Posted by Magic Lady CA on 8/13/05 5:50pm
Msg #58917

Black Ink/Blue Ink

Just screwed up, I guess I'll see what happens. I had three signings today and quickly scanned the instructions on signing #2, as the docs had been delivered to the borrower. Got to "Notary to sign in black ink" and grabbed my black pens. I should have taken the time to read all the way to the bottom, where is says "borrowers to sign in blue ink". I have honestly never heard of that before and I have been doing this for a long time!!!!!

Just a "heads up" for y'all..............

Reply by Kimberly-IN on 8/13/05 5:55pm
Msg #58918

I've seen that before, not for a while....I'm not sure why it's that way though.

Reply by Glenn ca on 8/13/05 6:01pm
Msg #58922

Had a similar deal sometime back. The ss tried to use it as an execuse not to pay me. I contacted the titile company and lender and they had no idea what I was talking about and they had disbursed payment to the ss. Needless to say, armed with that info, I got my money, but I have not been called back and at this point in time, would not work for them.

Reply by clk on 8/13/05 7:02pm
Msg #58928

I had something similar happen to me awhile back, too. I held my breath, and fortunately for me, no one said anything about it. I wish you luck!

Reply by Magic Lady CA on 8/13/05 8:13pm
Msg #58938

That's pretty much what I am going to do. I'll just send it back and cross my fingers. Thanks!

Reply by John_NorCal on 8/13/05 10:12pm
Msg #58965

Re: Black Ink/Blue Ink>>>/who was the SS? nm

Reply by Brian/CA on 8/13/05 6:16pm
Msg #58923

What company requested this?

Reply by Magic Lady CA on 8/13/05 8:12pm
Msg #58937

Brian - It was a Quicken loan assigned through JMT

Reply by Brian/CA on 8/13/05 8:24pm
Msg #58940

I've done Quicken loans, and have never done them in two color of ink. Bet you don't hear anything.

Reply by Joel CT on 8/13/05 7:25pm
Msg #58936

Hi Magic Lady.

I had originally made a complete reply about how it seemed silly for the borrower signatures and your signature to be different colors, but after reading a bit more, I see that some county recorders demand the notorial certificate to be completed in black ink. refer to message # 36967 for info about that. I will not address the validity of this demand in this message.

Just to throw another angle out there... what are everyone's thoughts about colored stamps/seals? They provide *some degree* of proof of originality, as most decent copiers still reporoduce color poorly (even at $.99 a page at Staples).

Joel CT

Reply by Magic Lady CA on 8/13/05 8:20pm
Msg #58939

I know about 10+ years ago California was looking at requiring the notary stamp to be in purple, to deter fraud in copied documents, I guess. Obviously, it didn't fly! I believe there is some other state or states that do have a requirement to have the notary seal stamp in a color other that black, don't know which one(s). I wonder if it is effective.... I hadn't really thought much about it. I know at the time, we notaries were just thinking it would be a hassle. But then, I only notarized deeds, etc. for bank loan documents 2 or 3 times a week. There was no such thing as a loan signing agent then!!!

Reply by John_NorCal on 8/13/05 10:18pm
Msg #58967

Re: No Loan Signing Agents>>>>>>>>>>>>>>>>

"There was no such thing as a loan signing agent then!!!"

Beg to differ with you Magic Lady - I first started signing in 1993. I spotted an ad for a notary public, never having seen such an ad before, I called the number. It was a lady in L.A. area who started a signing company. Probably one of the first, used to make about $65.00 a signing with overnight docs of course (there was no internet then) and was quite busy for awhile. Unfortunately she just kind of drifted away. I guess it was too new an idea for the times.

Reply by MAGIC lady CA on 8/14/05 11:19am
Msg #59007

Re: No Loan Signing Agents>>>>>>>>>>>>>>>>

So sorry...........In my world there wasn't!!!

Reply by PAW_Fl on 8/13/05 11:29pm
Msg #58981

Re: Black Ink/Blue Ink and PURPLE!!

As far as I know (and I may be in error), only Minnesota and Oregon require the notary to complete the certificate and signature in BLACK ink. I don't know if there are other states that have any signature color requirements.

A lot of states have color requirements for the stamp. Florida requires it to be black. Utah requires the stamp/seal to be purple.

It is up to each notary to know the laws of their own state, even down to what color ink is required.

Reply by Bonnie/FL on 8/14/05 10:50am
Msg #59005

Re: Black Ink/Blue Ink and PURPLE!!

Let's not forget the WAMU loans, they want Black ink on ALL their docs, borrower and notary and they don't care what state you are signing in.

Reply by NY_TaxLady on 8/13/05 9:44pm
Msg #58960

Quicken loans are all that way. Bwr signs in blue and you follow state code. I think that is being done so they can be sure it is an original.

Reply by NY_TaxLady on 8/13/05 9:51pm
Msg #58962

Quicken loans also supply a pen that is blue ink in their package. Don't worry my first Quicken I did the same thing nobody said anything. I was wondering why they provided a pen with blue ink.

Reply by christiSocal on 8/13/05 10:41pm
Msg #58976

quicken loans

The first one I did, I didn't do the right blue/blk combo either, but was paid. I don't think it's the state that wants it (mine was for ca, and I know they don't) It's just quicken who likes it that way.

Reply by Lee/AR on 8/14/05 9:08am
Msg #58991

There's one lender who wants all the 'fill in the blanks' done in black ink, but all signatures (notary & B) are to be in blue. Doesn't affect the borrower much, but makes me wish I were ambidextrious. I have used the wrong color a time or two... world hasn't come to an end yet.

Reply by HisHughness on 8/14/05 2:35pm
Msg #59024

I have commissioned the development of a special electronically coded disappearing ink. If the signing agent hasn't been paid in 60 days, he simply sends out an electronic signal, and all the notarizations disappear. I also envision a large demand from signers of condo time shares, teenagers signing on to abstinence-till-marriage contracts at the urging of their parents, and pre-nuptial agreements.

Reply by Lee/AR on 8/14/05 3:28pm
Msg #59026

Let us know when it's available, Hugh. I want some. (nm)

Reply by MelissaM/FL on 8/14/05 5:15pm
Msg #59036

LOL at Hugh n/m

Reply by Martha Gall CA on 8/14/05 9:18pm
Msg #59054

How will that work with the desk chair with a built in porta potti that I have designed. That will enable people to stay glued to this site instead of having to make trips to the "little room"

Reply by Monica - FL on 8/14/05 4:41pm
Msg #59033

Re: Black Ink/Blue Ink - Just my opinion

I have had a lot of closings that specify which color of ink to use so now I automatically make it a point to ask the ss if the color of ink is specified. I have been told that when the borrower signs in blue ink it is easy to see which is the original and which is a copy (even when you use a color copier). I carry both colors in my briefcase and always ask which color of ink is preferred and also if there is a preference for the ink for the notary. Saves a WHOLE lot of possible headaches later.