Posted by Anonymous on 8/8/05 1:12pm
Msg #57596
Complaints on Notaries
Let me start by saying that I love this website and that Notary Rotary is used by my company almost daily. We are, buy all accounts, a small signing service compared to others. I can go through these post, as well as www.notarybeware.com, and see where signing services are getting trashed. I am happy to say that we are one (knock on wood) that has not had any negative information posted on, but there are others, and I think it is great that there is a system in place to keep good notaries safe from lame duck companies.
But, what about the notaries that cause issues either at signing or prior to? There is no outlet for the SS to give a heads up on a notary that may be a danger. For instance, I had a notary today call a borrower and tell her that she could not be a part of the signing because we were not in compliance. For one, do you think that a national lender and a national title company could both be wrong? Should the notary know what the compliance standards are in their area? The notary is right, we would not have been in compliance if the loan were over $500,000, but the loan about was $150,000. And finally, when has it become the responsiblity of the notary to contact the borrower and point out anything about the loan, good or bad? If a notary is uncomfortable about a loan and if they believe that there may be an issue, shouldn't the notary only contact the SS and let them know? This loan has been lost due to this notary and this unethical act, and I am in jepordy of losing some business from this company.
Anyway, had to vent. I love the notaries that we work with who are prompt, polite, professional, and who explain the docs, answer questions, and do not give their opinion. Not only should there be an outlet for these signing services to give a beware on certain notaries, but also a place to praise outstanding efforts and service.
Thank you for this opportunity to vent and to those who we have worked with from this wonderful sight, keep up the outstanding work.
| Reply by Dorothy/MI on 8/8/05 1:23pm
Msg #57599
Professional vs Hobbyist?
Are you hiring Professional Signing Agents or Hobbyists? Therein probably lies the basic problem most signing services have. Yes, we were all newbies at one time, but most of us were smart enough to keep our mouths shut about things we knew little if anything about. If you are a $50 signing company (or good heavens even less), you know you are not going to get the cream of the crop. If you are a $50 signing company you probably got your contract by low balling your fee (or else you are one of the greedy ones who collect a substantial fee, but don't pass the wealth on to the people doing your field work). And if you got the contract by low balling your fee, does your client expect that they are going to get quality work at such a low price. My friend has a very astute saying, "You don't always get what you pay for, but you RARELY get more than you pay for". If you are not thoroughly interviewing your new notaries, you really have no one to blame but yourself AND especially if it is not EOM!
| Reply by wendy on 8/8/05 1:37pm
Msg #57602
Re: Professional vs Hobbyist?
I have to agree with Dorothy! I get many calls from various SS asking me to correct other notaries' errors or handle resignings for $50. I refuse most. I find it laughable that these companies used someone less expensive (less experienced) and want me to fix it. When they could have had me do it right the first time for a more reasonable fee (in comparison to multiple appointments).
| Reply by Anonymous on 8/8/05 1:49pm
Msg #57609
Re: Professional vs Hobbyist?
I am not one of those $50.00 SS, as I know that to get quality work, you have to pay a premium. I usually ask the notaries what they are looking to get paid on an assignment "X" miles away, email docs, etc. If they say $75.00, I pay them $75.00. I typically pay $125.00 per signing, and on short notice, I pay $150.00. If a notary, such as the one today, states that they want $150.00, I think it is safe to say you can expect premium work.
This is not an account that I had to low ball to get, it is self feeding from our Closing Coordination company. We do not service outside companies as we do not want to have our other business suffer as a result. We also have more control of what we pay and when we pay, which is usually within 7 days of signing, not funding. It is very frustrating, to try and make a situation for the notaries that get them paid quickly and at a fair amount, and I get dumped on like this. I do not argue fees, unless a notary ask for way to much and try to take advantage of the system, because I know that what notaries do is stressful work. There are times that I have paid a notary more than I am collecting just to assure that the signing gets done. On the other hand, there is a notary in Washington that charges $50.00 (which is all she ever ask for) per signing, and she is the absolute best notary I have ever worked with. She has done about 100 signings for me and I have never had an issue. I asked her once why she charges so little as her skills could demand so much more, and she stated that with her fee being low, she gets so much more business. I just want confident notaries who can get the job done right, regardless if they want $50.00 or 150.00 a signing.
