:
"Steve, I'm sorry you feel as though anything was personally directed at you. It wasn't. This is business. That is why I began the email with this, "Steve, this has been all over the place. I understand it's not your fault as a middle scheduler". I receive this in reply: "I do not appreciate the way you come off in emails." I'm not certain what that means. Where did I "come off" unprofessional in any of our correspondences other than stating an obvious fact that this has been all over the place due to three reschedules? A simple statement that you could not comply with theses new changes would have been more professional. In so far as "inconveniencing" me, you haven't. It's not a problem for me to adjust my schedule. It could be a problem for my other clients who come to my home office, my wife who has a hospital shift that night, and the sitter for my two children I need to schedule to accommodate the closing.
I have no problem with you removing me from your list of preferred notaries, but do not think I have taken any offense to this. That's a professional decision you have made. I do genuinely wish you all the best, and I am sorry if you feel slighted that we could not reach an agreeable contract."
The last reply from him:
"Thank you for your feedback. I am sorry you feel the way you do and have a hard time balancing your personal schedule with your work schedule. Again, good luck with your future endeavors and I wish you prosperous business in the coming new year."
I'll sum the replies up in what I believe a concise manner: toxic and personal rather than professional. Either way, I'll apply my standard philosophy: I'll be placed where I'm needed most today; deus providebit. |
| | | | | This code wasn't worth the time invested IMO by them or me.
Posted by Malbrough_LA at 11/18/2013 10:00:00 AM | I've read through this thing...read it again....and read it again. It's a wonderful example of bloviation. More than that? Not so much. I'm not really concerned about the legs it stands on because while it's trying to convince you it has legs in the first place, it's too busy cutting those figments out from beneath itself.
It does raise a very interesting question which I believe strikes at the heart of the matter that has been brought up again and again. (Incoming dead horse which I'm fond of beating. You've been warned). It seems half are quite fond of the term 'signing agent' while the other half could give a rat's posterior about it. Yet, if you read this whole hot mess in it's entirety and pay attention to the details, it's so contradictory regarding precisely what your specialization is and should be. Just as an example, here's an excerpt from the heading Standards of Practice:
"6.3. Scrutiny of Documents
The Certified Signing Specialist will not inspect or examine the closing documents beyond what is needed to determine the requirements and conditions for the assignment and to complete any journal entries for notarizations on the documents.." [The ellipsis at the end is actually there; I did not add it. What is meant to be omitted, I haven't a clue]
I can only logically assume as a "Certified Signing Specialist" I am providing "Signing Services". Yet, the definition of 'Signing Services' goes against this assumption:
"D.14. Signing Services
Signing services means performance by a Certified Signing Specialist of any of the following: coordination of the appointment at which closing documents are signed; receipt, duplication, transportation to the parties for signatures, and delivery to a shipping carrier, of closing documents; care, custody, and control of closing documents while in the possession of a Specialist; presentation of closing documents to the parties for signatures; notarization of closing documents; and supervision of the signing of documents by the parties."
Unless we're using a very very minimal definition of 'presentation' in the aforementioned definition of the term, I understand my job, as outlined and now codified, is to "...not inspect or examine the closing documents beyond what is needed to determine the requirements and conditions for the assignment and to complete any journal entries for notarizations on the documents.." In short: here's this piece of paper, sign it, I'll notarize it, here's this piece of paper, ad nauseum...
Is that what this term 'signing agent' means? If you go too far in one direction, you may be offering legal advice. Too far in the other direction and you're signing your name to a document you know nothing about (I agree this is more of an issue in my state than elsewhere. Though we aren't just responsible for witnessing signatures here). Delineate however you like regarding what you do and what your title is. I am of the opinion that such a line in the sand serves only to perform the function that lines in the sand ever perform. They separate individuals into two disparate camps. If the lines were erased or removed, suddenly there's less restriction and freedom of movement both in the philosophical and literal senses of that word.
