Posted by Lee/AR on 1/26/05 8:44am
Msg #18174

Not a newbie...have 'weird signature' question

Have docs...and lots of time before signing tomorrow. Docs have both "John Q. Public" AND "Mr. John Q. Public"; some docs one way; some the other; in one case BOTH ways (with & without the "Mr." Say what? Since when is "Mr." part of a signature? Ever run into this? Uh...besides the obvious, how do I ID a "Mr."? Am sure a DL doesn't have Mr. on it... Do I have him sign Mr.? Why or why not?

Reply by HisHughness on 1/26/05 9:32am
Msg #18184

I've never seen that done either. Logic tells me that a courtesy title is not a part of a person's name, and should not be used when signing legal documents. Furthermore, in this era of transgender transformations, that "Mr." may not be valid down the road.

Reply by Lee/AR on 1/26/05 11:42am
Msg #18201

Thanks HisHughness! That's my take, too.

Guess I'll have to call and see WHY??? As soon as I stop laughing about your last sentence.
And then what? How do I ID a 'Mr.'??? This is not gonna show up on any ID that I'm about to ask to see! Are we having fun yet??

Reply by Bobbi in CT on 1/26/05 11:42am
Msg #18202

I would ignore the "Mr."

Sounds like the database to create the documents wasn't "reviewed and cleaned" before the final loan documents where printed.

I have seen this. Processor inputs "Mr. John Q. Smith" so that the "Mr." prints on form letters, documents, and inside addresses. When printing final loan document package, Closer then deletes "Mr." from data field - or in some cases prints documents that should have "Mr." then deletes "Mr." and prints remainder of package. Where I have seen this: Cheap company that doesn't hire a programmer to modify boilerplate documents and database to accommodate inserting titles in appropriate locations; such as Dr., PhD., Mr. and Mrs. It's the Chinese theory: We have plenty of people to do the work, why buy a bulldozer. Lender has plenty of staff with time to do the edits, why pay an outside consultant to correct the problem.

Reply by Lee/AR on 1/26/05 1:37pm
Msg #18229

Both correct!

The definitive statement per lender is: "Oopsie, ignore the Mr."