Now, with that said, she stated that our notary fee and our closing coordination fee were both to high, however, if she wanted $150.00 for the signing, wouldn't she have known that she was out of compliance for asking that amount? Curious, isn't it.
| Reply by Wendy on 8/8/05 2:05pm
Msg #57618
Re: Professional vs Hobbyist?
I wasn't dumping on you, just agreeing with Dorothy's concerns that sub-par work might originate from inexperienced notaries being forced to accept lesser fees because some SS prefer to profit then pay for quality. Since your posting in ANON, I can't presume to guess who you are really or what you pay. I think we were both offering an explanation of why you might have encountered this problem.
| Reply by corona71 on 8/8/05 1:46pm
Msg #57608
Re: Professional vs Hobbyist?
I agree there should be a message board for signing services. If we have the opportunity to tell our fellow notaries who bad companies are, then these signing services have a right also. Their name is also on the line with title companies, as much as the notary. It also helps out the notaries in the same area. If someone isn't doing the job correctly, and that persons name is out there for others to see, they will get overlooked and the job will go to someone else more competent. As for the 50.00 signing fee, you as a notary have the right to say no if it is to low for you. I personnally will not take that fee, when you break all your expenses down, it is not worth the hassel.
| Reply by Anonymous on 8/8/05 1:50pm
Msg #57611
Re: Professional vs Hobbyist?
Corona71, see my reply, it states there that I am not one of the $50.00 SS
| Reply by corona71 on 8/8/05 1:58pm
Msg #57615
Re: Professional vs Hobbyist?
Yes, I just read it, that wasn't a put down to you. It is discerning that people have to take that low fee, when I believe they could get more. Fortunately, I have been able to quote my price everytime since most of them have been last minute signings, but still, if someone called me for a 50.00 signing I will gladly give it up. When all is said and done, printing the papers, traveling, signing and sending back docs, I could be a waitress and make twice that much in the same amount of time.
| Reply by Charm_AL on 8/8/05 2:20pm
Msg #57621
Re: Professional vs Hobbyist?
Anonymous...if you need a professional in Northern AL., please see my profile. I can supply several excellent references! 
I wish there was a board for NSA rating system also, it would sure help SS's that are shopping for a notary they haven't used before.
I thought Sylvia/FL mentioned that there was something like this in the past, she also runs a SS. However, I remember something about only the S companies getting to use it.
| Reply by Sylvia-FL on 8/8/05 2:24pm
Msg #57622
Re: Professional vs Hobbyist?
I forget which message board it was posted on. But someone posted that they had a message board for signing services.
I did contact them to sign up for their message board, and received a reply that they didn't think I was a signing service! (I do have a signing service as well as being a signing agent)
| Reply by TitleGalCA on 8/8/05 9:34pm
Msg #57752
Definition of Hobbyist... please
So...what's the definition of hobbyist? I'll take some issue with anyone defining a NSA "hobbyist" as someone who's doing this part time because that would mean...ME.
I assure anyone who has that definition that there are alot of us who have been in the real estate/mortgage industry for many, many years and well understand the responsiblity, ramifications and - (in my case) have been a notary for a long time and take that very seriously, even above that of NSA. Don't howl about the statement "above that of NSA" - I mean that in the most responsible of ways.
Every SS needs to take any and all necessary precautions to be comfortable with those notaries who perform this task. It is THEIR responsibility.
Not taking you on Dorothy - I've learned too much from you. This is more of an opportunity to make a general statement that not all those who are part-time are necessarily "piddling around" with this business. I want to protect my opportunities - at least in my case, no SS is making a mistake in hiring this 'part-timer'.
| Reply by Dorothy/MI on 8/8/05 10:37pm
Msg #57762
Re: Definition of Hobbyist... please
"One who persue an activity or interest outside one's regular occupation and engaged in primarily for pleasure.
There are many on this board who do take our profession very seriously but because of many different circumstances can not or do not persue it full time. They are no less qualified because they do it 10, 15, 20 or more hours a week than someone who does this full time as their livihood. But, just read these boards and you know that there are a lot of part-timers "piddling around" to earn extra funds. Just count the number of threads asking for names of all the best paying signing services and title companies or how do I get started in this business, or other inane questions. When they are told to start reading all the messages, you get responses like, "I don't have time to waste, just tell me what I need and want to know".
