Posted by newbie_AR on 11/12/05 1:40pm
Msg #76149

Sunday signings

I have a piggyback closing in which all of the docs weren't sent to the borrower for the signing on Saturday. The lender is trying to ensure the loan will close and the only time the borrower has to sign is Sunday. How can I find out if Arkansas has any stipulations regarding Sunday signings?

Reply by SarahBeth_CA on 11/12/05 2:47pm
Msg #76158

Use the orange search button and search it. In the last couple of days there's been a lot of postings on this subject. The topic was more about recission dates but may contain the answer you are looking for. Then if you don't find what your looking for check your SOS website.

Reply by CaliNotary on 11/12/05 3:27pm
Msg #76162

Are there any states that don't allow signings on Sundays? That seems pretty archaic to me.

Reply by LawrenceOK on 11/12/05 5:27pm
Msg #76170

I don't think there is any law that says you Can't sign a loan on Sunday. But I could be wrong!

Reply by MaggieMae_CA on 11/13/05 12:06am
Msg #76221

Creeeeeek!

Going to show my age here...

I remember (not so long ago) when Sunday was considered a day of rest, stores were closed, you couldn't buy a car, and everyone sat around the table for Sunday dinner.

I'm from NJ and some of you other fellow folks from Jersey may be able to confirm or deny the existence of Blue Laws in Jersey. I think the City of Paramus was one of the last places to lift Blue Laws.

Reply by Anon1 on 11/13/05 12:09am
Msg #76222

Re: Creeeeeek!

Yes MaggieMae, Sunday is 'family' day around here. We are in our 30's but we still believe in having a day of "rest". It should become a requirement in the U.S. lol.

Reply by PAW_Fl on 11/13/05 7:06pm
Msg #76294

Re: Creeeeeek!

Yes, I agree that there should be a day of rest. But why Sunday? Why not Saturday? Or even Wednesday? The only reason Sunday has been chosen is for religious purposes. (Sunday is not necessarily the '7th day' either. And considering our current calendar, Sunday is the first day, and Saturday is the 7th day of the week; the day of "rest".) However, I consider Sunday to be 'family' day, regardless of religious beliefs. (My wife subscribes to a different religion than I.)

Reply by LawrenceOK on 11/13/05 8:02am
Msg #76223

Re: Creeeeeek!

Sunday's SHOULD be a time of rest and spent with family. It is in my house. I charge double for a Sunday signings, and have NEVER had to go out on a sunday yet.

Reply by TitleGalCA on 11/13/05 1:53pm
Msg #76269

I can't imagine "blue laws" if they were in effect, would have any bearing on a signing. Okay, the liquor stores may be closed, but what law (city,county, state?) could be so far reaching as to affect a loan signing?

Maybe go to your states website to find out if such a thing exists.

Reply by PAW_Fl on 11/13/05 7:36pm
Msg #76295

There were "Sunday Blue Laws" in many states that covered things like:

Cannot collect sales tax

Cannot sell liquor

Cannot transfer real property

Cannot sell property (personal or real)

Of course, a 'signing' may be construed to fit into one or two of the above categories, and then again, may not. But, as far as I am aware, there are no current "Sunday Blue Laws" that effect the transfer or sale of property (whether real or personal) in any state.

If anyone knows of any restrictions on the sale of real property, or the transactions that we as signing agents do, please let us know.

Reply by TitleGalCA on 11/13/05 9:34pm
Msg #76302

Reading this thread I remember being in Bennington, Vermont as a teenager and my Dad telling me it wasn't like California as the "sidewalks were rolled up on Sunday". Most of the stores were closed - those that weren't were in violation of some ordinance, but others just ignored the blue law. It drove my Mom crazy to know that if she ran out of anything she was up a creek without a paddle. My best friend from CA came out to spend a summer with me and she thought she had landed on another planet - the differences were huge compared with Orange County, circa 1970.

I have to agree with the others that maybe...it wasn't such a bad idea?? Simpler times!

Reply by CarolynCO on 11/13/05 9:51pm
Msg #76304

Many years ago when we had mechanical problems and ended up in Arkansas, I remember going to the grocery store on Sundays. It was my first experience with Blue Laws. You could buy a camera, but you couldn't buy film. You couldn't enter the pots/pans aisle, as it was roped off. I don't even remember all the "rules" -- it appeared to be a 50/50 compromise where the things went hand-in hand, but like the camera and film, one could be purchased and the other was off limits.