At any rate, the whole code reads this way. A contradicts B; X strongly implies Y which is counter-intuitive to Z, Q, and directly opposite A which somehow now affirms B. Hot Mess.... Whoever drafted it can learn from David Hume's humility regarding his own opus: 'A Treatise of Human Nature: Being an Attempt to Introduce the Experimental Method of Reasoning into Moral Subjects'. Of it, Hume said, "It fell still-born from the press." |
| | | | | Going to take the day to parse through the language inserted
Posted by Malbrough_LA at 11/15/2013 9:06:00 AM | in this: http://signingprofessionalsworkgroup.org/code-of-conduct/ .
I'm not approaching this as a legal expert, but I am approaching it from an analytic, linguistic, and logical one. More than likely it's going to take a bit, but I'll post what I find when everything's all said and done.
Right off the bat, the first thing that jumps out at me is this: "While state Notary Public laws and regulations apply to the notarial acts performed by Specialists, these laws offer no guidance to the non-notarial services rendered by Specialists." As a notary, I'm not offering any non-notarial services; therefore, these "non-notarial services" I'm purportedly rendering which I'm unaware I'm rendering would need to be fleshed out in detail so that I can discern whether or not my SoS already covers them. Specifically, what is and is not a notarial service? If it's a non-notarial service, why does one require it be performed by a notary? At what point does the notary pen drop and the non-notary pen get picked up?
Further than that, I've read that the NNA merely has an advisory capacity for this SPW. Is that correct? If so, why does the SPW "Leadership" page specifically list two prominent members of the NNA? One who "...oversees the NNAs Trusted Notary Program" and another who is "...the NNAs Vice President of Best Practices and eNotarization". Is their leadership merely advisory? If we're parsing words, all leaders, followers, associates, etc merely f(x) in "advisory" capacities. The boss advises me to follow the rules of the organization. I decide for myself to adhere to said advise or not. It seems like someone is trying to remove the decision one has in whether to follow or not..interesting, but enough for now. I've got quite a bit of reading and analysis to do, |
| | | | | Perhaps as a last resort...
Posted by Malbrough_LA at 11/14/2013 7:09:00 PM | | Still doing quite a bit of reading regarding all these new developments. Been in contact w/ a bunch of attorney friends and 3 federal judges that are in the family. The conversations have been informative and detailed. I was speaking with my father who is a member of 2 different trade unions. AFL-CIO formation for notaries? Unsure...still investigating possiblities and potential ramifications if any. |
| | | | | Just dropped by to say "HELLO THERE!"
Posted by Malbrough_LA at 11/14/2013 9:21:00 AM | Doing some catch up reading on all this spw stuff. My initial gut response is the same that it always is though. I took a beast of a bar exam to earn my commission. The paperwork sent to me by the state of Louisiana prior to being allowed to sit for the exam included a very thorough criminal background check. After passing, I was appointed as a public official by the governor after receiving unanimous confirmation by the state senate. If my understanding serves me correctly, I'm governed by the laws which I swore to uphold. Now by making a declaration -- of course an understood one since if it were in writing, it may cause...problems for the entity -- that person "X" will not receive any further jobs unless and until they have gone through hoops put in place by some extraneous administrative entity which does not understand the least of what occurs in my state, how am I not to take that as a machination solely intended to self propagate the entity? Who are they really "looking after"?
Can't say our clients because my state trained me to do just that. : /
I'll step off my soap box now and continue reading. Hope everyone's having a great day! |
| | | | | I just got back from the Louisiana Notary Association's
Posted by Malbrough_LA at 9/30/2013 11:03:00 AM | | annual convention. Among the topics discussed were how loan closings are about to become really hard due to ALTA directives. (Apparently there's 7 currently available, but they're working on 9 total before they're pushed out and go into effect.) At any rate, the primary issue discussed was client confidentiality and the inability going forward to email docs. Anyone know anything about this? Where I could find information, etc? It sounds to me, and I may have completely misunderstood, like the purpose is to eliminate the number of hands that loan docs have to go through thereby minimizing the exposure of the client's information. It was stressed that there's about to be a shake up in the industry aimed at signing services and those who farm work out. |
| | | | | As it currently stands in my area:
Posted by Malbrough_LA at 9/27/2013 1:33:00 PM | Transactions are down, but I do not attribute that to anything other than the month of September. (September is always the slowest month around here regardless of what business you're in...unless you're in the school supply business, but I digress). Most of my work has been general notary work due to the incredibly low offers I've been receiving to perform closings. Someone is taking them in my area, but I was unsure who it was. This is where things get intriguing.
