Posted by Anonymous on 1/8/05 7:58pm
Msg #15895

Countrywide Doc Question

On the bottom of the Survey Affidavit, it has the

Sworn to and Subscribed before me, by ____________

Whose name goes in the by? My gut tells me its the borrowers name, but I want to be sure, before i incorrectly fill that in.

Also Countrywide has a form Attention Closing Agent, and it asks to list the fees for TIL Regulation Z. My guess here is I don't worry about that and its filled in by the title company... or do I fill in my fee under the "Courier/Closing Agent"?

Thanks!

Reply by Shelly Kitchen on 1/8/05 8:00pm
Msg #15896

The Borrower's names.

Reply by MI_Notary on 1/8/05 8:33pm
Msg #15901

In my experience, usually it is the borrower(s) name that goes there. Usually when I add my name it is set up as Sworn and Suscribed before me, ________________, by ________________. Also, when it comes to fees, I don't make any changes to their documents as that is usually what they say. The only way any changes are made is if they ok or say to change/add them.

Reply by DEEANN DEZERAY on 1/8/05 11:49pm
Msg #15921

HI,

YOUR GUT FEELING IS CORRECT! <YOU PUT BOTH THE BORROWERS FULL NAMES THERE>

IF YOU EVER NEED ANY HELP YOU CAN E-MAIL ME AT <[e-mail address]> ANY TIME.

GOOD LUCK TO YOU
DEEANN

Reply by Terri Garner on 1/9/05 3:58pm
Msg #15989

If you are in California, this wording would no longer be correct California Jurat Verbiage. You'd need to change it, use a stamp, or attached a loose Jurat Certificate to conform to the new California Jurat verbiage.

Terri
Lancaster, CA

Reply by kmnotary_CA on 1/9/05 4:07pm
Msg #15991

Terri,
I am in CA and I used the new jurat stamp under the printed verbage on a form. Looked pretty "busy" to me, but couldn't think of anything else as the form was preprinted.

Is this what you do?

Reply by Terri Garner on 1/9/05 4:12pm
Msg #15993

Yep, that's all you can do. Remember, while they may have prepared the form, the notary certificate area is your "domain." As a California Notary, you are the "expert" with regards to the proper wording, etc. Be sure to "line out" the improper wording so that it can't be filled in at a later date by someone else!

I, too, used the stamp on some documents this weekend. You're right it looks pretty busy, but one doesn't have a choice. As Joe Ewing (San Diego) posted elsewhere, and I agree, I believe that the companies will prefer the stamp to an attached loose Jurat Certificate. However, I had one set of docs that I had to use the loose Jurat Certificates, as there wasn't any room on the docs to use the stamp!

Terri
Lancaster, CA