Posted by Anonymous on 4/29/04 2:16pm Msg #1735
insults
Correct me if I'm wrong, but isn't this forum for constructive criticism, suggestions and friendly notorial help? I have only been on this board for a short time, but I can't understand why all the hostility and insults keep occurring. What are these statements saying about our profession? I truly lover what I am doing and I know that everyone else does, so why does notaryrotary continue to let this continue? Free speech?? I just feel that this is not doing anyone any justice. I thought we were here to help one another, not degrade, accuse and insult each other.
Just my thought.
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Reply by Dennis D Broadbooks on 4/29/04 5:39pm Msg #1745
A "Certain Gentleman" Replys!
As much as it goes against my grain (actually one of my St Louis cardinal rules) to respond to anyone (anonymous #1 or #2!) who won't identify themselves on a public message board, I'll forge ahead under the impression you're uninformed on certain issues in this industry & require some educating. After three plus years in the signing industry along with my 20 year history of self-employment in the insurance industry, it's my concerted opinion if there's anyone out there who believes they're making an honest living by accepting $50.00 for a re-finance loan signing & driving up to 20 miles one way from their office...they're only deluding themselves. That's "constructive" criticism in my book because it's the honest truth as I see it & know it. Furthermore one of the reasons I absolutely despise & avoid $50.00 signing companies came home to roost with me during this "thread" a couple of weeks ago. While doing my best to educate those who may not be aware of what $50.00 companies are actually doing to them, I was interrupted by a phone call from an individual who claimed they represented on these so-called companies & threatened me with "a letter from their attorney" if I didn't cease & desist my criticisms. There's a lot of things I'll tolerate in this world, but threats like this isn't one of them. I'll do my level best to keep this issue alive simply because of the threat if nothing else. That one phone call showed me the level to which some companies will stoop for the almighty dollar.
Now before you go off agreeing with the $50.00 signing company rep that I should be silenced...you'd better remember that what goes around, comes around. If I'm taken off this board for spelling out my opinion in a strong fashion, who knows where that'll stop? You could very well be next. The business world isn't all peaches & cream. I don't call people names & I don't use foul language. Just because my opinions differ from yours is no reason to scream "foul". If you express your beliefs in an articulate manner & without hiding behind a false facade, you'll receive a much better reception from me.
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Reply by NSA in WA on 4/29/04 6:44pm Msg #1746
Re: A "Certain Gentleman" Replys!
Dennis is a gentleman and an honest businessman.
Let's take advantage of his many years of business experience and learn from him. We are lucky he posts on this board.
Not everyone will agree with Dennis all the time but forums are places for open discussions. I took his statement about Fox and Anonymous getting married to be a joke. I was surprised other people got so serious! Dennis was just trying to make a point.
I happen to agree with Dennis. The signing services are crying their woes to us. But behind our backs they are laughing all the way to the bank.
I will add that the better payers also treat notaries better. Checks actually showup. And they arrive before 45 days. Scheduling and question calls are handled quickly and politely.
Sure, I can get a quantity of $50 SS work and be driving all over my counties like a chicken with my head cut off. 3 assignments a day = $150. That's 15 assignments a week at $50 for $3000 a month. And the chicken is finally truly dead at the end of the month.
But if I get two quality jobs daily that each pay $125, I get $250 a day. 10 assignments a week at $125 for $5000 a month. Of course, I would get no assignments on some days and 3-4 on other days.
Dead chicken at $3,000 or happy clucker at $5,000. Even this chick can do the math.
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Reply by Anonymous on 4/29/04 7:05pm Msg #1747
Re: A "Certain Gentleman" Replys!
The only thing I am saying is that there is alot of new notaries who don't "understand" the so called humor. They are trying hard to start their new notary business honestly and professionally. When off the collar comments and accusations are thrown at them, what are they supposed to feel about their fellow notaries. They are trying to get their foot in the door, like we all have at one time or another. If we just try to do our profession some justice and help others without sarcasm and negativity, be it in jest or not, we will all be alot better. I truly appreciate all the comments made about the companies who don't pay, or pay when hounded. It helps out alot. This is a terriffic help to both seasoned and unseasoned notaries. Let's just keep it professional and helpful, not hurtful.
Just my opinion
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Reply by mlefer2003@yahoo.com on 4/29/04 10:47pm Msg #1753
Re: A "Certain Woman"Asks!
All of us were wondering since you don't accept those measley $50 signings, which title companies do you work for that offer such an inflated rate?
