Posted by Anonymous on 6/30/05 8:52am
Msg #48981

Question

I had a closing last night and looked through my closing docs, not til I reviewed the borrowers copy did I see instructions for blue instead of black ink. day late and maybe a dollar short. What are the repercussions? Thanks for any help (newbie)

Reply by Charm_AL on 6/30/05 8:58am
Msg #48984

I think they do that so they can easily distinguish copies from originals. I'd just call the SS and tell them and see what they say. I had a borrower switch colors in the middle of a signing when I was paying more attention to her three year old jumping around on the table. I called and they said no prob.

Reply by KellyR/So California on 6/30/05 8:59am
Msg #48985

I've done the exact same thing before, kicking myself in the butt for not reading the closing instructions. I wouldn't say anything - if blue ink is really important they will either call you or may never use you again. Can't worry about it now - nothing you can do at this point. If an out-of-state title company, maybe they'll just think it's illegal to use blue in your state or ? who knows. I'd leave it alone and make a note in your journal.

Reply by Anonymous on 6/30/05 9:00am
Msg #48986

Thanks so much!

Reply by Charm_AL on 6/30/05 9:09am
Msg #48988

I respectfully disagree. If he knows he made a mistake, he should call before sending the docs back. If they are adamant about it he can make it up today and get it back. I think a little PR goes a long way and may also save him with the company and his fee, instead of just throwing it out there knowing there's a mistake.

Reply by AngelinaAZ on 6/30/05 11:20am
Msg #49023

I ABSOLUTELY agree with Charm. n/m

Reply by missy_socal on 6/30/05 11:35am
Msg #49032

Angelina: (completely, unashamedly OT)

I'm sure that I'm the only one...but whenever I see your name, I instantly get that tinkly piano song from 'Angelina Ballerina' stuck in my head! :-)

Reply by AngelinaAZ on 6/30/05 10:10pm
Msg #49203

Re: Well Missy...

I'm not exactly angelic or a ballerina but anything's better than my old neighbor who used to see me and start singing 'Do you want a Pearl Necklace' .... I think it's a ZZ Top song. Whatever it was it sure made me turn around and go back in the house.

Reply by missy_socal on 6/30/05 10:38pm
Msg #49216

Re: Well Missy...

Yeah, that sounds pretty icky. The only thing that I can think of for me is that 'sweet melissa' song....Barry Manilow???

As long as you have no problem with your name being forever linked in my mind to squeaky mouse voices... ;-)

You'd probably have to have a little girl to relate: www.angelinaballerina.com

Reply by AngelinaAZ on 6/30/05 10:47pm
Msg #49221

Re: Well Missy...

I can handle mouse voices. I have all boys in my house so we are more of a "Bob the Builder' kind of place. Sweet Melissa isn't bad. Gotta love Barry...

Reply by Ernest_CT on 6/30/05 12:00pm
Msg #49043

Another vote with Cheryl & Angelina! n/m

Reply by CarolynCO on 6/30/05 12:27pm
Msg #49056

I've always been the first to take the blame for my mistake -- just throw it right out there, although I've never been good at taking the blame for something I didn't do. When you try to hide something, that's when you just dig the hole deeper and deeper.

Reply by Joan/NY on 6/30/05 11:59am
Msg #49042

It was probalbly a Quicken loan. They require blue. I didn't do it and used state law the I relealized that only mine has to be Black. IThey didn't say anything to me and didn't doc any pay. I just changed to blue from then on. Still get loan closings.

Reply by Bob-Chicago on 6/30/05 1:38pm
Msg #49082

Tip

Reply by Bob-Chicago on 6/30/05 1:43pm
Msg #49083

OOPS

At NNA I put out a suggestion of putting a "Bllue X" where bwrs are to sign
Usually solves blue vs black ? and also shows bwr where thery are to sign
If they stare at page, you may not know if they are reading or trying to figure out where they are supposed to sign
NNA frowns on practice, but I find that it works for me. Never had an objections from a lender , titlle co , Ss, etc.
It is a good idea to "fess up" before sending docs back