Posted by AJ Notary/Ca on 3/9/05 4:30pm
Msg #24596

Split Signing-----Problems

I just did a split signing, the husband is in the Bay area and the wife is in the Valley. A Notary we will call Sally signed the husband on Monday and I signed the wife today. As I was going through the docs I noticed error after error.

1. She printed all docs on letter size papper ----------- Some should have been on legal
2. She did not notorize the E & O Agreement
3. She did not notorize the Occupancy Affidavit
4. She did not have the husband sign the Uniform Residential Loan Apllication
5. She did not have him initial the Request for Transcript of Tax Return
6. She did not have him initial the Request for Copy of Tax Return
7. She did not have him date the Credit Score Notice

Also when I recieved the doc's they look like they were just thrown into the UPS envelope, the corners were all bent. Not to mention she showed up to her appointment with the husband an hour and a half late. ( the wife told me this as she asked me about why her husband did not sign things and date things. I do know that some of these things are not a big deal because the title company will add them, but how do you explain not notorizing documents and getting signatures. Sally's Commission Expires in 2007, new or old does not make these errors okay but I hope for her, she is new!

Reply by Korey Humphreys on 3/9/05 4:51pm
Msg #24599

Well, hopefully "Sally" has Error and Omission Insurance, or a state-required bond (if needed).

I really think that if she messed up that bad, then she'll probably be digging into her policy and getting reprimanded by her state if it becomes an issue.

Reply by AJ Notary/Ca on 3/9/05 4:57pm
Msg #24601

I just can't belive that you can goof that bad. I will admit in the beginning on my most busy day I signed but I forgot to Stamp a doc. But the rule of thumb is you should always check you docs before you send them out.

Reply by Korey Humphreys on 3/9/05 5:03pm
Msg #24603

I agree with you. I'd be more cautious if I were that bad!! LOL

My very first mistake I've made was that I applied my embosser seal on a wrong document by mistake. I was nevervous my first time (why? I don't no!! LOL) and sealed one document, but not the one that was suppose to be sealed.

Nothing ever came about it, and the signing company still continuoulsy uses me today.

It's my "policy" to make sure I check and recheck everything before I actually complete it and send it off.

Reply by Hampton/CA on 3/9/05 7:00pm
Msg #24613

I had this happen to me once. I called the SS to inform them of the errors. I heard a heavy sigh, and then they said thanks, they'd take care of it.

That's about all you can do. But after the mess you just described, make sure your work is perfection.

Reply by CaliNotary on 3/9/05 8:00pm
Msg #24619

If anyone is wondering why I can be such a hardass on people in here, I think this post pretty much sums it up. It *is* important to know what you're doing BEFORE your first signing. People who try to figure it out as they go along can end up with signings like the one illustrated here. There is just no excuse for this kind of "professionalism".

Reply by Korey Humphreys on 3/9/05 8:09pm
Msg #24620

I agree w/you

:0

Reply by Cyndra_CA on 3/9/05 9:34pm
Msg #24631

Re: I agree w/you

Uh.... Korey... was that you?

Reply by CaliNotary on 3/10/05 12:09am
Msg #24658

Re: I agree w/you

See? I'm not completely full of crap all the time

Reply by Cyndra_CA on 3/10/05 11:33pm
Msg #24874

Re: I agree w/you

That's rich! Considering the source!

Reply by Lee/AR on 3/9/05 11:57pm
Msg #24655

Now we know why we have ALL those FaxBacks! (n/m)

Reply by Jon on 3/10/05 12:52am
Msg #24669

Re: Now we know why we have ALL those FaxBacks!

Unfortunately, you are correct, Lee. When I worked for a SS, we saw similar situations quite often. We tried to get SA's that knew what they were doing, but it is difficult over the phone. I have actually seen a package come back and the notary stamped EVERY page of the package, no wording added, just stamped every page. And then the notary was mad at us for asking why they did it, calling us unprofessional.

CaliNotary is right, this is a perfect example of why he, I and so many others stress the importance of knowing what you are doing before going out in the field.

Reply by Laes Lairaton on 3/10/05 8:58am
Msg #24710

If it was a split signing with both signers on one document and only one ack to notarize, I wouldn't have notarized it either. This has happened before (look in previous threads) If two different Notaries are involved....two Ack's or Jurats are required.