A curious gal, I am.
ML
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Reply by sue on 4/30/04 6:22am Msg #1757
Re: A "Certain Woman"Asks!
if you're asking me, now I will be negative. I am not about to come on a public message board and give away my hard earned client list. I began signings in 1997 and have worked long and hard to build my reputation and client list. Work hard, work smart, do your job correctly, don't undersell yourself and you will find these companies or they will find you. I have had 3 new companies find me this past month - a processer at a title company I did a lot of work for went on maternity leave, when she returned, she went to a new company and contacted me and I now get their work; another I picked up because they were looking for someone to do purchases in my area and they asked a sister company that I already worked for to give them a reference in my area; the third I got because a processer at a title company I did a lot of work for went out on her own as a loan signer as the title company's workload has slowed down - she hooked up with a brand new title company and she told him to contact me for coverage in my area. if you do a good job, they will find you. once you've been at this for a while, if you're smart, you will find them.
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Reply by Anonymous on 4/30/04 1:55pm Msg #1760
Re: A "Certain Woman"Asks!
And you don't give this information out why? Do these companies have so little work, that they only use you? Come on now, most of us have no problem sharing names of companies, because there is enough work for many. What are you afraid of? Someone doing better work than you? Probably not, so relax a bit, and know, no one is going to take your money from these companies, if you are a good worker. They are only looking for a beginning. Such selfishness and lame excuses is all I see.
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Reply by sue on 4/30/04 8:01pm Msg #1768
Re: A "Certain Woman"Asks!
you truly are a piece of work. why in the world would you think someone would hand you on a platter what they have worked for years to achieve? I am just totally puzzled. I guess I am selfish. I have worked for years all hours of the night and day to build up my business. If you want to achieve the number of appts. I have and the fees I receive you must work for it yourself. I am certainly not worried one bit about someone doing a better job than I do because I return a perfect package, every time. I know how to do my job inside and out. they give me an order and I complete it with seldom a question from me. how much work each of my clients has I have no idea although I do know that I am called first by most of my clients and I have some that will get the appts. rescheduled when I am not available so that I can fill their order. there are lists and lists available all over the internet of companies that hire notaries. market yourself to them, do a good job and as I said, the good paying companies will come to you.
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Reply by mlefer2003 on 5/3/04 4:10pm Msg #1801
Re: A "Certain Woman"Asks!
I don't really need any more work -- have enough to handle right now. Just was wanting to know if you turn down all those $50.00 closing companies how you could possibly make money/living without them? To me, they are my bread and butter. Those over $100.00 paying companies are very few -- at least in the New Jersey area. Most companies that pay more are also companies that call you once because their in a bind to find someone right away and offer that much to get you to do their signing. I've been in this business a long time not to have a multitude of clients, but unlike you and Dennis -- I NEVER TURN DOWN A $50.00 signing -- especially if it's right around the corner.
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Reply by Dennis D Broadbooks on 5/3/04 4:31pm Msg #1802
Take 'em & Run!
The $50.00 companies survive & flourish for another day because of signing agents like you. You can have all of them your little heart desires! I do just fine without their meager offerings. I think it's sad (if it's really true) you've "been in this business a long time" & haven't set your sights any higher than $50.00. JMHO!
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Reply by Bob-Chicago on 5/3/04 11:05pm Msg #1808
I'll take plenty of the right kind
In all due respect, Dennis, I see no need to denigrate someone for trying to make a living. I do plenty of $100 to $175 signings (More than 20 last week alone) , but am not too proud to accept $50 signings from establshed clients. They are mostly HELOCS, very easy, 15 minutes or less, and I can fit them into my schedule between more lucrative signings. I agree, that it it not worth it to jump into your car and drive 20 miles each way for a re-fi. But you can certainly do them profitably on a round trip with other signings. Most of the ss paying $50 are only being paid $100 and sometimes less. They have overhead, employees, rent, telephone , etc. I find it profitable to incorporate $50 -$60 signings into my other work. HELOCS are frequently open dated , so you can usually be flexible in schedualing. My daddy told me that "you rarely lose money by making money" I can usually incorporate 10 -15 $50 signings into my week. At the end of the month, it adds up to a nice piece of change. I agree that $40 is ridiculous for a re-fi (usually Ditech) with a bunch of fax backs, and will not do them. They can be good, however , for newbys who want to build up experience and need a bit of handholding until they learn the ropes. I would never criticize anyone for doing whatever they can to support their family , especially in these troubled economic times, with college grads forced to get jobs asking "do you want fries with that order?"
