Posted by Marla_FL on 11/11/05 3:16pm
Msg #75948

When is too much enough...

to say you can't stay!

I had a signing night before last and I am just getting aroung to posting. The house immediately stunk as soon as I walked in the door. The woman had three children running around barefoot on hardwood floors and they were about 9, 6 and 2 years old. Everything was filthy. Not untidy, but filthy. The children were sooooo dirty.

I was thinking when I walked in, that the cat that had met me at the door had sprayed inside the house. Much to my suprise, as the 9 year old showed me all of her treasures, that it was not just the cat that sprayed. It was the squirrel that can't eat by himself yet, the other cat that has dry skin in about 8 places, whichshe felt compelled to show me. I am sure the other two cats, the wirey haired dog that looked identical to Tramp (from Lady and the Tramp) and the iguana that loves to be scratched which rode around on her chest, also contributed to the smell.

The woman had me sit beside on the couch while she made a copy of her SS Card. We would be signing at the coffee table since she didn't have a table. So I sat there while the strinking dog climbed and sniffed all over me. At one point the dog tried to mount my back and the cat came over and rubbed on my Samsonite wheeled briefcase.

Oh did I mention the two youngest children had nasty coughs. I wonder if it was from living like that?

So when is too much enough to say I'm sorry, I can't stay? It was from my best client. :0

Reply by Anon1 on 11/11/05 3:21pm
Msg #75951

Did you shower right away? You have me laughing in tears!

Dontcha just love those closings? Don't people feel ashamed to have a complete STRANGER over to a house that is that big of a pig sty?

I had one once where this hippy type couple didn't believe in furniture AND their bed was in the LIVING ROOM! It smelled like marijuana and we were sitting on the floor signing paperwork in MY NEW SUIT nonetheless which is now total trash from the smelly dog who wouldn't quit licking and slobbering all over me.

Reply by srnotary_CA on 11/11/05 3:39pm
Msg #75955

That is bad. My signing Last night was fun sat at the couch because table covered and did signing on her ottoman and her cat was all over me. I love cats but my hubby is so allergic I had to change when I got home before I could even kiss him. Thankfully she had the foresight to put her huge dog out back before I got there. LOL

Reply by JM_NY on 11/11/05 3:41pm
Msg #75957

And all that for $45.00 it is a job made in heaven. Don't forget you have to be properly dressed.

Reply by Joe_PA on 11/11/05 4:25pm
Msg #75973

I had one like that but not quit as bad.
The house stunk from the dog and cats running around. The table to be used for signing was sticky from left over food and god knows what else. I got some newspaper to place on the table before laying everything out. Could not wait to get out of teh house.

Took a long hard shwoer when I got home and I could stil smell the house

Reply by Joshua Basil on 11/11/05 4:49pm
Msg #75981

I had a closing when I first started out in which the lady Insisted I meet her behind target, not in the front parking lot, but in back where the trucks unload. we had to sign in her car, using my journal as a table, and the whole time she kept ducking down muttering comments about them taking pictures of us. Its hard to say when enough is enough, you don't want to upset the signing service and jeopardize future work, but only so much can be expected. I had another closing where the where where 45 min into the signing and the borr was still on the closing instructions...the 1st page in this package. finally I asked him if he needed the lender to answer any questions or what we could do to expedite the signing as I had other apt I was going to be late for. He responded with " Well I'm really not sure if I even want to refi my home or not." (come on how do you get this far in the process with out knowing that. So I left him his copies to look over and told him to contact myself of his lender if he decided he wanted the loan

Reply by BetsyMI on 11/11/05 6:08pm
Msg #76017

Joshua, I'd be careful if I were you...meeting a woman borrower BEHIND Target...you didn't know this woman from Adam...who knows what she could have accused you of? All kinds of crazies out there. We always think a woman going somewhere alone is a mistake but things happen to guys too.

Reply by CarolynCO on 11/12/05 9:04pm
Msg #76212

Joshua,
I know that this weekend is appears that you have a target on your forehead, but when you say you left borrower

*his copies to look over and told him to contact myself or his lender if he decided he wanted the loan*

did you get preapproval from the LO or TC before leaving the copies?

Reply by Anonymous on 11/11/05 10:13pm
Msg #76058

Had a racoon

Borrowers lived on a farm by the river. Kid had a pet racoon he wanted to show off to me while we are signing. Kid is about 9 years old and wants attention. Said they found the racoon by himself and his mom did not think he would be able to tame him but he had. Now this wild thing is climbing all over me at the table and sniffing and I think I might get rabbies!

Parents keep signing obliviously.

We get free medical insurance with this job right?

Ugh!

Reply by Sylvia_FL on 11/11/05 11:40pm
Msg #76071

Try 4 pure bred wolves!

Borrower had 4 wolves.Beautiful animals. But had I known there were 4 wolves there I would probably have declined the signing. But it turned out to be a very profitable signing.
Borrowers own a Pack N Ship place. They do not have a notary there, so every time someone goes looking to have docs notarized they send them to me. Had quite a lot of business through them over the years.