Posted by Anonymous on 4/28/05 2:30pm
Msg #34628

the beauty of being new/ca

being new at this I just got my first refi signing. I have a decent knowledge of the docs. But I have never seen the Identification Affidavit. I understand it's purpose. I just am trying not to second guess my self on the notorial wording. It has the notorial wording above where the borrower fills in his dl information, then below that my place for sign and stamp. Is that correct for CA? It was my understanding that the notorial wording always goes beneath the information to be notarized or a loose ack attatched. Later on in the package I saw an ack that didn't have the line for my name. it says "before me, , appeared". The docs were so late that the borrowers rescheduled for this evening which will give me time to look over the whole package and get prepared. Does anyone have a sample Identification Affidavit? I'm gonna search it also.

Reply by ERNA_CA on 4/28/05 2:39pm
Msg #34630

Email me or cal me I will help you our.

Reply by ERNA_CA on 4/28/05 2:41pm
Msg #34632

Best if you can fax it to me so I can see what it looks like.

Reply by Joan-OH on 4/28/05 3:29pm
Msg #34644

Keep in mind....

You are not "notarizing the information", you are notarizing the signature/signer. Do they sign this form?

Joan-OH

Reply by ERNA_CA on 4/28/05 3:55pm
Msg #34650

Re: Keep in mind....

This was a new one. Notary asked to swear to a fact and notarize her self. Oh my

Reply by ERNA_CA on 4/28/05 5:10pm
Msg #34671

Re: Keep in mind....re fax.

CA dose not give us the authority to certify or swear to as to a document being genuine, and we can defiantly not notarize our own signature.

Reply by Dave_CA on 4/28/05 5:52pm
Msg #34675

does your doc look like this?

FORM OF IDENTIFICATION AFFIDAVIT/ MORTGAGORS


STATE OF: ¬¬¬¬¬¬ _____________________

COUNTY OF: _____________________


On this the _____day of ___________, 20____, before me __________________________________, a notary public, the undersigned officer, personally appeared the following:

______________________________________________ (Mortgagor’s Name)

______________________________________________ (Co-Mortgagor’s Name)

Known to me (or satisfactorily proven) to be the person__ whose name __ __he__ subscribed to the

within instrument, and acknowledged that __he__ executed the same for the purposes therein contained.

Mortgagor’s Proof of IDENTIFICATION was provided using:

___State Photo Driver’s License ___ State Photo I.D. ___ Other [Describe] _____________________

Name As Shown On ID_________________________________ ID Number_______________________

Issue Date ____________ Expiration Date ____________ DOB ____________

Address _______________________________________________

________________________________________________


SS#_________________ Signature of Mortgagor: ____________________________________

Co-Mortgagor’s Proof of IDENTIFICATION was provided using:

___State Photo Driver’s License ___ State Photo I.D. ____ Other [Describe] _____________________

Name As Shown On ID_________________________________ ID Number_______________________

Issue Date ____________ Expiration Date ____________ DOB ____________

Address _______________________________________________

_______________________________________________


SS#_________________ Signature of Co-Mortgagor: ____________________________________


In witness whereof, I hereunto set my hand and official seals.


_______________________________________
Notary Public

Reply by ERNA_CA on 4/28/05 6:03pm
Msg #34677

Re: does your doc look like this?

No diffrent one.
I will email you

Reply by ERNA_CA on 4/28/05 6:11pm
Msg #34679

Re: Dave........email sent

Reply by Simone E. Lewis on 4/28/05 7:23pm
Msg #34691

Re: Dave........email sent

Erna, can you fax to me also. TIA.

Reply by ERNA_CA on 4/28/05 7:32pm
Msg #34695

Re: Simone........email sent.n/m

Reply by SarahBeth_CA on 4/28/05 7:27pm
Msg #34694

the outcome

well I explained that it was against CA law to notarize my own statement or a document that I filled out. I explained that in CA I have to record in my journal the id info and they have to sign it in order to notarize any document. They said ok they will get another notary. I told them "I'm sorry I would like to do the job but cannot". Another gentleman called back and asked me if I could still do it and what was the issue. I explained it. He said he would consult someone and get back with me. He hasn't called back yet but I would be happy to do the job in a lawful manor if he did call.

Reply by ERNA_CA on 4/28/05 7:34pm
Msg #34696

Re: the outcome

I would be very surprised if they find anyone in their right mind to do it.

Reply by SarahBeth_CA on 4/28/05 7:57pm
Msg #34704

Re: the outcome

a good lesson in knowing your laws, not second guessing yourself, and not letting them treat you like you don't know what your talking about...

Reply by ERNA_CA on 4/28/05 7:59pm
Msg #34705

Re: the outcome

Title companies are suppose to be up on the laws.They said this form came from Title, now that is scary.

Reply by SarahBeth_CA on 4/28/05 8:29pm
Msg #34709

Re: the outcome

I'm not sure if it was for title, mortgage or who. It was for one of the parties other than the borrower or I. Maybe an attorney, I'm not exactly sure. But they said "third party".

Reply by ERNA_CA on 4/28/05 9:05pm
Msg #34714

Re: the outcome

Would be very surprising if it is a Title co. They usually have in house notaries, so they would be up on the laws and regulations for notaries.

Reply by SarahBeth_CA on 4/28/05 11:48pm
Msg #34759

it just keeps getting better

so after all this the evening began. Today is my daughters 12th birthday. We celebrated with pizza and a movie (Lemony Snickets). Halfway thru she barfed all over the carpet. I immediately got out the steam cleaner, oxy boost spot cleaner, and a half hour later came to the realization that it is stained. Maybe we should refinance and put in wood flooring. Anybody know a good notary, we may need one. Oh and don't forget the Identification Affidavit.... ;)

Reply by ERNA_CA on 4/29/05 12:23am
Msg #34774

Re: it just keeps getting better

I am just around the corner. Pro bono for neighbors . Jut holler

Reply by ERNA_CA on 4/29/05 12:24am
Msg #34775

Re: it just keeps getting better/ just holler that is :)

Reply by Eatha/PA on 4/29/05 11:07am
Msg #34856

Re: I just read this morning that baby wipes. . .

. . .will get any stain out of a carpet. Whodda thunk it?! I'm going to try it next time the dog gets sick.

Reply by ERNA_CA on 4/29/05 11:38am
Msg #34873

Re: I just read this morning that baby wipes. . .

Oh my . if its that powerful, should it come anywhere near a baby's hmmmm

Reply by jess/ca on 5/13/05 11:28pm
Msg #37697

Re: does your doc look like this?

I understand that we're not suppose to notarize our own signature in this document but I am not sure if were suppose to fill out mortgagor's info.

Reply by SarahBeth_CA on 5/13/05 11:47pm
Msg #37698

Re: does your doc look like this?

From the CA handbook:
Acts Constituting the Practice of Law: California notaries are prohibited from performing any duties which may be construed as the unlawful practice of law. Among the acts which constitute the practice of law are the preparation, drating, or selection or determination of the kind of any legal document, or giving advice with relation to any legal documents or matters. If asked to perform such tasks, a California notary public should decline and refer the requester to an attorney.