Posted by jennifer_in_va on 7/22/05 4:45pm Msg #53942
oaths
does anyone who is a notary in virginia know if you are supposed to make the borrowers take an oath when going to do a loan signing.
any help would be appreciated.
jennifer
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Reply by PAW_Fl on 7/22/05 5:26pm Msg #53955
The giving of an oath is not dependent on whether or not you are doing a loan signing, but if there are documents that require you to give the oath and sign a jurat. Typically, in a loan package there are affidavits and statements that the signers swear or affirm to the statements being true and accurate. So, given that, then you would probably be giving the signers at least one oath during the process. (Please note that there are packages in which there are no sworn statements, no jurats, thus no need to give an oath. )
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Reply by Shannon/Va on 7/22/05 5:51pm Msg #53962
No jurat's in Va
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Reply by CA Notary on 7/22/05 6:01pm Msg #53966
From Page 7 of the Office of the Secretary of Commonwealth of Virginia Notary Handbook:
B) Jurat (requires that an oath be administered by the notary- See OATHS): City/County of ______________________ Commonwealth of Virginia The foregoing instrument was subscribed and sworn before me this ___ day of ___, 20 _____ by _______________________________________ (name of person seeking jurat) _______________________________ Notary Public My commission expires: ______________________________
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Reply by Shannon_Va on 7/22/05 8:07pm Msg #53997
Must be in a new book. It isn't in mine, I just looked.
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Reply by CA Notary on 7/22/05 9:22pm Msg #54009
I took this right off of the Secretary of the Commonwealth web site. There is a downloadable PDF Notary Handbook on the site.
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Reply by PAW_Fl on 7/22/05 10:38pm Msg #54030
My copy is dated July 1, 2003 and, as Cali said, it's on page 7 (though the pages aren't numbered).
On the fourth page it lists the NOTARY’S POWERS: A notary has the power to perform various official acts, known as “notarial acts”. The Code of Virginia specifies five basic notarial acts: 1. Taking Acknowledgments 2. Administering Oaths 3. Certifying affidavits 4. Certifying depositions 5. Certifying “true copies” of documents
Administering Oaths is covered on the 7th page.
I don't know if there's a new version of the handbook or not.
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Reply by PAW_Fl on 7/22/05 10:39pm Msg #54031
Oops, it wasn't Cali it was CA notary who also pointed it out.
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