| Notary Public in La Crescent, Minnesota | | Welcome to the notary public and signing agent listing for La Crescent, Minnesota, where you can find a qualified notary to assist with a loan signing or any other notarization allowed by law. Notary public profiles in this archive were current as of 12/31/2013. | | |  | Notary Public in La Crescent, MN
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| Search in ZIP Code: 55947 |
|  | I am commissioned in the states of Minnesota, Wisconsin and Iowa. I travel a radius of 125 miles of La Crescent, MN (zip code 55947).
Certified through the NNA. I have current criminal background checks including on Notary Rotary. I completed over 5,100 loan closings and I do keep up-to-date on all notarial laws in the states in which I work. I also have the Minnesota Closer License.
I am available for signings Monday thru Friday, 8:00 a.m. to 11:00 p.m., Saturday 8:00 a.m. to 4:00 p.m., and Sundays 1:00 p.m.-9:00 p.m.
My experiences include
- 1st and 2nd mortgages,
- Refinances
- HELOCs
- Purchase (borrower, seller, both)
- Reverse mortgages.
- In addition to notary work, I also do field inspections.
- General notary work (Power of Attorney, Paternity Affidavits, proof of auto insurance, any legal documents, etc.)
I am not an attorney and am not licensed to practice law in any state; therefore, I cannot give legal advice regarding the contents of any legal documents. I also cannot prepare, draft or select legal documents for you.
For complete information, please visit my website listed below.
Thank you for reading my profile! |
| | | This profile was last updated on 12/18/2013 12:58:00 AM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes | | | Home Inspections: Yes | | |
Recent Notary Talk Threads Authored by this Notary: | | | More frustration with NNA
Posted by jojo_MN at 12/13/2013 1:08:00 AM | Why can't these title companies and lenders see how the NNA is using them to get our hard-earned money????
I checked to see my listing on S..A..com. (Don't want to promote their website!!!) They refuse to show that I have a current notary bond for Wisconsin and that I have $100,000 E & O from here. This is my correspondence with that company (I removed all of my personal information from here):
From me:
The information that is showing on your website is incorrect this is what it shows:
Personal Details
Name: (my name)
Email Address: (my address)
Phone Number:
Member Number:
Member Since: 01/06/2003
Commission Expiration Date: 06/22/2005 (Commission expiration for Minnesota is 01/31/2017, Wisconsin is 12/07/2014 and Iowa is 06/22/2014)
Edit Details
Certifications:
Background Screening: 03/31/2015
Notary Signing Agent: 03/31/2015
Licensed Closing Agent, State of Minnesota expires 06/30/2014 (This is not shown)
Bonds and Insurance:
$500 Notary Bond - Expired (Renew Now) — Mar 04, 2008 (My bond expires 12/07/2014 needed for Wisconsin only)
$25,000 Errors & Omissions Insurance - Expired (Renew Now) — May 19, 2007 (My E & O expires 5/28/2014 and is for $100,000)
Please update the information I put in italics that are bolded in Black.
I am attaching proof of all. Please reply that you received and made changes to my profile. Thank you very much and have a wonderful day!
My name,
my phone #
my fax#
I then attached all of my licensing proving that I had all of the above.
Their reply:
Dear (my name),
Thank you for contacting us with your concerns. Unfortunately, we are unable to display other vendors policies and commissions. We can only display our order history. According to our records, you have not purchased your E&O since 2007 and the bond since 2011.
Thank you,
National Notary Association
1-800-US-NOTARY / Fax 1-800-833-1211
9350 De Soto Ave. | Chatsworth, CA 91311-4926
www.nationalnotary.org
My reply back to them:
Dec 8 at 4:46 AM
The website is inaccurate as stated. This gives the impression to my clients that I do not have the insurance, and bond that is required by all of them. The main reason I re-joined NNA is so I can be listed on your website to meet their current criteria due to the marketing that your company has been doing. I do not get business from this website, that is why I discontinued my membership for a few years. Now, due to your promoting of your SPW, all of my clients are requiring that I join the NNA and get your background check.