It is possible to be a great NSA and only do this part time, but if I were running a signing service or the scheduling department for a title company, I'd want someone who is putting all their life blood into it. I have had several business in the past and managed a medium size business for many years and never once did any of our part timers show any real dedication. Now that is not saying that all of our full timers did either, but NONE of the part timers did. I think from your posts that you care very much about our profession and run your business as a business! And anyone else that runs their business as a business definetly does not fall into the category of a Hobyist!
| Reply by TitleGalCA on 8/8/05 11:47pm
Msg #57776
Re: Definition of Hobbyist... please
Well Dorothy...I couldn't say I engaged in this business ***primarly for pleasure***..but it does give me a lot of satisfaction.
It does feel good to do a good job in explaining John and Mary Doe's documents (without crossing any boundaries), knowing I've told them where to go for answers, and feeling like I did a good job in my role in their entire transaction. In my day job, my client is escrow and the satisfaction can be somewhat lacking... Being a SA is more fulfilling in a personal sense.
You're right about many on this board that just want to ask and take, and I also see your point about SS and title companies. I can't answer for anyone but myself in whether or not a part-timer would or could (or does) show dedication. I'm in this for the long haul and with the plan of working from part time to full time. I think that in my situation, it just makes it MORE important to do good work and to make my clients feel confident in my work, regardless of my schedule because this is MY business. In the interim, I'm not comfortable with the term 'hobbyist', at least not for me.
That being said, if I were a hard-driving TC/SS and out to work business the most efficiently as possible...I see your point. However...it doesn't stop me and I think that's the real difference.
| Reply by JanetK/CA on 8/8/05 11:27pm
Msg #57772
Re: Definition of Hobbyist... please
I think it mostly has to do with attitude. And actually, I agree that we should take our role as notary "above that of NSA". That should be our first responsibility. It seems to me that too many notaries see getting their commission as just something they need to get their job done. It seems like every week I see or hear about some other notary who did something incorrectly (if you can believe what the signers are saying...)
| Reply by TheDude on 8/8/05 2:24pm
Msg #57624
Why not go after the notaries insuance?
And did the notary have references? Sorry to hear about this.
| Reply by a signing service on 8/8/05 3:48pm
Msg #57639
Re: Why not go after the notaries insuance?
It's not that easy...notary insurance covers notarial errors. From what was described, there was no notarial error.
| Reply by a signing service on 8/8/05 3:46pm
Msg #57638
I have asked Harry about a section on this site to rate notaries much like they do the SS. It is in the works...but not available yet...hopefully soon.
| Reply by TCMN on 8/8/05 9:08pm
Msg #57741
There will be a Companies(SS,Title,etc.) Msg Board/Forum on
NotaryDex.com, when the new site is released in the next couple weeks (tops). I believe there will be a public message board, a private NOTARY MEMBERS ONLY message board and then one for the companies to post their "Beware of these Notaries" info, etc. I think they are talking about ratings to of notaries because there has been a lot of frustration. They say they will bring the notary industry to the next level and I think that is a great start. I have personally had to redo a notary's work around me several times or find out she never showed up and doesn't return calls after she's accepted signings
Hope that helps.
| Reply by Glena/NV on 8/8/05 4:05pm
Msg #57647
The notary mentioned in your post does not know the
notary bounds...I would say that the Title/lender/SS companies have every reason to pursue legal right against her/him. Notaries can not take a part in making legal opinions, nor legal advices...this notary had clearly broken that rule.
That is why, I am for educating the notaries before they are given their commissions. It is dangerous to have one performing notarial acts when one doesn't know it full responsibility and where the responsibility ends. I have encountered many notaries here in Nevada that are very incompitent to handle signings merely because they do not know how to complete the certificates (very basic knowledge) and more importantly because they do not know how to ID the person appearing in front of them. That is why, companies should be very leary as to who they hire to conduct the signings for them. Just because a notary says that they have completed signings, does not mean that they are what you are looking for. The best way to screen for the good ones are by calling them and talking to them yourself. Prepare a questionaire to ask and you will know who are best suited for your business.
Professionalism does not depend on how many numbers of signings one has completed, it comes from the way the person conducts the signings, their appearance and their demeanor.
When you hire a notary, do you listen to their voice, do they have a smile on their voice, are they patient? The way they answer your questions...do they sound confident? Are they knowledgeable?
