Posted by Cyndi California on 7/24/05 7:28pm
Msg #54340

Help Please first signing tomorrow.

Typed names on loan docs differ on the docs. Example: Patricia P. Moore and Patricia Paula Moore. Should they sign as the name appears on the individual documents?

Reply by corona71 on 7/24/05 7:35pm
Msg #54345

Make sure you check her I.D. As long as it has her full name of Patricia Paula Moore, you will be fine. The i.d will verify her full name, and after that she is to sign exactly as appears on docs.

Reply by Cyndi California on 7/24/05 7:48pm
Msg #54354

Thank you!

Reply by corona71 on 7/24/05 7:53pm
Msg #54357

Where in California are you located? I am always curious to find out how really saturated we are. I am in Southern California, Riverside county.

Reply by Cyndi California on 7/24/05 8:00pm
Msg #54359

I live North East of Truckee. Could you answer this question? In my package of documents I have a acknowledgement that has a typed future date of the 29th not sure what to do.

Reply by corona71 on 7/24/05 8:04pm
Msg #54362

Well according to SOS handbook, you can never sign something when it has a future date, it can have a past date, but never future. I would attach a loose certificate with correct information, and put a line through the old acknowledgement and write see attached certificate.

Reply by Cyndi California on 7/24/05 8:11pm
Msg #54366

Thanks! Do you do very many signings with so many notaries in your area. I have had 7 calls
this last 2 weeks but this was the first that didn't conflict with prior obligations. I hope it keeps up, I have changed my schedule around so that I can accept more jobs.

Reply by Cyndi California on 7/24/05 8:39pm
Msg #54382

I will call the title co. tomorrow to verify.

Thanks

Reply by MichNotary on 7/24/05 8:08pm
Msg #54365

I consistently get a Mortgage Deed in my packet with a future date, however it's not for me to notarize. It will be notarized by someone else when the deed is filed. I just ignore the certificate and I've never been called about it. There's also nowhere for the customer to sign, so I wouldn't notarize it anyway. Is the document you're looking at a "deed"?

Reply by Cyndi California on 7/24/05 8:18pm
Msg #54367

It is a disbursement of funds form.

Reply by MichNotary on 7/24/05 8:22pm
Msg #54371

Well, generally the funds ARE being disbursed after the three day right to cancel, so the 29th sounds right. If the closing is on the 25th, they have until midnight on the 28th to cancel, so then any funds are disbursed on the next business day, the 29th. But it also sounds like it's a form that you should not be notarizing. I'd have to read the verbiage on it to say for sure.

Reply by MichNotary on 7/24/05 8:43pm
Msg #54387

See other posts below about "disbursement affidavits".

Reply by CarolynCO on 7/25/05 8:24am
Msg #54447

Re: Cyndi - posting borrower names

Cyndi
I hope you aren't actually posting the *REAL* name/identity of the borrower.

Reply by Cyndi California on 7/25/05 3:18pm
Msg #54516

Re: Cyndi - posting borrower names

No way!