Posted by Nd_WA on 10/12/05 3:33am
Msg #69983

Here's my first and...

IMO...it's an overkill where every single page of the title docs (payoff letter, wire instruction, borrower's authorization, etc.) has to be notarize.

Reply by PAW_Fl on 10/12/05 7:01am
Msg #69985

Andy - Are you saying there is a notarial certificate on each and every document? If not, how do you know each doc needs to be notarized?

Reply by Nd_WA on 10/12/05 11:29am
Msg #70019

Re: Here's my first and...PAW

Yes, each document has a notary ack. and this package is from a TCT out of Florida.

Reply by Becca_FL on 10/12/05 7:51am
Msg #69986

Andy - I couldn't agree with you more. I've had a few of these, 14 pages of juck docs all requiring Notarizations. I think Notarizing the P/O letter and wire instructions is a bit of an overkill too. My record is 18 Notarizations for a single refi.

Reply by PAW_Fl on 10/12/05 7:55am
Msg #69988

My record was 29. It was a Millennium Mortgage, but I forget who the title company was. The entire package, according to my records, was a total of 191 pages. (That's not including the borrower's copy.)

Reply by Becca_FL on 10/12/05 8:01am
Msg #69990

Ouch! I bet that one took awhile...................n/m

Reply by PAW_Fl on 10/12/05 8:24am
Msg #69993

Re: Ouch! I bet that one took awhile...................n/m

Almost 3 hours not only because of the size of the package, but there was also 4 signers (mother, father, son and daughter-in-law) and the "older" gentleman had a tendency to read a lot. It wasn't a tough signing, just extremely laborious.