Posted by Anonymous on 9/7/05 9:33am
Msg #63977

Borrower has no picture ID

What do you do in a case where the borrower doesn't have his picture ID with ??

Reply by Charm_AL on 9/7/05 9:37am
Msg #63978

what did you do?

I would have called in and asked for direction

Reply by MistarellaFL on 9/7/05 9:42am
Msg #63980

How do you as a notary, plan to verify identity?

What is acceptable to verify identitiy? What does the company you represent need to verify identity? What documents are legal for verifying identity? Could you use a passport? Credible witnesses? Subscribing witnesses? These are important things to know as a notary public. Refer to your State Manual, and contact your employer.

Reply by MistarellaFL on 9/7/05 9:42am
Msg #63981

How do you as a notary, plan to verify identity?

What is acceptable to verify identitiy? What does the company you represent need to verify identity? What documents are legal for verifying identity? Could you use a passport? Credible witnesses? Subscribing witnesses? These are important things to know as a notary public. Refer to your State Manual, and contact your employer.

Reply by Anonymous on 9/7/05 10:02am
Msg #63987

Re: How do you as a notary, plan to verify identity?

I did call right from the borrower's home. They said we would have to cancel it.

Reply by Anonymous on 9/7/05 10:38am
Msg #63990

Re: How do you as a notary, plan to verify identity?

I called the National Notary Assocation and they said unless they have a credible witness that knows myself and the borrower that I shouldn't do it. So Guess Im not going to do the signing.

Reply by SarahBeth_CA on 9/7/05 11:08am
Msg #63993

Re: How do you as a notary, plan to verify identity?

Why would you even think of accepting a signing when you don't have basic notary knowledge? And what about training as a SA? There are so many ways to get a good start. Keep a copy of your state handbook and keep it at arms reach, get a SA training manual and do the same, and read them over and over. READ MESSAGE 33325 WHICH IS LOADED WITH EXCELLENT INFO. You need to get that good start first. Otherwise you'll just be shooting yourself in the foot.

Reply by Anonymous on 9/7/05 11:43am
Msg #64002

Re: How do you as a notary, plan to verify identity?

Excuse , I did I what was right. I had just asked a simple question what would you do? The lady I was going to do the signing for said she has been a notary for 10 years and worked at a law office and they accepted a voters registration, SO I just wanted to MAKE SURE I wasn't missing out in something in regards to ID. I didn't want them to think I wasn't trying. And the SS company said I could use my own discretion which I did and that was NOT to do the signing. Sounds like you are very immature to judge someone.
I APPRECIATE THOSE OF YOU WHO RESPONDED NICELY TO MY QUESTION.
THANKS

Reply by MelissaM_FL on 9/7/05 3:15pm
Msg #64055

Re: How do you as a notary, plan to verify identity?

Even with a credible witness, some lenders will not allow a signing with no identification to go forward because of Patriot Act requirements. Your best bet, which you did, is to call the TC and ask them how to handle the situation.

Unfortunately you don't get to do this one, but diligent effort will bring more work.

Reply by Sylvia_FL on 9/7/05 12:27pm
Msg #64006

When asking a question like this, you need to put in your state, as the answer would depend on where you are located. If you were in California I believe a California notary would reply to get 2 credible witnesses - other states couldn't do that. So, it is always important when asking for help to identify which state you are located in.

Reply by Anonymous on 9/7/05 12:32pm
Msg #64008

my state is MN. Thanks N/M

Reply by KarenJ_CA on 9/7/05 12:57pm
Msg #64015

Re: my state is MN. Thanks N/M

I took a look at the notary handbook (that is what they call it - it is one page long!) on the Minnesota SOS website and it states "Ask for an I.D. with their signature to verify who they are. " So, it actually does not indicate that you need a picture ID in Minnesota.

Reply by Anonymous on 9/7/05 1:00pm
Msg #64017

Id

Thank you . I don't feel comfortable without a picture ID or credible witness.
I really appreciate your help. Thanks

Reply by Sylvia_FL on 9/7/05 1:23pm
Msg #64022

From MN Notary Public laws

358.42 NOTARIAL ACTS.
(a) In taking an acknowledgment, the notarial officer must determine, either from
personal knowledge or from satisfactory evidence, that the person appearing before the
officer and making the acknowledgment is the person whose true signature is on the
instrument.
(b) In taking a verification upon oath or affirmation, the notarial officer must
determine, either from personal knowledge or from satisfactory evidence, that the person
appearing before the officer and making the verification is the person whose true
signature is on the statement verified.
(c) In witnessing or attesting a signature the notarial officer must determine, either
from personal knowledge or from satisfactory evidence, that the signature is that of the
person appearing before the officer and named therein.
(d) In certifying or attesting a copy of a document or other item, the notarial
officer must determine that the proffered copy is a full, true, and accurate transcription or
reproduction of that which was copied.
(e) In making or noting a protest of a negotiable instrument the notarial officer
must determine the matters set forth in section 336.3-505.
(f) A notarial officer has satisfactory evidence that a person is the person whose
true signature is on a document if that person
(i) is personally known to the notarial officer,
(ii) is identified upon the oath or affirmation of a credible witness personally
known to the notarial officer, or
(iii) is identified on the basis of identification documents.
HIST: 1985 c 268 s 3; 1992 c 565 s 113

Reply by Anonymous on 9/7/05 2:12pm
Msg #64049

Thank You..................N/M