Posted by Fritzi on 6/10/05 10:15pm
Msg #43911

Grant Deed-Signature Error

Today at a signing of the Grant Deed, one of the borrowers accidently signed her name
where my notary signature should be signed. What should I do?

Reply by db_IL on 6/10/05 10:22pm
Msg #43912

Since you had a copy of the docs there for the borrower as well, why not politely bring the error to their attention. Then let them know that all is not lost, if they don't mind keeping the mis-signed page for their copy, you can switch out that one page and include a properly signed doc to return to lender/TC.

At times though, if the borrower's copy has been stamped indicating their copy (happens with overnight docs) this makes the swap impossible. You may just need to swallow the pride and let SS know of the error then make a return trip or whatever to get 'er done.

Reply by Hampton/CA on 6/11/05 12:07am
Msg #43922

If you can't use the borrower's copy, use the original and have the borrower sign on the correct line. Then you will draw a line through the incorrect signature that's on your line, sign your name, and initial the correction. That should take care of it.

Opinion. I'm not an LO or attorney.

Reply by B on 6/11/05 2:17pm
Msg #43969

Always refer to the laws of your state first. Also, call the service that assigned the work to you. You might be able to be in a position to have them fax you another. Some companies may be fine with a cross-out and everyone's initials, others insist on a fresh copy.

As the notary, I never take my eyes off the paper being signed. I hand it to them, point to the line with my pen, and watch to be certain they are on the correct line. I know it sounds nit picky and tedious, but I do stop all accidents regarding signing because of it.