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Reply by Dennis D Broadbooks on 5/4/04 5:06am Msg #1809
The "Right" Kind...
...is the operative word here, Bob. There's one company I work with that almost exclusively deals in HELOC's & you're right, they only take 15-20 minutes. However I'm still receiving $65.00 for those! The point I'm trying to make is that a VETERAN in this business should NOT be taking $50.00 signings on a routine basis. I never made reference to "newbies" although I even disagree with you there. In my 3+ years in this business I've accepted TWO $50.00 signings. You set your standards & you stick by them. I could literally care less what the SS's are making on their end as that isn't what concerns me & it shouldn't concern you. With regards to your daddy's statement, he did qualify that with "rarely". In my opinion you're losing money on $50.00 signings involving anything other than a 15 minute HELOC. We all need to make $50.00 signings as "rare" as we possibly can by turning them down. Otherwise we ALL will be pushing McDonald's fries at some point in time. JMHO & I appreciate the feedback, Bob.
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Reply by Bob-Chicago on 5/5/04 1:14am Msg #1831
Agree to disagree
We are never going to convince each other as we determine profitablity diferently. That is the beauty of owning your own business, you decide how to run it. My point of not denigrating someone for being willing or required to charge less then others in order to support their faimily or maintain a desired lifestyle still stands. That is also an advantage of owning your own business. You decide what work to take and how much to charge. If one does not feel that it is profitable for them to charge less than a certain amount, then don't. Someone else in different circumstances might find that amount profitable. I do plenty of $65 + helocs and some pay $100 or more (Lord bless them) I think that I can make money working $50 heloc signings in with my others. You, obviously do not, which is your priviledge. In all due respect, do not knock me or others for exercising the the same priviledge. I do not know your individual circumstances and you do not know mine. As independent business owners, we can all do what suits own individual needs best.
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Reply by Dennis D Broadbooks on 5/5/04 5:46am Msg #1833
Excuse Me...
...but now you're telling ME what I should or shouldn't do. If I run across a thread where $50.00 signings are being discussed & it's my opinion that NO ONE can make an honest living at that absurd rate, I'm going to voice it. I DO feel it has an influence on me as the lower fees affect ALL of us in the long run. I'll fight that with every fiber of my being. You stand on your beliefs & I'll stand on mine, Bob! In all due respect that's not "denigrating" or "knocking" anyone...it's fighting for what you believe in. Open, honest debate on this kind of issue is good for everyone. It's when you try to shut it down like you're doing right now that I'll debate you even further. I won't be silenced on this any more than the feeble attempt made by Fox Signings to do the same. I'm just glad in your case you haven't called me on the phone personally & threatened me with "a letter from your attorney"! Keep on debating, Bob, & I'll do the same.
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Reply by Sharon/PA on 5/5/04 7:17am Msg #1834
Re: Excuse Me...
Dennis,
Seems to me your a "silver platter' signer...I would LOVE if every signing company paid me a minimum fee of $65+ for HELOCS...yet, @ the same time, I tend to disagree with the idea that $50 is an absurd fee for them. For instance, I could go around the corner, be in & out of a "HELOC" closing in vertually less than 15 min. That is an average of $200 per hour....not a bad return in my opinion. ,...signing companies...I'll take all you can give me!...also, just remember the bottom line and who really is paying for all this....we really are a greedy society....
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Reply by Dennis D Broadbooks on 5/5/04 8:23am Msg #1835
As I Said...
...you can have all the $50.00 signings (HELOC's included) you want. Take them & run to to the bank with what little you have left over after all your expenses are taken into account. It's very evident we have very few true businessmen ( and women) in this industry. The vast majority are in it as a hobby & are being taken advantage of by the $50.00 signing companies as a result. That's where the true greed comes into play. You're being "used" at 50 bucks a pop to line their pockets. JMHO & thanks for the feeback!
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Reply by Anonymous on 5/5/04 9:39am Msg #1836
Re: As I Said...
I'd be curious as to how many people feel the same way Dennis does. The majority appears to feel that the signing companies are for the most part a great way to earn money whether you are a seasoned or unseasoned notary. Granted, there are a few companies that do want to take advantage of notaries or just not pay at all. That's what's so great about these boards. Keeping the notary community abreast of what's happening "out there" -Helping Each Other. We can continue to banter back and forth on Dennis' opinions until the cows come home, but for what??? Each has his own living to make in the way that fits their lifestyle and it seems like we are just "beating a dead horse". What difference does it make anyway?? Give up Dennis, you've made your point. You're not going to change anyone's minds. Now move on to more important things like making a living.