Anyway, call me if you have any signings in the Las Vegas, Nevada area. I would love to work with you and I am very confident you will like my service.
| Reply by Merry_CA on 8/8/05 4:28pm
Msg #57661
Re: The notary mentioned in your post does not know the
Glena... You are so correct! Presence, voice, attitude... all come through loud and clear if you know what to listen for. I also make judgements about the TC, SS's, etc. that I work for the same way. Nothing turns me off more than a SS calling with screaming kids in the background and the sense that the SS is working out of the laundry room! Very unprofessional!
That's just a current encounter with a "fly-by-night" SS.
The SS's and the NSA's alike, weed each other out. The cream does eventually rise to the top.
We both find those we will not work with or refer to others.
p.s. Before all the moms jump all over me... I'm a mom... I know about screaming kids! And I know that business and playtime don't mix.
| Reply by linda/ca on 8/8/05 9:14pm
Msg #57744
Re: The notary mentioned in your post does not know the
Hi Glena, I will not knock an opportunist; as it seems you were being with you response; however, from what I gleamed fm. the post: what the signing service said had nothing to do with the notary not being qualified to do the work, the notary was being foolish calling the borrower and making such unethical remarks.
| Reply by Allison B/SCal on 8/8/05 4:10pm
Msg #57649
Find Your Own Website to YAK
Sorry, but soon enough we'll get Realtors complaining about notaries, LO's complaining about notaries and now, signing companies. Any way to have a safe board? Oh yeah, the only member's only/protected website (kinda - there are a couple of exception), The Signing Registry. Sigh....
| Reply by Anonymous on 8/8/05 4:20pm
Msg #57653
Re: Find Your Own Website to YAK
***LO's complaining about notaries and now, signing companies. Any way to have a safe board? ***
safe board??? You have so much to learn about a 'free public forum' SS's and TC's come here to find us...duh.
They also have a right read and post. You must be paranoid and extremely ignorant of the industry, I always see you mouthing off and giving bad advice. Maybe you should find another website if you have such big issues with the way this one is run. In fact you should get a job that doe not deal directly with the public, you don't have the personality for it!
| Reply by Anonymous on 8/8/05 4:26pm
Msg #57659
Re: Find Your Own Website to YAK
Paranoid and ignorant...? Allison is more like an annoying mosquito that attacks this board once or twice a week to mislead new notaries and spout like some sort of self appointed NSA diva. She may think she's got some sort of point when she posts but she's just annoying. Get your flyswatters out.
| Reply by Nicole_NCali on 8/8/05 4:22pm
Msg #57654
What exactly happened...both sides
I understand that SA maybe overstepped their boundaries, but I am unclear as to what the offense was exactly. I find it very difficult to believe that a SA would inadvertently hurt their profitability by hurting the loan.
Personally, I have seen loans that must have put together by the Devil, and I all will say is sign here, inital here, raise your right hand and swear/affirm here. I have no patience for the uneducated consumer, the loan is a major financial transaction and it is their responsibility to get their s_it together.
I do have a problem with SS and LO who want me the notary to sell their BS. I have originated loans, I know the BS and what conditions may be put on the loan. I find it funny when a LO from a subprime bank, tries to baffle me with BS, I generally state very clearly " I am here to witness the loan, ensure the completeness of the signatures, point out the relevant items in the loan docs, notarize and get the docs back. Since I am not getting even a 1/2 point on the loan, I could care less about selling it.
So what I am saying is, try to get all sides of the story before bashing or potentially liable your company.
| Reply by Anonymous on 8/8/05 6:02pm
Msg #57688
Re: What exactly happened...both sides
The exact offense was she called the borrower and told the borrower that the fees on the HUD were not in compliance with the law and that she refused to sign it up. What the borrower hears, as you all know, is you are getting ripped off. The notary, if she truly felt the fees were in compliance, should have called me and asked me about it, where I could have given her an answer, or at least gone to someone to get an answer. I was not asking anyone to sell my BS, at least in this instance (J/k), but this notary jumped the shark prior to getting the facts. As I stated, she would have been correct had the loan amount been over $500,000, which this one was not.
