Posted by CekimonCA on 7/12/05 1:03pm
Msg #51290

I did my first two signings last weekend!


I got a call to do two in one day, so that worked out.
Is it pretty common for the signing company/lendor to have asked the borrowers to have a photo copy of the DL to give to the notary? because they notified one of my signers, but not the other. luckily, it all worked out. the ones who weren't notified were able to run to their next door neighbor and get a photo copy.

Reply by SarahBeth_CA on 7/12/05 1:16pm
Msg #51300

Yes it is common for a request for copy of DL. Just don't worry when they don't request it, that also is common.

Reply by Ernest_CT on 7/12/05 1:18pm
Msg #51301

Yes, asking for copies of ID is common.

Your confirmation / instructions should (notice "should") have that detail on it. There are times, however, when it isn't on the confirmation but is in the instruction for the notary that come in the docs themselves. Always, always tell the borrower that a copy of their ID is needing during your initial contact with them. If you call them again, remind them.

Some NSAs carry a digital camera so that they can take a photo if the borrower does not have a copy.

Reply by IrisWA on 7/12/05 2:20pm
Msg #51330

Ditto what Ernest said. In my initial contact with the Borrowers, I usually tell them a few basic things after I introduce myself and give them my phone number. Specifically, I tell them I am a notary public and that my function is merely to show them what/where to sign/initial and to notarize the required documents. I emphasize in that contact that I am not an attorney and will not be able to answer loan-specific questions, though if they have basic questions that are generic in nature (e.g., what is this document), I may be able to help.

If the docs go directly to them -- which is not always made clear to me upon acceptance of an appointment, I tell them to read the docs before I get there, make a list of their questions and call their LO or TC for answers.

Then I tell them I will need 2 current photo IDs -- I usually ask "Will these be available?" -- and I request them to make a photocopy for me to put into the loan package.

I also ask them to have on hand their insurance information, because my experience has shown me this is frequently asked for in the instructions.

For what it's worth -- you may want to check with your contractor to see if the TC/Lender will accept FAXed copies of drivers' licenses -- this covers you in the event no photocopy(ies) is available when you get to the signing.

Congratulations on your first two signings! May many more follow!

Reply by BrendaTX on 7/12/05 2:55pm
Msg #51341

2 Things: Miss Hyper-Iris of WA...

(1) You need to hand out sunglasses if you intend to keep up all that good cheer and energy. It's hurting my eyes.

(2) I am going to cut and paste this into the thread at #33325. It's a pretty good script for a confirmation call.

Reply by Merry_CA on 7/12/05 3:01pm
Msg #51344

Re: 2 Things: Miss Hyper-Iris of WA...

Thank you Brenda! I printed Iris's post to keep with me for future reference. Good info, Iris!

Reply by IrisWA on 7/12/05 4:11pm
Msg #51362

Re: 2 Things: Miss Hyper-Iris of WA...

(1) Hyper? Me?!!! roflmao As to your suggestion, Brenda, when I finally get paid for my last 4 signings, I'll check out Costco's bulk price for sunglasses! ;) (In this part of the country, we don't need them too often, so the price might be too high.

(2) Wow! Thanks -- I have found that saying those things in advance seems to circumvent a lot of unnecessary discussion! If they ask questions anyway (as invariably, they will), I gently remind them that I am not an attorney and offer to make a list of all questions so we can call SS/LO/TC at one time. Generally, they wind up with no questions. (Odd how that works.)