You are in no way helping notaries, you are just helping yourselves to our hard-earned money. You should be able to update the website showing that I (and other notaries) do have the required insurance etc as long as we send you a copy of it.
So, in other words, these title companies and lenders need to see that they are manipulating us in a way that we need to pay them more and more every single year.
Membership,
Section membership
Background check,
Certification class,
E & O
Bonds,
etc., etc. All money into the NNAs pocket.
They don't need to show who we purchased any of the above from. We pay to be listed on their website; therefore, they should be printing the truth. Not that our insurance etc is expired, when it is not!
I know it's all been said many times before; however, I really needed to vent. Thank you all. Peace be with you!
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| | | | | Title company, Signing Service and Lenders errors
Posted by jojo_MN at 11/4/2013 11:31:00 PM | These companies are coming up with the great idea to keep us under their thumbs by making us jump thru hoops to prove that we know how to do our business and that we are not criminals.
NOW, how about if we start compiling all of the errors that these companies are CONSTANTLY making that we notaries are catching before it goes to funding.
I've already mentioned in the past how we have no idea who is seeing our private information. The real crimes are happening before the documents even get to us.
How many times do you find:
1. Documents for a totally different borrower are sent to us in error by title company or signing service. I've had this happen more times than I care to count.
2. Vesting is wrong on the title.
3. Wrong address for property address? (Just happened to me again tonight)
4. Marital state, but spouse name is missing on legal docs.
5. Names spelled wrong, so documents have to be re-printed, re-signed, or names crossed off and corrected and initialed on sometimes 130+ pages.
6. Documents sent unsecured. Or sent to wrong email address so some complete stranger gets them.
7. Spouse on loan, but missing on all of the documents
8. Missing documents in loan package that are required
This list could go on, and on; however, my point is that over 95% of errors in closings are not the fault of the notary, it is due to Lender, TC or SS. We are being used as a scapegoat and the NNA is capitalizing in promoting to the above that most problems is due to notary error. They need to look at themselves and see how they can use better quality control on themselves and leave us alone.
This doesn't even cover late and/or no documents. Last minute cancellations so we notaries lose business because we turned down closings to take care of theirs, etc.
As far as the background check goes (I swore I wasn't going to touch that subject again today, but...), a background check shows absolutely nothing as to how a notary (or anyone else for that matter) takes care of borrowers' privacy. The main reason this all came about is that the lenders need to protect the borrowers privacy.
The only way that could be checked would be to have field agents go the the notaries' offices and check their computers to make sure it is password protected. They journals to be sure it is being kept in a secure, locked place when not being used and that the cabinet drawers and office doors are locked when not in use. A background check and all the classes available will not ensure that this is being done. JMHO |
| | | | | Possible solution to background checks. New idea.
Posted by jojo_MN at 10/30/2013 12:45:00 AM | I replied to a post from yesterday and this was one of the points I made, but thought it might be a good solution to ending this nightmare of background checks. If anyone would like to approach the states in which you are commissioned if you like the idea, it would be a help to us all, in my opinion.
Maybe the states in which you do business should run a background check every one or two years (could be at notary's expense as to not raise taxes) and just keep a list stating that we passed the background check and be done with it. All three states where I am commissioned has a list of all notaries. Maybe they could add a notation that we passed the bgc also. This would definitely put an end to all the BS that we have been dealing with. It would make the lenders and title companies compliant with the rules regarding background checks.
This would also keep our private information out of title companies' and signing services' hands. (Too bad they already have it.) Also, it would put an end to XYZ's extorting money from us.
If everyone agrees, maybe we can each approach our congress persons and legislators and explain what we notaries have been going thru the last few years and see if they would be willing to try to get this to work in our states.
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