Reply by B__CA on 9/27/05 10:29pm
Msg #67709
Re: n/m = No Message & EOM=End Of Month (n/m)
Here are a few you might want to check out.
Acronyms
ACK Acknowledgment
AFF Affidavit
AIF Attorney In Fact
AK Alaska
AKA Also Known As
AL Alabama
APR Annual Percentage Rate
AR Arkansas
AR Arbitration Rider
ARM Adjustable Rate Mortgage
ARN Adjustable Rate Note
ASN American Society of Notaries
AZ Arizona
BFS Business for self
BK Bankruptcy
CA California
CAP Maximum Interest Rate
CCR’s Covenants, Conditions and Restrictions
CEMA Consolidation, Extension, and Modification Agreement
CLTV Combined Loan to Value
CO Colorado
COFI Cost Of Funds Index
COMP Comparable
CRV Certificate Of Reasonable Value
CSA Certified Signing Agent
CT Connecticut
CW Credible Witness
DBA Doing Business As
DC District of Columbia
DD214 Certificate of Veteran Status
DE Delaware
DOB Date Of Birth
DOT Deed of Trust
DR Debt ratio
DRE Department of Real Estate
E & O Error and Omissions
E-DOCS Electronic Documents
ECOA Equal Credit Opportunity Act
EO Escrow Officer
EOM End Of Month
EXP Experian national credit reporting
FANNIE MAE Federal National Mortgage Association – FNMA
FCRA Fair Credit Reporting Act
FED Federal Reserve System
FHA Federal Housing Authority
FHLMC Federal Home Loan Mortgage Corporation - Freddie Mac
FICO Financial numerical credit score give by credit bureaus
FKA Formerly Known As
FL Flordia
FmHA Farmers Home Administration
FNMA Federal National Mortgage Association – Fannie Mae
Freddie Mac Federal Home Loan Mortgage Corporation - FHLMC
FSBO For Sale By Owner
GA Georgia
GD Grant Deed
GEM Growing Equity Mortgage
GFE Good Faith Estimate
GINNIE MAE Government National Mortgage Association – GNMA
GM Go Mobile Notary Board
GNMA Government National Mortgage Association - Ginnie Mae
GPM Graduated Payment Mortgage
GU Guam
HECM Home Equity Conversion Mortgage
HELOC Home Equity Line Of Credit
HI Hawaii
HOA Home Owner’s Association
HOEPA Home Ownership and Equity Protection Act of 1994/
Secction 32 Mortgages
HUD Housing Urban Department
HUD-1 HUD Settlement Statement
IA Iowa
ID Idaho
IL Illinois
IN Indiana
INS U. S. Immigration and Naturalization Service
JUR Jurat
K! Partnership Wage and Tax Statement
KS Kansas
KY Kentucky
LA Louisiana
LIBOR London Interbank Offering Rate
LO Loan Officer
LOE Letter of Explanation
l..s.. Locus Sigilli - means place stamp here
LTD POA Limited Power Of Attorney
LTV Loan To Value Ratio
MA Massachusetts
MBAA Mortgage Bankers Association of America
MBS Mortgage Backed Security
MD Maryland
ME Maine
MI Michigan
MI Mortgage Insurance
MIP Mortgage Insurance Premium
MN Minnesota
MO Missouri
MPR Merged credit profile from credit reporting agencies
MS Mississippi
MT Montana
MTG Mortgage
N/A not applicable
NC North Carolina
NCR No Carbon Required
ND North Dakota
NE Nebraska
NH New Hampshire
NJ New Jersey
NKA Now Known As
NM New Mexico
NNA National Notary Association
NOD Notice Of Default
NON OBS Non Obligators
NOO Non-Occupant Owner
NSA Notary Signing Agent
NRCC Nonrecurring Closing Costs
NV Nevada
NY New York
OH Ohio
OK Oklahoma
OO Owner Occupied
OR Oregon
P&L Profit and Loss
PA Pennsylvania
P&I Principal and Interest (Mortgage Payment)
PAM Pledge Account Mortgage
PERS Public Employees’ Retirement System
PITI Principal, Interest, Taxes and Insurance
PKA Professionally Known As
PMI Private Mortgage Insurance
POA Power of Attorney
POC Paid Out of Closing
POCb Paid Out of Closing by Buyer/Borrower
POC-L Paid Out of Closing by Lender
POCs Paid Out of Closing by Seller
PR Puerto Rico
PTD Prior To Docs
PTF Prior To Funding
PTS Points (Loan Origination Fee)
PUD Planned Unit Development
OTS Office of Thrift supervision
QD Quit Claim Deed
QCD Quit Claim Deed
RAM Reverse Annuity Mortgage
REG-Z Regulation Z form refers to the TIL
REO Real Estate Owned
RESPA Real Estate Settlement Procedures Act
RHS Rural Housing Service
RI Rhode Island
RTC Right To Cancel
SAM Shared Appreciation Mortgage
SBA Small Business Administration
SC South Carolina
SCH A Schedule A of tax Returns/Expenses
SCH B Schedule B of Tax Returns/Interest & Dividends Income
SCH C Schedule C of Tax returns/Self Employed Income
SCH D Schedule D of Tax Returns/Capital Gains or Losses
SCH E Schedule E of Tax Returns/ Rental/Partnership/Trust/S Corp
SD South Dakota
SFR Single Family Residence
SOS Secretary Of State
SS Signing Service
s.s. scilicet refers to Venue
TC Title Company
TIL Truth In Lending
TILA Truth In Lending Act
TN Tennessee
TO Title Officer
TRW Credit Reporting Repository
TTEE Trustee
TU Credit Reporting Repository
TX Texas
UT Utah
VA Veteran Administration
VI Virgin Islands
VOD Verification Of Deposit
VOE Verification Of Employment
VOM Verification Of Mortgage
VOR Verification of Rent
VRM Variable Rate Mortgage
VT Vermont
WA Washington
WATA Who Acquired Title As
WD Warranty Deed
WI Wisconsin
WV West Virginia
WY Wyoming
W2’s Year End Earnings Statement
W-9 Request for Taxpayer Identification Number and Certification
YSP Yield Spread Premium
YTD Year To Date
Form 1003 Uniform Residential Loan Application
Form 1031 IRS Code 1031 Exchange of real estate
Form 1040 Personal Federal Tax Returns
Form 1065 Federal Partnership
Form 1099 Independent Contractor Wage Statement
From 1120 Federal Corporate Returns
3C’s Credit, Capacity and Collateral, taken into consideration on a loan
4506 Request for copy or Transcript of Tax Form
4506T Request for Copy of Transcript of Tax Form
8821 Tax Information Authorization
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