Posted by Anonymous on 10/25/05 9:28pm Msg #72320
Asked to Notarize with yesterday's date
I went to a signing and it turned out a whole set of doc's was missing. They never sent me the piggyback. It was one of those last minute signings where you don't have time to review a thing - just print & go. I even called to verify if everything was sent. Told yes. But no, after signing was done, borrower says where's my heloc. I called. Listen to a barage of nasty but didn't feel it was my fault. Then the next morning got the call from this place and they wanted me to go back with second set and have them sign with yesterday's date and me notarize with yesterday's date or the borrowers would wind up losing the loan. I said no. It's not worth my commission to do that. Then they call back & tell me that someone else is going to do it, so nevermind. Am I naive or is this an every day thing?
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Reply by Anonymous on 10/25/05 10:57pm Msg #72337
Last night I did a resign for another Notary who caused nothing but problems for these borrowers. She must have been new, because the first thing she did was print all of the docs on letter size paper. (probably used an inkjet!) The borrowers were looking for their copy to show me, but finally they remembered she didn't even give them a copy!
When we got to the RTC and I gave them their copies to keep, they said she didn't give them any copies! By then my jaw was on the floor. They had a trust, well of course she had no idea how to have them sign as trustees, so they didn't.
Because of all of her mistakes, she caused them to loose their Rate-Lock, oh, by the way it was a 1.5 Million Dollar loan! They asked me if Notaries have insurance and I said "Yes the smart ones do"! I doubt that she is that smart. They plan on sueing her and I can't say I blame them. Maybe we can weed out these outlaw Notaries this way! I asked for her name and they gave it to me. She had driven over 60 miles at 9 o'clock at night to do the signing. I just can't believe what these Notaries are doing!
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