JMHO
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Reply by Sharon/PA on 5/5/04 5:26pm Msg #1849
Re: As I Said...
Evidence of "true businessmen &women" in this industry should not be confused with the amount of $$ one sees fit to accept for a signing. True & 'fair' businessmen & women in this industry know what they need in order to make a decent amount of $$ and don't try and sqeeze and shake every cent they can out they can of these companies. Be fair and square Dennis, each case is unique...of course, I would not travel 40 miles for a $50 closing, but don't be stupid, and not take one if it's around the corner and no one else is calling....i consider myself a very successful business woman who has chosen this way of business and i'm wearing Louis V handbags and Chanel sunglasses!....like I said, "to each his or her own"...:)
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Reply by Dennis D Broadbooks on 5/5/04 6:04pm Msg #1850
You Got Me There!
I don't have a Louis V handbag or wear Chanel sunglasses either. I guess you ARE a business success "fair & square" based on that criteria!
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Reply by Sylvia/FL on 5/6/04 5:19pm Msg #1874
Re: You Got Me There!
You don't have a Louis Vuitton handbag Dennis? I am shocked!!! <g>
Well, I don't have a Louis Vuitton handbag either or Chanel sunglasses, but I consider myself a successful business woman. But I do wear Bob Mackie and Oleg Cassini clothes, and the only footwear I wear is Clark's (English) and occasionally Onex (A California company)
But having a Louis Vuitton handbag and Chanel sunglasses don't mean you are a successful business person.
You can "dress for success" but it doesn't mean you are successful.
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Reply by Dennis D Broadbooks on 5/6/04 6:28pm Msg #1875
I DO Wear Some Lands End Clothing...
...does that mean I'm a business success too? I certainly hope so. I'd hate to have to update my wardrobe. Otherwise a trip to Marshall's may be on my agenda in the near future!
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Reply by Sylvia/Fl on 5/6/04 8:10pm Msg #1877
Re: I DO Wear Some Lands End Clothing...
Hmmm Dennis I see you more in Armani:)
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Reply by dmitchsr on 5/6/04 11:48pm Msg #1881
Re: I DO Wear Some Lands End Clothing...
I like Armani too! I also like wearing Hugo Boss, and Canali suits! I like they way they move with me, and are truly wrinkle resistant. The colors are true and rich. But I've noticed something here of late! The customer doesn't seem to care! Hmmmm... I've known persons to dress well and drive Mercedes-Benz, and lost their clientele because they did so!
I guess a good question is...who are we without the trappings?
Are we successful because we are true to our call? Good stewarts over that which we've been privileged to tend over? Leaders are determined by the task performed, not titles or labels.
I believe that if you can look at yourself in the mirror, honestly, and say, "I've done my best, and I've given it my all", then you are successful! When you engage in business, and you stay the course and remain vigilant, diligent, dedicated and devoted to the accomplishment of the task at hand, then you are a success. Consistency in that vein makes you a successful person in business. Of course, that's just my belief, in short!
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Reply by Sharon/PA on 5/7/04 7:40am Msg #1889
Re: I DO Wear Some Lands End Clothing...
your right, Sylvia, definitly Armani for Dennis....and please, no past season, Dennis :) ..... i Love Marshalls and Tj's, but it's not for you
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Reply by sue on 5/7/04 7:53am Msg #1890
Re: I DO Wear Some Lands End Clothing...
Sharon, you have to understand about Dennis - he's an okay guy and we've been friends for several years but a few years ago I did have to report him - he stated, in public, that he thought Spectators were fans in the bleachers at one of his beloved Jayhawks games and not the truly magnificant shoes they are - I understand the fashion police sanctioned him appropriately.
I'm in York, where are you?
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Reply by Dennis D Broadbooks on 5/7/04 7:57am Msg #1891
So I'm Not a Fashion Maven!
I'm still a Jayhawks fan! :)
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Reply by Sharon/PA on 5/7/04 8:34am Msg #1893
Re: So I'm Not a Fashion Maven!
So, Dennis......no Spectators....i'm disappointed...anyway, here's a proposal...if you win in the 'long run'....and i lose, my next company is, and sort of unofficially is already, Fashion Consulting...will you be my next client??...i think i could make some big bucks!
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Reply by Dennis D Broadbooks on 5/7/04 8:41am Msg #1895
Deal!
