Posted by Mary Pierce on 9/19/05 7:51am
Msg #65991

wrong ink color

I did a signing last week where the lender wanted blue ink to be used. I totally forgot about this when I did the signing and then this weekend realized it when I was rereading the confirmation. I did the signing in black. Do you think that will cause a problem for the borrower's funding and me getting paid? They specified on the confirmation blue ink only, however, if the county had a color preference to do the mortgage in black and the rest in blue. I haven't heard anything back yet but only because the package went back to the title company on Friday and they should be getting it today.

Reply by MsRobbo on 9/19/05 8:16am
Msg #65993

If there is a problem I'm sure that you would have found out about it by now. Some lenders ask that the borrowers sign in blue ink and do the notarized pages in black. It can be confusing but once you work for a lender who prefers it done that way you get used to it.

Reply by Teasa Mahar on 9/19/05 8:18am
Msg #65994

I have a few who prefer blue and once in a while while in a big rush I forget and use black and I have never been called on it. I don't think it has anything to do with the county recorder but just a bank preference. They think blue shows up better than black (less like a copy).

Reply by Barry Silver on 9/19/05 8:22am
Msg #65995

Don't stress over it. Wait until you hear from them.

Reply by Scott_IN on 9/19/05 12:04pm
Msg #66012

I printed a package last Friday night, and on about the 65th page of a 97 page document, is the page that directs me to sign in BLUE INK. Why don't they put something like that up front. It's a good thing I look thru docs before appointments ( when time permits). But didn't matter, as the borrower was a no show so any color would have been fine.

Reply by Marie_MD on 9/19/05 3:14pm
Msg #66040

I only carry blue pens. before I start I give each signer one and tell them doc must be signed in blue, never any problems.

Reply by Teri_PA on 9/19/05 4:52pm
Msg #66059

If you were in certain counties in PA, blue ink will be rejected by the recorder of deeds- and the title co is fined and doc required to be resigned. The national standards are leaning toward black ink....So, I always have the mortgage signed in black...If they want blue on anything else, they can have it...if they let me know..and Mary Pierce- don't worry about it...NREIS will not penalize you for not following the color ink instructions

Reply by Nancy4_FLA on 9/19/05 9:30pm
Msg #66096

I think the ink issue is really a preference not necessarily a requirement. In NY I was told to always use black and now in Florida it seems blue is preferred but black is used too. In NY it was the County clerk's offices that required black ink or they would reject the mortgage. In Florida it seems it is the preference of the lender or TC. Once I had a signing that blue ink was required. However it was for a Dr and we did the signing at his office and he had a black pen. I started him off signing in blue but every time he got pulled away he came back and sat down and signed with his black pen and it was a few docs later that I realized it . This happened a few times so some of the docs were signed in blue and some in black. I told the TC what happened and they were okay with it and I never heard anything about it again.

Reply by Ted_MI on 9/20/05 4:55pm
Msg #66247

Mary,

It would help if you indicated what state you are in. In Michigan, there is a statute which specifies that signatures do not have to be in black but like everything else does. I was not aware of this until about six months ago (like April). I had done a signing all in blue ink in March and it (the mortgage) was rejected by the county register of deeds office