Posted by Chris_NJ on 9/29/05 12:36pm
Msg #67944

Filing complaint with attorney generals office

Has anyone had experience with filing a complaint against companies that alter notarizations you have done? I'm considering this as I have one company that has done this twice. I refused to work for this company after my 2cd experience with them. Out of curiousity, I went online to check the recording of the two mortgages involved and found both to have added information on them. (witnessess and in one case a maiden name was added that there was no signature for, but it recorded anyway. Any advise or info you could give me is greatly appreciated. Thanks.

Reply by Anonymous on 9/29/05 12:39pm
Msg #67945

Do you have a company name? I would like to check also. Are they all the same? Adding after the fact.

Reply by MsRobbo on 9/29/05 12:43pm
Msg #67950

I can't believe that the deed actually recorded! The company that is making changes are doing something illegal. When I first started out I had to have my stamp changed because one local county wouldn't accept it since it stated city of and not township of. Making these changed to docs after the closing is so wrong!!! Please let us know what company is doing this cause I don't want to work for them.

Reply by Ilona_OH on 9/29/05 1:07pm
Msg #67962

How do you go about checking these?I don't understand how you do that and would really like to check mine.

Reply by Ted_MI on 9/29/05 8:26pm
Msg #68046

Chris,

A suggestion - before you go to the AG's office I would make sure that you have proof of your allegations - like copies of the documents in their pre-altered state.

The reason I say this is that the standard of proof is much higher in a criminal case than it is in a civil case - beyond a reasonable doubt as opposed to merely a preponderance of the evidence. Thus it is important to present a strong and compelling case to them if that is the course you choose. I would not think that your sincere and hearfelt belief without documentary proof would be sufficient.

Reply by Anonymous on 9/30/05 11:23am
Msg #68140

I can only speak for Florida but the deeds and mortgages are recorded at the Clerk of the Courts office for the county where the property is located. You can go online to the Clerk's website and click on "Research Documents". You will need the borrower's name in order to do a search. A list will appear under that name with any doc recorded for that person. Pick the one you notarized and it will show you a copy of the actual doc including borrower signature page and notary acknowledgement page. In Florida it is illegal to retain a copy of the borrower's documents so not sure how you would prove it. If you guys persue this does it mean the TC and Lender will have to re-write the loans? Wouldn't that be a nice bit of work because many of the TC's add witness names and alter docs to get them the way the lender/clerk of county court require. Uhhh..pretty sure the original SA can plan on not getting repeat biz tho....just Food for Thought