Posted by ERNA_CA on 5/17/05 1:37pm
Msg #38357

Lender lied. tried to blame it on me.

Just got a call from ss they demanded an apology from lender to me. Lender lied to Title said signing had been canceled because borrower wasn't happy with the signing time, and that it had been the notaries fault. When in fact borrower canceled because of money they were told to bring to the table went up over 2,000. The call to me from borrower to cancel was we are not going to sign as the lender told us one amount but now it has changed. Is it always our fault??????? gezzzzzzzzzzzz

Reply by SarahBeth_CA on 5/17/05 1:56pm
Msg #38365

Wow it's real good to know that the ss is standing by you. That is encouraging. I wonder if the lender had gotten away with blaming the notary before and was trying to sacrifice your rear to cover thiers. What did they expect you to just take the blame? I don't think so.

Reply by ERNA_CA on 5/17/05 2:01pm
Msg #38371

I think they blame us a lot but most of the time we will never know. Lender lied to borrower and is not just about to admit it, so blame the notary. I always inform SS every step of the way. She had the time and conversation on record, so when the Title spoke with her she saw a blatant lie, and it infuriated her as the same lender had done this to another one of her signing agents.

Reply by Joseph_CA on 5/17/05 2:09pm
Msg #38377

LO are so pushy that they promise something and at the signing table its a totally different story.
I dont blame borrowers for not signing when they dont get what they promised. But pleeeeeeeeeeease
dont blame it on the notary! We are also very interested that the borrower signs no matter what the
terms are.

Reply by ERNA_CA on 5/17/05 2:25pm
Msg #38388

Exactly why would we do anything to jeopardize a signing. It is our livelihood.

Reply by Ernest_CT on 5/17/05 6:05pm
Msg #38457

No! We cannot be interested in whether they sign!

We must be impartial. That's part of being a notary PUBLIC. Whether or not the (potential) borrower signs must not determine whether we are paid. We have to be a completely neutral, objective third party.

I've had signings where the borrower or co-borrower decided not to sign. The furthest I will go it to remind them of the three-day right to cancel. If they still don't want to sign, then I call the signing service from the signing table, within earshot of the borrower. If there's nobody at the signing service, then I leave a voicemail. Then I'm out of the borrower's home.

Reply by ERNA_CA on 5/17/05 6:20pm
Msg #38465

Re: ditto Ernest.RTC is mentioned thats it.