Posted by kellieco on 4/2/05 6:58pm
Msg #29293

thumbprint

I was wondering if it is a common practice to get a thumbprint from the borrowers? Colorado doesn't require it.

Reply by Teddog on 4/2/05 7:14pm
Msg #29295

I live in Colorado also. I do the thumb print just to be on the Safe Side. It' just another way to be sure you are dealing with the people on the IDs', just in case you ever have to prove it. It may never happen, but I would want to be prepared.

The Teddog

Reply by ssnotary on 4/2/05 7:50pm
Msg #29303

I second that, just to be safe is a wise choice.

Reply by CA-How about a 99 year-old? on 4/2/05 9:41pm
Msg #29316

I kid you not, I took a thumbprint. This person was born in '06...and...had a Driver's License Exp. 2006. Never did ask if was still driving...Better safe than sorry, though it was a bit absurd, even I must admit.

Reply by BrendaTx on 4/2/05 10:00pm
Msg #29317

Re: thumbprint (outside of CA)

I don't think that a thumbprint is a bad idea, but I would not force the issue if the notary's state does not require it.

In Texas, the reason a signature is not *required* in the notary journal (only detailed info on the notarized document) is because the Texas legislature decided in or around 1987 [or 88, 89] that the same was not required any longer. The signature was eliminated as a privacy issue since the journal is a public record which can easily be requested and produced.

I can only imagine the uprising if a Tx notary attempted to acquire a print from an unwilling signer did not want to do it.

Reply by ManyBell_Tx on 4/2/05 10:27pm
Msg #29319

Re: thumbprint (outside of CA)

I did not know a signature is not *required* in the notary journal I have been doing this with no problems from the signers. Well I know now!

Reply by BrendaTx on 4/2/05 10:34pm
Msg #29323

Re: thumbprint (outside of CA)

I found out last month. Call and ask Dora at the SOS office if you find this hard to believe. I admit I did not realize that it was not a requirement either until I heard it in Austin when there was legislation on notary education. I was stunned.

Reply by ManyBell_Tx on 4/2/05 10:40pm
Msg #29324

Re: thumbprint (outside of CA)

I believe you, I am stunned too it sounds good to me, its one less thing to do.

Reply by BrendaTx on 4/2/05 10:45pm
Msg #29325

ManyBell

If you are not already in the Texas Notary Network, send me your email and I will send you an invite. I think I have deleted your email.

Reply by BrendaTX on 4/2/05 10:46pm
Msg #29327

Re: ManyBell - Here's my profile link n/m

Reply by ManyBell_Tx on 4/2/05 10:57pm
Msg #29333

Re: ManyBell

I am a new notary with only 8 signings under my belt I learned a lot from you guys I will send you my email thank you.

Reply by ssnotary on 4/2/05 10:52pm
Msg #29331

Re: thumbprint (outside of CA)

Shoot...I'd continue on then.

Reply by PAW_Fl on 4/2/05 10:32pm
Msg #29322

Re: thumbprint (outside of CA)

In Fl, we can ask but are not authorized to "push" the issue. The following is a quote from the Florida Governor's Reference Manual for Notaries:

Q. May I require the fingerprints of a person for whom I notarize?

A. No. Florida law does not require, nor authorize, notaries to take
fingerprints from persons whose signatures they notarize. Many
notary journals or records books allow space for a thumbprint, but
this feature is optional. If there is no objection from the signer, you may
record a thumbprint in your journal. However, you should not refuse to
provide notary services based solely on the person’s refusal to provide a
fingerprint in your record book.

Reply by BarbaraL_CA on 4/2/05 10:49pm
Msg #29329

I had a 99 yr old too, born in 1905 with...

a valid CA drivers license good until she turned 100!
The thing that struck me funny was her birthdate was 4-28-05 and the expiration was 4-28-05!

Reply by ssnotary on 4/2/05 10:50pm
Msg #29330

99 years young, hummm, I may have let that one go myself.

Reply by ERNA_CA on 4/2/05 10:57pm
Msg #29334

99 and still driving. She must be a very healtie 99 year old.

Reply by Teddog on 4/3/05 10:01am
Msg #29369

GEE! I impressed !! to see so many Notaries out there that think the same way. Better Safe then Sorry!! I thought it was overkill but I can see it is not. After all we really would only have a signature, some numbers off an ID, and our own word that we did in fact see those ID's. I have myself found some Fishy things in some docs, so Fishy I called back the person who hired me and told them Get Someone else to do the signing because it was just to questionable in regards to the ethics we should be practiceing. In a day and age that we live in where Anything Goes, be Carefull.I just DO NOT work for anyone that doesnt have the clients' best interest in mind. Money should not be the only thing we think about, I wouldn't want to ever think I was helping someone lose their home. I'll get off my soapbox!HA HA
Best to you The Teddog

Reply by CarolynCO on 4/3/05 11:49am
Msg #29378

Although Colorado doesn't require it, I still have Borrowers "stamp" my journal. I've never had a complaint.