Posted by anonym on 6/6/05 11:10pm
Msg #42838

Photo ID's

Are we required to obtain a copy of the borrower's ID(s)?

If so, what if the lender did not specify whether they wanted it or not?

Reply by Shannon on 6/6/05 11:36pm
Msg #42846

You only need to obtain one when the lender or SS request one.

Reply by Monica - FL on 6/7/05 7:18am
Msg #42887

I always request it when confirming the appointment - just to be onthe safe side.

Reply by Roger/OH on 6/7/05 10:38am
Msg #42922

Agree that you only obtain them when asked. There are some lenders that specifically do NOT want a copy, just the ID form completed.

Reply by Joel CT on 6/7/05 2:32pm
Msg #42979

I especially liked a recent job where the Title Co wanted an ID form completed and expressly stated "Do Not Enclose a Copy of ID", and another sheet requested copies of ID for the SS.