I hope this helps clear up any questions out there. As I stated, this is just a vent session for me. I use this site a bunch and see a lot of great and outstanding notaries come out of here, which is why I bring this up to each of you.
| Reply by CaliNotary on 8/8/05 6:21pm
Msg #57699
Re: What exactly happened...both sides
If I were you, I'd report her to the Secretary of State and let her know that you did it and why. I would also tell her that you're never going to use her again (obviously) and that you and the lender are considering your legal options against her due to the loss of business from the legal advice that she had no right to give, whether it was correct or not.
I don't know how seriously the SOS takes these types of complaints, but it's worth a shot. In fact, I'd say that you have an ethical obligation to report this. Anybody who pulls that kind of crap deserves to lose her commission.
| Reply by Anonymous on 8/8/05 9:08pm
Msg #57742
Re: What exactly happened...both sides
Nicole, AMEN and AMEN to that. I agree with you totally. I've been asked to backdate, had docs that had a strange name on the Deed, mispelled name on the Deed, two borrowers loan docs mixed up in the same loan package. I could go on and on but you get the picture. I think that for every mistake a notary might make, there are a hundred mistakes made by SS, Title and Mortgage Companies. And the mistakes these companies make are much more serious in nature. But they all blame the notary for their mistakes. Passing the buck. It's my opinion and the opinion of borrowers also that some of the people working in these company's are inept, incompetent and uneducated. So they wind up getting sued by borrowers. And Notaries. Sorry, I had to vent. It really ticks me off. Good luck, fellow notaries.
| Reply by Lloyd on 8/8/05 4:27pm
Msg #57660
Re: Find Your Own Website to YAK
Remember there are 3 sides to every story -- the other guys, yours... and the truth usually is somewhere in between.
Ya have to take some of this stuff with a grain of salt.
They blame the Notary for everything they can. I've had my share of uninformed borrowers -- many don't understand any part of the process.
I find it very unusal that someone (Notary) would use the word "compliance". Just seems a little fishy.
| Reply by Merry_CA on 8/8/05 4:37pm
Msg #57665
Re: Find Your Own Website to YAK
I think the good news and the bad news is that many NSA's come from, or are still part of, the loan origination, title etc. etc. side. They know the docs inside out. It must be difficult for those NSA's to keep quiet about all they know about the loan process. The temptation to get into the pros and cons of a particular loan must be overwhelming... but illegal! (at least in CA) ;)
| Reply by Nicole_NCali on 8/8/05 4:58pm
Msg #57670
I concurr Merry..
I got out of doing the loans because the bank terms were borderline criminal. I keep a non-committal attitude when doing the signings. I have had people after signing the 4506-T, if the loan was a good one. At this point, (inwardly sighing), I state with a straight face " I am really not up on the real estate side of the house, I am "just a notary" here to witness your signature and to point out the docs that the you need to review.
I feel like I am banging my head against the table at this point, because, this person should have done their shopping before reaching this point.
Case in point, I was doing a signing with a gentleman, another company called and he stated" I just cancelled the other Loan and I doing another one right now, I didn't like the terms" The other LO was trying to convince this guy, but he wouldn't budge, he asked them to fax over their paperwork to his office but he was confident that he was going with this one.
I felt utmost respect for this guy, he shopped, he made the LO's compete for his business and when they did not give him what he wanted, he went on to option B.
| Reply by Allison B on 8/8/05 5:41pm
Msg #57684
Standing Firm: SS: Find Your Own Site to Bash Crappy Signers
Point proven: YOU are the Pimp and if we work for you, we da ho's. You get NO sympathy from me.
| Reply by Anonymous on 8/8/05 6:02pm
Msg #57687
Allison...get some class, you pig....n/m
| Reply by Anonymous on 8/8/05 6:07pm
Msg #57691
Re: Standing Firm: SS: Find Your Own Site to Bash Crappy Signers
Do you kiss your mother with that mouth?
Allison, you are very immature and will not be using you for any signings, as I believe you are showing your true colors as of now, and I would not want that attitude around my clients customers.
| Reply by Charm_AL on 8/8/05 6:13pm
Msg #57694
Re: Standing Firm: SS: Find Your Own Site to Bash Crappy Signers
AMEN SISTER/BROTHER!!!...that says it all
| Reply by Anonymous on 8/8/05 8:08pm
Msg #57727
Re: Standing Firm: SS: Find Your Own Site to Bash Crappy Signers
I am sure notaryclasses.com and signingregistry.com is very proud to have you on their team about right now.
| Reply by TitleGalCA on 8/8/05 9:48pm
Msg #57756
Allison....
