Posted by Deb_CO on 11/23/05 5:22pm
Msg #78460

Pre-Notification of Backdate....argghhh!

This is a first for me and I thought I would warn fellow notaries in CO about the call I just rec'd. Lender: ' Hi, I'm looking for a friendly notary for an appt on Monday.' Me--'Great, you've found one. Tell me about your appt. ' Lender; ' I need someone to backdate to today.' Me --'You're not looking for a friendly notary, you're looking for an illegal-friendly notary. Good luck and thanks for calling.' He laughed, but is THAT the new trend, planning AHEAD of time to backdate?? Unreal... and you know the borrowers are all on board...probably leaving for the holiday, and don't want to switch up their plans.

Sadly, I've worked for these guys in the past, and have never had this kind of request. Yuck. Happy Thanksgiving folks.

Reply by NM_CO on 11/23/05 8:03pm
Msg #78485

I guess the LO's are realllllly trying to get their last day for commissions in. They KNOW this is illegal and it still amazes me that they still try.

Borrowers could care less. All they hear is: "Sir, if we don't back date your docks we'll lose your lock on your loan and you wouldn't want your interest rate going up, would you?"

Reply by srnotary_CA on 11/23/05 8:26pm
Msg #78487

That is so bad. I have a lender/Ss couriering docs to me tonight for a signing that has to be done today. makes you wonder why some of thes guys want to back date instead of overnighting or on my case sending a courier. Oh wait I know why CHEAP!!! LOL

Reply by Anonymous on 11/23/05 10:53pm
Msg #78507

Next time ask him to send it to you with the confirmation. The signing date and the correct back date. Then send it to your Secretary of State.