Posted by DonnaNJ on 11/18/04 5:31pm
Msg #11622

GOT MY FIRST CALL TODAY

GOT MY FIRST CALL AND DOING A SIGNING TOMORROW....VERY NERVOUS HOPING I DON'T MESS UP OR NOTHING GOES WRONG. COULD ANYONE REMEMBER IF A INVOICE SHEET WAS POSTED THAT I CAN SEARCH? THANKS!

Reply by William Soronen on 11/18/04 5:38pm
Msg #11624

Owie!...GL...I know you will do fine. I just started browsing and posting here
as of yesterday so i cant help you there...but maybe there are some online invoices
you could Google for and print?...sorry not more help...GL tomorrow though!!

Regards

WRS

Reply by Ted_MI on 11/18/04 6:07pm
Msg #11628

Donna,

One thing I would do is spend a considerable amount of time going over the documents beforehand, familiarizing yourself with them. Because you want to give the borrowers a quick overview of what the document is during the course of the signing.

Another thing I would do is use little flags where the borrowers are supposed to sign, where you are supposed to notarize, where you are supposed to put in information, etc. I am relatively new and I have found these to be very helpful. That way you are less likely to miss something.

And there may well be some minor problems the first time; just try to insure that they are minor. Best wishes.

Reply by Mortgage Closers of San Antonio - Kenneth C Whitton Jr on 11/18/04 6:18pm
Msg #11632

Donna: I am sure you will do fine, and best of luck with it... When I first got started I actually just used EXCEL to create an invoice template... Once I got too busy to keep up with all my receivables, I purchase MS Money Small Business 2004. The invoicing feature in that program has worked well for me... E-mail me and I can send you what I formerly used for an invoice... [e-mail address].

Ken

Reply by julie-mi on 11/18/04 7:24pm
Msg #11640

did the company request that you use your own invoice for this assignment?

Very few companies require that you use you own invoice, they usually provide a fax back sheet that "automatically" generates your payment. In fact, many companies get irritated if you use your own invoice.

If you are not certain, simply call the company and be honest by telling them this is your first signing with them and you need clarity on the invoice.

Ted gave you good advice on the flags. If this is your first, you want it to be perfect.

Reply by Julie-MI on 11/18/04 7:25pm
Msg #11641

oops-clarification

I just reread my last sentence and need to clarify--you need all of them to be perfect!

Use the flags as a tool until you get more familiar.

Reply by calipat on 11/18/04 9:46pm
Msg #11655

Re: oops-clarification

Donna take the advice of flags. It really works. I did it for my first one and maybe 20 more after that. Then I just flagged where I had to notarize so as not to bypass. I don't use flags anymore, but I do triple check my work. You will be fine and CONGRATS and GOOD LUCK.

Reply by Nd_WA on 11/19/04 4:29am
Msg #11667

what I've done:

1. Write up and practice on an intro (disclosure statement) stating who you are (NSA), what you are and the reason you are there.

2. Flag the doc, CAUTION! I'd stick them far away from the signature area and write on the flag what's required for that page(signature/date/initial/notarize/etc). Having a flag around the signature area create the risk for a signature to be signed over.

3. During the sigining, focus on what you are doing and try to minimize or avoid small talk.

4. Take as much time as you need and do everything while you are there at the table.

5. Double check the doc by checking off the required item(s) you wrote on the flags.

6. Last but not least, have the instruction sheet and contact info handy.

Congrats, good luck, and happy signing.

Reply by Serina/VT on 11/19/04 7:32am
Msg #11669

Congrats!

Although I'm a paralegal and have been notarizing things forever, I'm still pretty new to all of this mobile notary stuff. Here's what I have learned in the last 2 months.

1. Don't print out your doc's if you get them way in advance until the day of the signing, it could get cancelled and you won't be paid for the printing, even if you bill them.

2. Make absolutely sure the borrowers sign everything AS THEIR NAMES ARE PRINTED on each doc.

3. Even if the lender doesn't tell you in advance the borrower's need a photocopy of their ID and SS card, ask them to get one. I've been surprised on the day of the signing by lenders asking for that at the last minute.

4. If you're in a witness state, such as I am in Vermont, even if the lender doesn't ask for a witness to be present, ask the borrowers to supply one and use them. Been surprised with that one too

5. Flags are an excellant idea!

6. Ask the borrowers when you arrive at thier home if you can do the signing in a quiet spot. Not in the kitchen next to the cage with the cockatiel and the lab trying to climb into your lap. (yes, that did happen)

7. Don't try to explain in detail much about the doc's other than what they are. If the borrowers have serious questions/concerns get a loan officer on the line.

8. Last but not least, don't forget to leave the borrowers their copies of the right to cancel!

Reply by Ted_MI on 11/19/04 3:41pm
Msg #11701

Re: Your last point

Your last point makes me laugh. I did exactly that. Not only took the copies of the right to cancel but the whole package!! Had the borrowers copies on the table and then at the end of the signing put them in my bag and took off with them. Luckily they were very close friends and I had to return for another matter, so it all worked out alright.

Reply by CarolynCO on 11/19/04 4:43pm
Msg #11708

**2. Flag the doc, CAUTION! I'd stick them far away from the signature area and write on the flag what's required for that page(signature/date/initial/notarize/etc). Having a flag around the signature area create the risk for a signature to be signed over.**

I'll second that. I've gotten away from using flags for every signing, but when I do, I must get every signer that requires 3 inches to write their name!

Reply by DonnaNJ on 11/19/04 11:10pm
Msg #11725

I would like to thank all of you very much for your ideas and acknowledgement. things were a little crazy for me...i got myself all worried and concerned that i might mess up, but I had the nices borrower I could have ever hoped for. I live in an area where it is very much like the mountains. i got totally lost because so streets don't even have signs and there are NO street lights aroung here. Called the borrower she talked me through every turn and into her drive way. What a pleasure. Oh and everything went fine with the documents. THANK YOU ALL SO MUCH FOR BEING MY SUPPORT LINE!!!!!!!!!!!!!!