I have never, not once, seen you offer anything up on this board, other than blowing sunshine up new NSA's rear ends. Maybe when you once come on this board to help, rather than to confuse or create havok, you might be taken seriously.
When I see your name to a post, it means contention, irritation and nothing to offer but BS and ego. You are not helpful, but harmful and immature, as the SS pointed out. Your amazingly self-involved posts scream "I am entitled and you are all just idiots". Go have a mutual admiration party with you and your bathroom mirror.
| Reply by Anon999 on 8/9/05 8:47am
Msg #57807
Well Said, TitleGalCA
This comment has been long overdue. You go girl!
| Reply by Charm_AL on 8/9/05 8:54am
Msg #57810
Re: Allison....I'll second that TG....
look at the crap she is getting from a signing service that she decided to mince words with LOL!!! Way too funny
| Reply by Anonymous on 8/8/05 6:05pm
Msg #57689
Re: Find Your Own Website to YAK
I am sorry you feel that way, however when the notary uses the term with me, the LO, and the borrower, it is hard for to say that I misunderstood.
There are several companies that will throw the notary under the bus, we are not one of those companies, as our reputation amoung the notary community is important to us. I do agree, the truth is usually somewhere in the middle, but in this case, this is what I know of the situation.
Thank you
| Reply by Charles_CA on 8/8/05 9:28pm
Msg #57749
Re: Complaints on Notaries - Nice try!
While Notaries are comissioned with a bond there is no recourse against Signing services. Start hiring notraies with E&O insurance and your problems will ease. Very rarely does an SS ask me if I have E&O. I guess they are happy dealing with those who have nothing to lose. I carry E&O because I ahve a lot to lose and don't like placing it at risk. But then you won't be able to get the $50 and less notaries, you'll actually have to pay them something because they ar in business. Get out from behind that Anonymous and lets have a meaningful discussion.
| Reply by Junebug/ AZ on 8/9/05 5:38pm
Msg #57915
At Least Alison Says What we are Thinking!!!
It may not be nice, but I read posts from some of you that show a real sense of arrogance. Sorry, but that's the way I feel. I do not always agree withthe way that some (Alison especially) respond or remark, but at least she tells it like it is and that take B***s , somthing that some of you don't have. Again, I'm sorry but it's refreshing to see another viewpoint that is not from the same old people who post and post and post. No offence intended. Thank you
| Reply by CaliNotary on 8/9/05 11:07pm
Msg #57969
Re: At Least Alison Says What we are Thinking!!!
I don't know, I'd say Allison's posts are pretty damn arrogant. If telling us that we're jealous and that she's laughing all the way to the bank isn't arrogance I don't know what is.
If she were accurately telling it like it is I could respect that. Unfortunately she's just a clueless loudmouth, a bitchier Cliff Claven.
| Reply by Terri - CA on 8/9/05 7:12pm
Msg #57934
I just took the time to read through this thread. EVERYONE is entitled to their opinion. Whether one agrees with it or not, doesn't matter. I happen to agree that we, as notaries and signing agents have message boards, why then can't signing services.
This board and another are open to complete public viewing. That means EVERYONE can view your post and create their own opinion about the person posting. I've seen people post their opinions, but they are not attacking the original poster, but rather their views. Some don't seem to understand that opinions are neither right or wrong, they just are.
Why do you immediately blame the SS/Title/Lender? Because you've had experience where they've blamed you for something you didn't do. Does one bad apple spoil the whole basket?
I've had a couple of "bad" experiences with SS's, but I've also had a lot of good (more good than bad) experiences. I am very interested in hearing from SS's. I, for one, would like to have access to view that SS message board. I know that posts are read by not only signing agent/notaries, but also those looking to see what kind of person they're using to sign their loans, etc.
To this original poster, I am truly sorry that this Signing Agent chose to cross the line in this situation. I've seen loans where the total of the lender fees were way above $15,000, would I say if this was good or bad to the borrower, no way. As Nicole stated, not my job and it's the borrower's responsibility to "shop" before they sign on the dotted line. Further, only the borrower WITHOUT any help from the Notary/Signing Agent can decide to keep the loan or executed their NOR/RTC.
Please add my name to your list if you need anyone in my areas of coverage. My profile is listed here on notaryrotary.
Terri
Lancaster, CA
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