Posted by Anonymous on 9/28/05 9:36am
Msg #67737

oops!

I did a signing last night and I forgot to get copies of their ID's. I completed the ID sheet that I am supposed to sign. I tried to call the borrower right after I left and I couldn't get in touch with them! What should I do? I am more than willing to drive back there to get the copies, but I can't seem to find them. Should I forward the docs without the copies?
TIA

Reply by Anonymous on 9/28/05 9:44am
Msg #67743

And...

The closing sheet asked that I get copies of ID.

Reply by Art_MD on 9/28/05 9:48am
Msg #67744

send the package. They would be very upset if docs are delayed. At worst would be slightly upset if copy of id is not included.
Several options on next step.
1. go back, get copies, fax to whoever you sent package to.
2. Take digital picture of ID and send as attachement to an e-mail.
3. have borrower fax copy to lender.


Art

Reply by Anonymous on 9/28/05 9:51am
Msg #67746

I was thinking that faxing the copies tonight or tomorrow would be my best bet. I just hope I can get in touch with the borrowers. These people live a good half hour from me (2 whole miles off of a real road!). I can't believe I forgot to get those.

Reply by Anonymous on 9/28/05 9:53am
Msg #67749

Also

Still new at this...the borrower didn't want to sign the impound authorization form. I told him he didn't have to if he didn't want an impound account. Was I right?

Reply by LilyMD on 9/28/05 10:02am
Msg #67754

Re: Also

As for the ID copies, you can also just give the borrower a phone number to fax in copies. That's what I used to do before I started carrying my digital camera with me. And as for the impound authorization. You can't force the borrower to sign anything. If they choose not to sign a particular page, that's between them and the lender.

Reply by Anonymous on 9/28/05 10:06am
Msg #67756

Re: Also

The lenders will accept a digital picture of an ID? Isn't it hard to get a picture that is clear enough to read?

Reply by Art_MD on 9/28/05 10:11am
Msg #67757

Re: Also

no. You can get a good copy of a DL with a digital. Before I stated using my camera, I practiced to see how to frame the DL. Try using a neutral background - white may cause too light a picture. Make sure you set on close up setting on camera.

Art

Reply by LilyMD on 9/28/05 10:12am
Msg #67759

Re: Also

No. That's why it's become such a popular way to get ID copies with many notaries. I just print them in black and white and boom --- it's done. This is especially helpful for some of the seniors who think I just need to see their ID. Simple, just aim and shoot.

Reply by LilyMD on 9/28/05 10:13am
Msg #67761

Background suggestion -- Art

Hey Art, I've found that using my journal (it's a dark blue) makes a great background ... and I always have it with me.

Reply by Anonymous on 9/28/05 10:13am
Msg #67762

GREAT!

I have several digital cameras....I'll just throw one in my bag!

Reply by Giselle_CA on 9/28/05 11:44am
Msg #67795

Re: Also

I was just about to say the borrowers could send you a fax of the IDs, as LilyMD stated and if the borrowers do not want an impound account, just make a note of that on the documents.