Posted by L.A.NSA on 3/26/05 4:44pm
Msg #27820

Too Many Signatures

Has it ever happened that in an effort to not make a mistake, you had the borrowers sign everything and anything resulting in too many signatures? Wondering.

Reply by Carol_CA on 3/26/05 7:11pm
Msg #27835

That's an interesting question that I have thought about myself once or twice. I give the company what they ask for. If it isn't indicated (usually typed under a signature line or written in the instructions) it does not get signed.

Reply by Mysti_FL on 3/26/05 8:59pm
Msg #27857

I actually did that once. It was my first or second signing. I was so nervous, I started having the wife sign everything even though her name was on nothing but the legal docs. About halfway thru, I reminded myself to breathe, remembered that she only needed to sign specific docs and stopped her from signing everything.

Although no one ever said anything and I got paid for it, I also have not yet been called back by them. I haven't been doing this very long either, so that may be it as well.

Mysti

Reply by Art_MD on 3/26/05 10:13pm
Msg #27869

Re: too many/ too few signatures Carol

Carol_CA,

You could get a lot of flak over your post. I expect you'll get the line " any experienced notary would have the spouse sign the RTC if they are on the DOT , even if their name was note typed in ". or " that's the difference between a notary and a signing agent - knowing what has to be signed by who".

It's sometime amusing waiting for the "flamers" to hit the board and look for targets.

Art

Reply by Lalas_socal on 3/27/05 12:09am
Msg #27887

Re: too many/ too few signatures Carol

am picturing asbestos suits and flamethrowers!

Reply by CaliNotary on 3/26/05 9:18pm
Msg #27862

If you're trying to send the message that you really don't know what you're doing, this would be a good way to do it. Our job as signing agents is to know what does and doesn't need to be signed.

Reply by Jeanie on 3/27/05 12:54am
Msg #27895

I don't know what state you're in but in Florida a spouce must sign the Mortgage, riders to the mortgage, RTC and TIL. As a notary you're responsible for knowing this. A spouce only signs other docs only if their names are printed on the signing line by the mortgage or title company.