Posted by Becky/NC on 2/20/05 9:49am
Msg #21507
ID'ing married vs maiden names
I know that there have been some threads about similar situations, but nothing quite like this, so please bear with me.
Had an HSBC signing yesterday afternoon with a gentleman and his non-borrowing wife. The property had been purchased by the wife before marriage, so there was a quit claim deed to vest property in both parties. Problem: the quit claim deed listed the wife as "Mary L. Smith-Jones formerly known as Mary L. Smith." All other docs needing her signature had listed her as "Mary L. Smith-Jones". Her ID was in her married name "Mary L. Jones". She indicated that she sometimes signed with the hyphenated version. Had no ID with maiden name other than a garden club card with the last name misspelled.
I stopped the signing, tried to call the loan officer - no answer, Saturday afternoon. Then called the title company, and spoke with one of their folks. He asked if there was an AKA document for the wife, and said if there was we could proceed. No such doc in the package, so I apologized to the couple, explained that we couldn't proceed because her ID didn't match the docs and I had no way to make a connection. They had no problem with the fact that we couldn't proceed, at least not in my presence.
Here's my question: had I found an AKA Affidavit in the package, and added the hyphenated version of her name to that, would I have been correct to have her sign all docs as "Mary L. Jones a/k/a Mary L. Smith-Jones" so that I could complete acknowledgment properly in her married name as shown on her ID? Just want to know for future reference. (I'll also be contacting my SOS for an answer tomorrow or Tuesday.)
TIA
|
Reply by Gerry_VT on 2/20/05 12:21pm
Msg #21522
I don't know anything about NC id requirements. My state (VT) has no detailed requirements. Besides a marriage license, I would think about accepting the original quit-claim deed that gave an interest to the husband, since that has both names, provided it had an original notary seal on it. I would also consider a copy of the same certified by the land records authority.
|