I received a call earlier this month for a closing and the offer was...a slap in the face is a kind way of saying it... I had city, address info, etc. I turned the job down. Funny thing. I live in a rural small town area, and I personally know the gentleman that lives at this address. The light bulb goes off and the detective hat went on. I wait 30 minutes, call the company back, get a different person and say I spoke with someone earlier about doing a job at xyz. "Oh, we filled that assignment." Winner winner chicken dinner.
Closing date comes and goes. I speak to my friend that lives at the house. "Sure wish you would have been there, Ryan. It was a wham bam, sign here, sign there, initial here, bye. I felt rushed and slightly confused." Who did the signing if you don't mind me asking? I now know who in my area has disgustingly aborted prices for the rest of us.
Long and short, I'll leave myself signed up for closings; however, I'm mostly gonna stick to GNW until the SS TC side realizes a) how their clients are being treated at the table, b) errors are not worth the low cost, and c) fast signings like my friend experienced have already been argued in Louisiana as a "duress" situation.  |
| | | | | What is going on here?
Posted by Malbrough_LA at 9/19/2013 10:41:00 AM | Yesterday was the fourth time this month that someone came in asking for a notarized letter to a mortgage company to remove their name from their mortgage. After questioning the individual regarding exactly what he was trying to accomplish, the response I got back sort of worried me. He was under the impression that to remove his name from the property, all he had to do was send a notarized letter to the company asking them to remove his name. No quit claim...no act of donation...no refinance....nothing. I contacted the company. The notarized letter is to remove him from the account, but of course he is still liable for 50% if a default occurs. It just removes him from the account as a person who can make changes to the account..... OMG why would you want to do this to yourself?! Because the companies in question have made it sound like this "solves the problem" of removing oneself from a mortgage. No, no it does not.
All of the properties in question have involved a divorce between the parties listed on the mortgage. Why is this misinformation being sent out to constituents? Every single one of them had concluded that a notarized letter would remove their names as a liable party from the mortgage.
Anyone else seeing this or hearing this? |
| | | | | For those who use PayPal, specifically the PayPal Here App,
Posted by Malbrough_LA at 9/3/2013 2:07:00 PM | this is a nice little nugget I just had happen to me. If you are listed in their public directory (apparently you're listed by default...I was not aware of this and am a little miffed if that is the case), others can contact you regarding taking PayPal as a form of payment. I just received a call from a gentleman who wondered what kind of service I provided. I responded that I am a notary and asked if he required my service. No, he just wants to send me $50 via PayPal and he'll stop into my office to pick up $40. (Sounds great I make $10 for doing....nothing?) Not so fast, guy.
I clarify again, so you do not need any notary services? No,no,no I just want to send you the money so I can get some cash to gas my car up (talk about a lolwtf moment for me). I say, tell you what, you come to my office, I'll draw up a contract between you and I stipulating precisely and specifically the terms of this agreement; I'll also have to swear you in for an affidavit I'll need you to sign. I'll call my attorney buddy who will come in and notarize everything for us so it's binding. Sound good? He replied no, I was making this far too difficult for him. (How absolutely reprehensible of me...) He hung up on me.
Now I had no intention of following through with this potential scam, but I do try to have fun with these sorts of things. Anyway, if it helps someone while running their business, mission accomplished. Stay safe! |
| | | | | Just a friendly reminder:
Posted by Malbrough_LA at 8/30/2013 3:29:00 PM | Make sure you're watching your online presence in regards to finances. I just got done with my second Affidavit of Fraud this month. That's my sixth one this year. I can't go into any details as of yet on this one. Either way, I just wanted to remind everyone to be vigilant is all!  |
| | | | | I'm currently vacationing at Perdido Beach in a little gated
Posted by Malbrough_LA at 8/9/2013 4:10:00 PM | | community. My vehicle has signage w/ the state seal w/ the words "Civil Law Notary" and my phone number on the sides. Would you like to know how many calls I've gotten from Louisiana residents also on vacation staying in the same community? Of course I'm explaining venue etc to these people and haven't done any of them. (I'm on vacation, legal issues, oh and VACATION damnit) Anyhoo, after the 4th call I went and ripped the signs off until I make it back home. Either way, it's made me chuckle! On a side note, I'm seriously considering purchasing an investment property here. Love the state and area! |
| | | | | One of my favorite websites which I use on a regular basis.
