Posted by LisaWI on 9/27/05 10:15am
Msg #67548

Let the Initiation Begin!!!!

Well, I think I have been officially initiated in this business. I have experienced a lot of the stories Ive read on here just in the past two weeks. Animals that were miss behaved, late night signing, double loan that was supposed to be a single where I had to negotiate on my fee that I took a loss, foriegn speaking borrower that took two trips to get them signed, (and just to let you know, this borrower wanted to sign very willingly(sp) on the second trip) and there is more.

Just a note to anybody who thinks this job is easy and is just starting out because of that reason. It may seem that way in the beginning, but when you get going, you are guarenteed to run into some bumps. This job is NOT easy by any means. You have to be able to roll with the punches. Just my 2 cents worth because I was told when I first started how easy this would be.


Lisa

Reply by RhondaFL on 9/27/05 10:18am
Msg #67552

There is alot of punches, but make them a positive punch you can laugh along with later looking back. It is a learning experience indeed.

Reply by BrendaTX on 9/27/05 11:05am
Msg #67566

Re: Let the Initiation Begin!!!! - Yep, it's really easy LOL

Yesterday was a Rev Mort for me. She was a former secretary/notary for a real estate office. Heaven only knows what he was-- seemingly nice guy...they were in a beautiful home.

I got uneasy at the end. First of all...talk about a jumping bean... She would not get focused and get started. I felt like she was dragging it out to put the performance on for me.

OMG, I wanted to tell her to "You have wasted too much time skittering around hither and yon! Sit! Sign! Stop going through your perfect file folder of perfect notes."

Then, at the end the mister began to make me feel really uncomfortable--a first of this type. I started to imagine a scene from a Stephen King book. I was up on this hill in the woods in a very secluded home that you could not see from the road. Classical music was blaring and there were too many "Jesus loves me" statements around. Was I in "Carrie?" Or, was it "Misery?" Maybe "Dolores Claiborne?"

Something was going on...and she was acting weirder and kind of mad. I thought she was pi__ed off because I did not have the survey with me since the lender said I would.

She started cocking her head to one side and staring at me with a crazy smile on her face. Reminded me of Carol Burnett's skits of being a silent movie star...or the way Bette Davis acted in "Whatever happened to Baby Jane?".

Because of her RE/notary background she started to ask me involved questions that had no bearing on our task at hand and trying to get me to talk about my personal life. I answered a couple of them and then realized it was a time waster and a way to keep me at the table with them...and I realized we would play that game all day long so I told her if I could not point to the answers to her questions in the docs, I should refer her to the lender. So, she called the lender about a couple of numbers to do with the borrowing limits and her survey. Then she had to handwrite a note to them stating there was no storm damage. That was a big deal...she called twice to get the exact wording.

We are sitting at an antique table with me on one side, him on the end and her on the other side. They tried hard to get me to sit between them but I told them it would be easier if they were next to each other.

At the end, he moves back from the table a little and starts being a little bit indecent with himself. I could see what he was doing out of the corner of my eye so I just raised a handful of the documents up and blocked my view so I could not see Sideshow Bob's tricks.

She was watching him, and then me to get my reaction. I posted my document "wall" between me and the perv to my left, and she finally got serious and got finished up. What the heck was she expecting me to do??? Sick.

I was just praying this "Baby Jane" wannabe had not pulled my battery cable or something during one of her scurries around the house. It was pretty weird. I admit I was pretty spooked by this twisted little couple. I wanted to collect my bag and leave as soon as I felt disturbed, but I surmised I could take down either (or both) of these freaky senior citizens ...just had to keep them in plain view, of course.

Once finished, I could not get out of there fast enough. She insisted I use the circle drive and that made me have to pass close by their front door...I did not like that. Once out of their driveway, I did not think much more about it. Will send in my bill and collect my $200. (Title company asked me to do for $150, but I would not. Thank goodness.) I guess I have come to expect something weird here and there.

Yeah, you gotta love doing this job or you really won't do it very long.

Reply by LisaWI on 9/27/05 11:17am
Msg #67573

Re: Let the Initiation Begin!!!! - Yep, it's really easy LOL

WOW Brenda, that one takes the cake. You poor thing.

I still love my job, even with all the bad. I am a spontaineous yet organized person. Kind of a weird species I quess. Thats why when I came across this I knew it was for me. I read all the horror stories and knew it was only a matter of time before the bumps came along. It doesnt conflict with the wonderful people I have met. Even if I go to an appointment and the borrowers are stand offish, we are laughing by the end of the appointment.

PS. I think you should be writing books!!! You are hilarious

Reply by Rebecca Fair on 9/27/05 11:52am
Msg #67583

Oops! I spoke too soon. Now you're the winner this month.

Okay Brenda, I think your pervert beats the above posters randy kids.

AND, for winning the coveted prize of best-worst Notary tale of the month you get................... nothing but our sympathy. Sorry.

Reply by CarolynCO on 9/27/05 12:56pm
Msg #67607

Re: Brenda, yours beats mine.

The first strangest one I had was with the recently widowed gentlemen without a voice box. I felt like I was conducting my signing with Darth Vadar. He didn't speak a whole lot through his little speaking thing throughout the signing. Then at the end when he had to fill out the "how pleased was he survey" he checked excellent, excellent, excellent -- with the comment they did what he asked them to -- they sent a relatively young and attractive female. I gathered up my docs and was out of there.

The second strangest was when Mr. Borrower opens the door with a short bathrobe and it was quite obvious he had nothing on underneath. Mrs. Borrower comes bouncing from some other room with this short nighty thing number and without a bathrobe and never did fetch one, either. During the signing, Mr. Borrower's robe kept getting looser and looser and opening further and further. After the signing, Mr. Borrower gets up from the table and disappears without saying a word, without shaking my hand, without nothing. Then Mrs. Borrower disappears. I sat there for 10 minutes not knowing if I was supposed to wait for them or whether I was supposed to let myself out. Finally, as I was *trying* to let myself out and without a key to the deadbolt, Mrs. Borrower finally reappears.

Reply by christiSocal on 9/27/05 1:01pm
Msg #67612

All i can say is WOW and GROSS!!!

Reply by LilyMD on 9/27/05 1:06pm
Msg #67617

Tough call

I'm not sure which situation I'd prefer...Brenda's freaky old seniors or Beth's noisy lovemakers. Is there a full moon or something?