Posted by Newbie on 6/25/05 7:02pm
Msg #47817

Do I need to sign as witness on the Note?

I did my research about the Note and found out that 99% does not require notarization..but what about the need to sign as a witness ?
Last pages says

Witness the hand(s) and seal(s) of the undersigned.
__________(seal)
__________(seal)

Should I sign below the lines where the borrowers sign ? Example :

John Smith, notary public, witness ? Any comments ? Thanks !

Reply by Jenni/CA on 6/25/05 7:05pm
Msg #47820

Where are you located? Please use to state abbreviation

Reply by MDNewbie on 6/25/05 7:07pm
Msg #47821

Sorry, I am in Maryland

Reply by Bonnie on 6/25/05 7:31pm
Msg #47827

Re: Sorry, I am in Maryland

No. Maryland doesn't require witnesses

Reply by Sylvia_FL on 6/25/05 8:28pm
Msg #47834

That is probably for the borrowers signature - or are there other signature lines for them?


No, you do not sign it.

Reply by MDNewbie on 6/25/05 9:14pm
Msg #47843

Thanks Bonnie and Silvia !!

Reply by Jenni/CA on 6/25/05 10:01pm
Msg #47846

Re: Thanks Bonnie and Silvia !!

See, It helps us to be able to give you the correct answer.

Good Luck!

Reply by JanetK/CA on 6/27/05 2:51am
Msg #48061

I agree that those look like just the lines for the borrowers, but FYI, I do signings for some lenders that DO want me to witness the note, even though California is not a witness state. The witness signature lines are generally set apart from the borrowers. However, I don't sign as a witness unless I've been instructed to. (Never hurts to ask your contact to be sure...)

Also, in Calfornia, we're not allowed to use our title for anything other than a notarial act, which I think is a good idea. Where a title is required from me on a non-notarized doc, I use "signing agent", but otherwise, I'd just sign my name only.