Posted by Anonymous on 11/30/04 3:15pm Msg #12326
do I have to notarize this document?
the first page reads: by signing below, the borrower accepts.......
then there is signature line
the very next page reads:
State of Arizona County as:
the foregoing instrument was acknowledged before me this______ by _______
My commision expires:
signature line (notary public)
I DO stamp this page, right? since I notarize the signatures from the page before, or do I misread this?
| Reply by Don on 11/30/04 3:30pm Msg #12329
Yes
| Reply by Anonymous on 11/30/04 3:31pm Msg #12331
thank you
| Reply by CaliNotary on 11/30/04 4:12pm Msg #12342
Sigh. If you can't recognize an acknowledgement you have no business doing loan signings. It's important enough to say twice: YOU HAVE NO BUSINESS DOING LOAN SIGNINGS YET!!!!!!!
Would you want your several hundred thousand dollar loan to lie in the hands of somebody who hasn't even learned the most basic of basic things about the job? You're a notary first, a signing agent second. A notary who has to double check whether to stamp an acknowledgement is disgraceful. And please spare me the "I'm new" stuff, that's something you should have learned when you became a notary.
Learn the basics of the job before you start f***ing up the finances of strangers. They deserve a competent signing agent for their loan, not one who can't even recognize an acknowledgement when they see one.
| Reply by CarolynCO on 11/30/04 8:55pm Msg #12377
Re: Questions asked and answered
If you will perform a search and/or read messages from the very beginning until the last one posted today, you will find that many, if not all, of the questions you have posted have already been posted and answered several times over.
Further down in another thread I see that you are another NNA seminar newbie who was probably led to believe that you will be making thousands of dollars doing signings, and it sounds like a newly-commissioned notary. If you feel uncomfortable calling SS and Title/Loan Comanies with your questions, begin calling the NNA over and over and see exactly what you are getting for your money. However, don't expect that what they tell you is correct. You need to learn your state Notary laws forward and backward -- contact your Secretary of State. If you haven't already purchased your E&O insurance, you had better make that your number one priority on your To Do list.
| Reply by pan/nd on 11/30/04 10:19pm Msg #12385
calinotary,
You know, I think I'd rather trust the apparent newby to sign my loan papers rather than somebody
who thinks its cool to use the F word.
If your vocabularly is so limited that it is necessary to use vulgarity (or a representation of it),
then I doubt you have the intellect necessary to properly notarize loan papers and get them signed.
| Reply by CaliNotary on 12/1/04 12:35pm Msg #12426
You'd rather put a loan for a couple of hundred thousand dollars in the hands of somebody who doesn't even know whether an acknowledgement or jurat needs to be signed and stamped, rather than somebody who has completed over 600 signings who happens to use the F word to emphasize a point?
And you think *MY* intellect is questionable?
| Reply by pan/nd on 12/1/04 1:23pm Msg #12432
CaliNotary,
Anyone who has to use gutter language to emphasize a point doesn't need to notarize my loan docs or anyone else's for that matter.
If you're not smart enough to use decent language on a public board whose messages can be tracked, then, you certainly shouldn't be notarizing loan documents.
I don't care how many signings you've done..60, 600 or 6000.
| Reply by CaliNotary on 12/1/04 1:48pm Msg #12439
What does one have to do with the other? There's no logic to your thinking.
| Reply by pan/nd on 12/1/04 4:23pm Msg #12464
There's plenty of logic.
Even if I spelled it out, I don't think you would get it.
At least one other poster in this thread knows what I'm talking about.
I stand pat on my remarks.
| Reply by CaliNotary on 12/1/04 6:43pm Msg #12473
No, there is zero logic to what you're saying. You imply that my ability to do loan signings and my choice of vocabulary are somehow connected. They're not.
As for indecent language, I didn't use any. F*** is not indecent, it is the letter F followed by 3 asterisks. It's perfectly acceptable in many newspapers, magazines, and other written forms of communication. I would argue that it's not only decent, it's actually considered a polite way of expressing an expletive. If it's decent enough for Time Magazine, it's decent enough for this message board.
Just because you have ridiculously high puritanical language standards does not mean that everybody who uses this board should conform to what YOU consider decent. And trust me, I sure as H E double hockey stick aren't going to.
| Reply by pan/nd on 12/1/04 10:14pm Msg #12512
CaliNotary,
I have viewed you other posts. And, I'll admit I think you know what your doing. And, further, it's obvious to me that the "F" word was for emphasis and out of frustration.
Having said that...just because Time Magazine says it's OK...doesn't make it OK by any stretch.
I may have been too quick to jump, though.
Your other posts indicate you're a person who's into the notary biz and are ticked that the NNA is helping to overload the circuits. For that reason and others I refused to renew.
I don't blame you particularly for being hot that certain markets are overloaded with newcomers.
As to the logic aspect, I don't think you've......
Oh what the heck, I've taken up enough time and space.
I'll debate it another day.
I have a signing to go to.
| Reply by HisHughness on 12/1/04 8:17pm Msg #12495
The poster declares:
***You know, I think I'd rather trust the apparent newby to sign my loan papers rather than somebody who thinks its cool to use the F word. If your vocabularly is so limited that it is necessary to use vulgarity (or a representation of it), then I doubt you have the intellect necessary to properly notarize loan papers and get them signed.***
Sorry, folks, but I'm with CaliNotary on this one.
On the most fundamental issue, he is right on: No notary public who does not know what is required for an acknowledgement should be doing loan signings. Would you want a surgeon who doesn't know what to do with a scalpel operating on your spouse? (Considering my current circumstances, it probably is best that that question not be posed to me.)
And I really take a helluva lotta umbrage at the suggestion that employment of some hoary Anglo-Saxon English denotes both an anemic vocabulary and a febrile intellect. I won't address the intellect, but I damn well can speak reams about the both the desirability of and the correct use of profanity in communication.
No less a literary giant than Mark Twain was profoundly profane and took great pleasure in the variety and vividness that four-letter words brought to the task of communication. Twain may have been folksy,but he was a folksy old fart who knew his language: Witness his critique, "Fenimore Cooper's Literary Offenses," in which the master wordsmith dissects the language of the author's frontier novel "The Deerslayer."
CaliNotary may not stand on the side of the angels, but he certainly occupies the same pew as Mark Twain.
| Reply by Marilyn FL on 11/30/04 6:00pm Msg #12352
What is the document? If the last page is a certificate, you would notarize but have them initial and annotate what the doc is, the date.
| Reply by Angie on 12/1/04 12:26pm Msg #12423
Hi,
CalNotary, you were harsh, tackless and showed little class. I'm sure that you do not want to represent yourself that way.
It's true more training is required, but you were new once and I'm sure you asked questions that perhaps someone thought was a no-brainer. This forum is for newbies and for those who know it all, isn't it?
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