Posted by Malbrough_LA at 8/4/2013 1:43:00 PM | Granted, the idea behind it is a bit tongue in cheek, but it certainly gets the message across.
http://lmgtfy.com/
Give it a shot and see what happens. I use it regularly for IT questions (specifically the "I just got #xyz windows error, Ryan! WHAT DOES IT MEAN AND HOW DO I FIX IT?!?!?!" Use at your own risk...usually the other involved party gets their feathers ruffled, but that's a psychological conundrum in and of itself....in fact:
http://lmgtfy.com/?q=why+is+let+me+google+that+for+you+offensive+to+some+people#
First link, you're welcome  |
| | | | | I just left my local police department b/c some of the
Posted by Malbrough_LA at 8/2/2013 1:16:00 PM | | deputies needed some things notarized. I was talking with one of them about my kids and that we've been having a problem with him taking things from other people's houses. (He's seven and liked his aunt's costume jewelry so he took it. He liked his grandma's rings so he took them.) We've corrected him repeatedly and made him return the items which was completely embarrassing for him. One of the officers tells me not to worry about it; he'll stop by my house later tonight, ask for him, and let him know that he's heard he's been taking things that don't belong to him. I truly love preventative tactics grounded in behaviorism My parents did a very similar thing to me when i was younger. It scared the hell out of me and put me on a much straighter path. <3 my local law enforcement. |
| | | | | Can you accept a signing in Shreveport for $80?
Posted by Malbrough_LA at 7/31/2013 10:30:00 AM | Madam, that's 6 hours away....
Is that too far for you?
I think they may have been offended/upset when I told them yes, but I demand payment in either Mastodon tusks, baby seal skin, or panda fur. (Of course, some combination of the aforementioned would also suffice..or 500 lbs of gummy worms or nonpareils...yes I have a sweet tooth).
They hung up....Scratch another one off the list |
| | | | | Without going into too much detail...ok for my sake without
Posted by Malbrough_LA at 7/24/2013 2:56:00 PM | going into any detail whatsoever...I just notarized something authorizing top secret security clearance for THE US governmental agency.
THAT WAS BEYOND THE WORD AWESOME! EPIC DOESN'T EVEN COME CLOSE! |
| | | | | E-Notaries.net....about our relationship...
Posted by Malbrough_LA at 7/24/2013 2:25:00 PM | We've never had one. I understand you only wish to pay me $70 for anything you e-mail me. I'm not willing to take this. This is where I'd usually say, it's not you...it's me...this is where I'd also say we've just grown apart and that I've changed...
Unfortunately I can say none of these things because it is you, and we've never been together to grow apart. If this were a relationship, I'd have already filed a restraining order or pressed charges for stalking. Cease and desist. I don't work for that low and have never worked for that low. Thank you for understanding it's most certainly you; it's not me. Do not keep in touch. |
| | | | | Client calls me up and says he wants to do a cash sale of
Posted by Malbrough_LA at 7/23/2013 11:05:00 AM | immovable property. What would my fee be for that? I quote him my fee and he yells at me "HOLY SMOKES, SON, THAT'S A RIP OFF!"
I breathe and reply:
Number 1 - I have to draft your paperwork from scratch including appearance clauses for Buyer, Seller, and Property Description; Number 2 - I'm responsible, by state statute, for recordation with conveyances and tax assessor; Number 3 - Don't ever call someone "son" again...it's a demeaning term when utilized in that fashion; Number 4 - Do you still require my services?
