Posted by Anonymous on 9/8/05 6:32am
Msg #64123

how is borrower to sign ?

In several places in the documents, the typed name is "Jane Jones who took title as Jane Brown" under the signature line.

Should Jane sign just "Jane Jones" or "Jane Jones who took title as Jane Brown" ??

TIA

Reply by jojo_MN on 9/8/05 7:02am
Msg #64125

I have run into this many times lately. The lenders have told me to have her sign "Jane Jones who took title as Jane Brown" if that is how it is printed.

Reply by Art_MD on 9/8/05 7:24am
Msg #64129

Re: how is borrower to sign ? - Jojo

If they sign as "xx who took title as xy", how can you notarize that signature since you have no ID with that name on it? This would be even truer if the notary wording has "xx who took tile as xy" printed in. Or do you look at is as "less is ok, more is not ok" when verifying ID

Art

Reply by jojo_MN on 9/8/05 7:39am
Msg #64130

Re: how is borrower to sign ? - Jojo

I had the same question for the lender. I was told to have them sign exactly as printed. I don't notarize as written above. If it is pre-printed, I leave it that way, but I do not write it that way because I am not notarizing that X took title as xy. How would I know how they took title?!

Reply by PAW_Fl on 9/8/05 7:53am
Msg #64133

Re: how is borrower to sign ? - Jojo

In FL, we would actually write the notary certificate as "... by Jane Jones who acquired title as Jane Brown and who provided a driver's license in the name of Jane Jones as identification."

The "signature" is only the name part. The rest is a capacity of the signer, which in some states, can be included in the notary certificate, and in some states, cannot be included. Since the original poster did not specify what state he/she is in, there may be many different responses.

Reply by jojo_MN on 9/8/05 8:16am
Msg #64142

Re: how is borrower to sign ? - Jojo

Thank you for that suggestion. That should cover the bases--I'll have the check the laws in the states I work in.