Are you sure you know what you're getting into? My idea of a "fashion" shopping extravaganza is running to the nearest Sam's Club & buying new underwear in 6 packs! I'm CHEAP when it comes to clothes. You may go broke with me as a client!
;)
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Reply by Stephanie on 5/7/04 10:54am Msg #1896
Re: Deal!
....priceless; Dennis, you actually got a chuckle out of me...thank you.
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Reply by Sharon/PA on 5/7/04 8:38am Msg #1894
Re: I DO Wear Some Lands End Clothing...
sue, we're neighbors! i'm in lancaster county :)
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Reply by Sharon/PA on 5/7/04 7:28am Msg #1888
Re: You Got Me There!
Dennis,
My point in wearing the Louis V and Chanel wasn't to prove that because I wear it, I am a success, just to prove that I can afford it even though I take $50 Helocs....
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Reply by Dennis D Broadbooks on 5/7/04 8:18am Msg #1892
And My Point...
...was that the wearing of certain clothes doesn't make you a "success". I understood you perfectly. As signing agents all of us have been in some absolutely fabulous homes; perfectly decorated, opulent furniture, etc, etc. If the truth were borne out, a lot of these borrowers are hocked to the hilt, credit cards maxed out, no savings, & if they missed their next paycheck would have to declare bankruptcy. Appearances CAN be deceiving is my point & is no guarantee that person is a successful manager of their money or their personal life. Success can be defined in many ways & I believe I succeed in the signing business precisely because I turn down $50 signings. You obviously don't & we have a parting of the ways on that issue. Only time will tell who's "right" in the long run.
BTW, my example of the "opulent" borrower was not implying that's your situation, Sharon. Just making my point is all.
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Reply by Sylvia/FL on 5/6/04 5:10pm Msg #1873
Re: Excuse Me...
Sharon I wear "two hats", I am a signing agent and I also own a signing service. And as the owner of a signing service and as a signing agent I am with Dennis. $50 fees are absurd. It is OK for newbies, but once they are experienced and have built a reputation they shouldn't be accepting less than $65 a signing.
You say "remember the bottom line and who is really paying for all this". Yes, the borrowers are paying in their closing costs, however whether you charge $50 or $65 a signing, the borrower's fees are not going to be affected, it is just the signing company that is making more if they can get you to do the signing for $50.
It is up to you to set your fees, and if you are happy with $50 signings, then that is fine. But why sell yourself short?
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Reply by Sharon/ Pa on 5/7/04 7:16am Msg #1885
Re: Excuse Me...
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Reply by Sharon/PA on 5/7/04 7:22am Msg #1886
Re: Excuse Me...
Thank-you for the input Sylvia......I appreciate when you, the owner of a Signing Service is telling notaries we are "selling ourselves short"....do you need any help in PA???
I guess I just always feel for the client when $ is an issue....but, thank-you for the eye-opener....
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Reply by Anonymous on 5/7/04 7:25am Msg #1887
Re: Excuse Me...
Sylvia, what's the name of your signing service??
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Reply by Sylvia/FL on 5/7/04 10:59am Msg #1897
Re: Excuse Me...
Florida Mobile Notary Services - only covering Florida.
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Reply by Bob-Chicago on 5/5/04 11:20am Msg #1837
My final word (for now at least)
I did three back to back $50 helocs last night . Left the house at 6 and finished the last by 7:30 and then went to my 8 pm refi. Did one this am. out and back in about 30 minutes. I make $3,000 or more per month just from $50 -$60 helocs. This is of course in addition to my other signings. It works, for me. If you don't want this work, that is your priviledge. If you feel that my accepting this work cuts into your income, then I am sorry. As a Republican , you must believe in free enterprise. Rates are going up, due either to Bush's growing economy for his growing deficit, depending on your political viewpoint. In any event, helocs and B-C paper are going to constitute a larger portion of our business. I need to do whaterver is legally and ethically necessary to support my family You are, of course, free to continue to express any opinion that you hold. We are all free to conduct our business legally and ethically as we wish
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Reply by Dennis D Broadbooks on 5/5/04 11:37am Msg #1838
Thanks for "Granting" Me That Opportunity...
...to express any opinion I may hold. I'll continue to do so.
BTW, by saying you accept $60.00 for HELOC's comes dangerously close to my $65.00 minimum. I've said all along my primary objection is to those who think they can travel 20 miles one way, perform a full blown re-finance, perform all the necessary paperwork afterwards & then walk away thinking they've just made some money at $50.00. They're only deluding themselves under those circumstances.
