Posted by Traci/CA on 9/2/04 10:38pm
Msg #7257

Can Anyone Hear Me

I just found out that my signing for tomorrow is for a deaf couple. That explains
why I was unable to reach them by phone to confirm. Finally got a hold of the SS
and they told me they were deaf and I should contact them my email or TDD. I did
reach them today by email and we are set for tomorrow. Has anyone encountered this
type of signing. My hope is they read lips so I can at least communicate with them.
Meantime, I hope mapquest does not let me down like in the past because I cannot
call them for directions.

Reply by BrendaTX on 9/2/04 10:59pm
Msg #7262

Please do report back on how this one turns out. It's very interesting. (Why the heck doesn't Sylvia get a modem on her cell phone so she can answer these questions while running from hurricanes???)

Reply by Bob-Chicago on 9/2/04 11:39pm
Msg #7269

I've done a few. Just speak slowly , loudly and overenunciate , just as you would do with people who do not speak any English. Just kidding
Many deaf people can read lips. If so, look directly at the one you are speaking to and speak at a moderate pace , but naturally. Write out a note ahead of time with instructions as to signature, initials and dating. Also write out the main loan terms and the RTC drill. Point out terms on HUD, RTC and note just as you would at a regular signing. Indicate in the note that the rest of the docs do not alter the loan terms but primarily are for the lenders protection if they fail to make their payments and that they have the three days to review them.
Good luck.

Reply by Gracie/PA on 9/3/04 9:31am
Msg #7288

You can contact them by TDD (text telephone) for directions. Look in the front of your telephone book and call the number given for TTY/TDD services. The operator will call the customer for you and relay your message via text telephone, and then tell you what they respond. It's easy and free for you.

Reply by Susie/CA on 9/3/04 9:39am
Msg #7289

Now, someone in CA correct me if I'm wrong but from what I understand (off the top of my head) in CA you cannot notarize for someone whom you cannot communicate with. Usually this applies to people who speak languages we cannot speak nor understand, however, I do believe this falls into the non-communicative category. A person that knows sign language would be the only person that should conduct this type of signing. Then again IF they do read lips I suppose you would be okay. Maybe you should e-mail and ask them if they read lips.

Reply by Krysten/NY on 9/3/04 9:59am
Msg #7294

I have notorized loan documents for 2 deaf couples in the past several months. The first one i did not know how to proceed so i called the NNA because the SS said there would be an interpreter. The NNA said we could not use an interpreter and therefore i did the signing with a combination of lip reading and writing on a notepad. The signings took longer than usual and with both i encountered problems in the borrower's understanding of different points as there was communication problems with loan officer.

Reply by Traci/CA on 9/3/04 2:57pm
Msg #7325

Thanks everyone for your help and suggestions. I will let you
know how it goes.

Reply by Reenie/CA on 9/3/04 7:30pm
Msg #7337

Yes, in CA you cannot notarize for somebody with whom you cannot communicate. Communication comes in all forms, i.e., spoken and written language. If the signers are getting e-mail from you, reading it, then they have the ability to communicate with you and you with them. My suggestion to you Traci is that you take a laptop with you and, rather than handwrite everything out, type, type, type, type! They apparently have the ability to type as well so this could be your quickest avenue of communication and getting the heck outta there!

Good luck!