"Well I thought it would be like a Bill of Sale for a car; I'm sorry you just gave me sticker shock is all."
Sir, it's nothing like a BoS for a vehicle. You're dealing with immovable property which is a far more intricate personalized instrument and complex transaction. (It's at this point he tells me there's a lease involved so this is NOT a cash sale as I'm familiar with that term)....Is the terminology that complicated for others to understand if they're not "in the field" so to speak?
I had such a good Monday yesterday, the powers that be have determined that today is my "Monday" since I apparently bypassed it lol. |
| | | | | Just got a call to do one 1 1/2 hours away. Lol?
Posted by Malbrough_LA at 7/22/2013 3:17:00 PM | Land and Law Group. Couldn't find them on SC, but i did some digging. It appears this is the address: http://www.land-lawgroup.com/ . Then I double checked my profile. I indeed had someone check to see if I could do a signing from this IP: 182.74.48.66 . A quick whois search later reveals they found me from.... well just click it and laugh. I did.
http://iplocation.truevue.org/182.74.48.66.html |
| | | | | Unexpected but always welcome extra work!
Posted by Malbrough_LA at 7/22/2013 10:31:00 AM | I was hanging out at the prison, as I am wont to do sometimes, waiting on an inmate to sign some powers of attorney his wife needs regarding four vehicles. Because I'm dressed in a suit, which apparently translates to others as "hey that guy knows what he's doing and can help me," I get approached by several other inmates' family members to assist in several other document draftings and signings (mostly PoAs, some affidavits, and one lady wanting to schedule a cash sale of property after she acquires her husband's PoA allowing her to sell). It's not even lunch and I've met my "quota" for the day. I'm half set on taking the rest of the day off. Nah, who the hell am I kidding? That'll never happen!
Moral of the story to me? Hang out at prison more often...though it is always such a dreary place. : / |
| | | | | Tell me if you can spot the problem with this.
Posted by Malbrough_LA at 7/17/2013 3:22:00 PM | http://neworleans.craigslist.org/atd/3928211102.html
My brain almost asploded....
Because this is a few blocks from me, I'm going to go over there and try talking with the owner first to let them know that this is illegal. If that doesn't work, well, I'll keep y'all posted. |
| | | | | First time having this happen, but it piqued my interest
Posted by Malbrough_LA at 7/15/2013 11:01:00 AM | I was contacted by a constituent who wanted me to perform his closing. He informed me that he's purchasing the property from his mother. I asked if this was going to be a cash sale and he replied that it would not. He would be going through Quicken Loans. I figured he didn't have a realtor involved if he was contacting me directly. I told him to begin the process with Quicken so they could handle all of the paperwork on their end and to inform them that he would like to use my services to perform the closing once their end was done.
I get a phone call from Quicken Loans about 3-4 hours later asking me when I can produce title to the property, abstracting, blah blah... I informed them I was just going to be performing the closing and they'd need a title company to handle all that. (We're getting this part straightened out with the BO as we speak). It did raise an interesting question though, what is the profit potential for performing abstracting services? I'm quite familiar at dealing with property descriptions and researching properties. Any info, or a nudge in the right direction, would be greatly appreciated. I'm already perusing sourceoftitle.com |
| | | | | How are things in your neck of the woods?
Posted by Malbrough_LA at 7/1/2013 4:00:00 PM | Signing work has been slow around the NOLA area. Thankfully I have an auto title and registration business which keeps me very busy and pays the bills (on top of my regular general notary work and odd testament, custody mandate, etc which wanders through my door) .
Anyhoo, just checking to see how the rest of the nation is faring with signing work and hoping they're keeping you busier than me! Good luck out there and stay safe. |
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| | Search in ZIP Code: 70070 |
|  | | I am experienced in real estate closings. I have handled more than 250 per year for the last several years. I have statewide jurisdiction so I can handle closings in all of the parishes surrounding St. Charles. This includes St. John the Baptist, St. James, Jefferson, St. Tammany, Terrebonne and Lafourche. You can count on me to get the job done and it will be done correctly. |
| | | This profile was last updated on 11/14/2013 5:17:00 PM. |
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