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Reply by D on 5/5/04 1:57pm Msg #1844
Re: Thanks for "Granting" Me That Opportunity...
I want to see what you feel are the list of expenses that are to doing a signing. Not all of us have the ease of going next door to do a signing. Most of my signings are over 40 miles and I do not have the population base as you might. I negotiate my fees but in most cases I have to take what they give me, becuase in the best months I only get about 12 calls. It would be great to get the fees you feel we should get but in most cases if we are just starting out or in my case there are not that many signings you are at their mercy.
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Reply by Dennis D Broadbooks on 5/5/04 2:31pm Msg #1845
You're NOT at Their Mercy!
That's the thrust of my comments in this whole discourse. You just simply say "NO"! You tell them what your fees are & stick to them. As far as a list of expenses, they're endless with some not so easy to discern & I'm only going to focus on one...TIME. The amount of time you invest in a particular signing from start to finish.
There's the time you spend in the initial phone call from the signing company. There's the time involved in placing that information into your database. There's the time you spend on the phone making the phone call(s) to the borrowers to verify the appointment. There's time invested in receiving the e-mailed or faxed confirmation from the SS. There's the time you spend receiving the overnight document package (I won't address the issue of e-mail docs in this missive) & separate it out. There's the time you spend reviewing any specific directions the SS may give you. There's the time you spend making a phone call to the borrower on the day of the signing to make sure they're there & ready for the appointment. There's the time you spend driving to the appointment. There's the time you spend performing the actual signing. There's the time you spend coming back from the signing. There's the time you spend preparing the doc package to be sent back along with any invoicing you may have to do as well. There's the time you spend driving the package to a drop off point. There's the time you spend driving back from the drop off point. Last but not least there's the time you WASTE chasing down your money from some of these companies one or two months down the road.
I'm quite sure there are a few more listings under the category of "time" if I put my mind to it. None of this takes into account the other costs of doing business such as computers, printers, auto, insurance, telephone, advertising, etc, etc. Even though there's a very minimal initial "investment" cost to become a signing agent, you soon realize there's much more to invest in if you want to stay current in this industry.
As I said previously in this thread, I've only taken two $50.00 signings in my entire career. They were both back when I'd just started & were "lesson learners" for me. I hope you learn your lessons early on as well & graduate to higher fees.
JMHO!
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Reply by A Notary on 5/5/04 7:34pm Msg #1851
Dennis don't you do this part time?
Didn't I read one time where you said that you do this part time and also work in the insurance industry as well. I am in this business full time. I charge some companies $50 and some $150. It is my decision to make. I am making money. So much so I don't have to sell insurance too.
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Reply by Dennis D Broadbooks on 5/5/04 8:05pm Msg #1852
I've Been in the Signing Business Full Time...
...for the past 3+ years. I was in the insurance industry as an agent with Farmers Insurance Group for 20 years, leaving them in 1997. Within the past six months my former district manager approached me about getting back into insurance & I took him up on the offer. I'm gradually easing back into it, but I don't have much of a clientele built up at this point in time. When the signing industry balloon pops, I want to have another income stream to fall back on & build up. I don't HAVE to sell insurance by the way...to deflect your feeble attempt to discredit my signing work. Our family does just fine from an income perspective & NO, my wife doesn't work outside the home either. I make decisions & make money just like you do. The difference is I don't do $50.00 signings & you do.
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Reply by D on 5/6/04 12:11pm Msg #1864
Re: I've Been in the Signing Business Full Time...
holy cow you should right a book and sell it, for all the time and length of responses you give in every topic. Maybe title it "How I made a living by not excepting $50 signings".
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Reply by Dennis D Broadbooks on 5/6/04 1:20pm Msg #1866
One Thing's for Certain...
...you won't be hired as my "ghostwriter"!
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Reply by Anonymous on 5/4/04 7:01am Msg #1811
Re: I'll take plenty of the right kind
THANK YOU SO MUCH, YOU HIT IT RIGHT ON THE HEAD!!!
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Reply by mlefer2003 on 5/3/04 10:35am Msg #1795
Re: A "Certain Woman"Asks!
Sorry wasn't asking you. This was for Dennis.
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Reply by Dennis D Broadbooks on 5/3/04 1:19pm Msg #1797
I Apologize for Not Responding in Some Fashion!
Sue answered your question to me so well, I felt there was no need to provide you with a response. I still don't!
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