Posted by Marie_MD on 4/8/06 12:36am
Msg #112051

Poor Notarization

Tonight I had a very troubling experience. I was closing a previously recinded loan for a very nice couple in Maryland. As I was entering the items of notarization in my notary journal, they asked what I was doing. Apparently last week when another notary closed their loan there was no notary journal. I asked if she at least had them sign her book, as some notaries like to fill the specifics later, they said no they never saw her journal. In Maryland a journal is required!!! Shouldn't a notary know that basic information?

Reply by JD/MD on 4/8/06 4:29am
Msg #112082

Yeah, a journal is required. However it does not have to be a "book". I have my own journal that I made up myself which looks nothing like a book and meets all the requirements in the Maryland notary guide. Perhaps your clients were confused when they did not sign a "book" like yours, but may have signed a document which would later be added to the notary's journal.

Reply by LilyMD on 4/8/06 6:50am
Msg #112084

Re: Poor Notarization --JD/MD

I like your idea of a journal "page." It sounds like you keep your journal on computer. Is this correct? I have been using the hardcover journal I purchased here for the last two years and love it. However, I'd love one less thing to carry.

Reply by Traci/MD on 4/8/06 7:03am
Msg #112090

JD I do the same... n/m

Reply by PAW on 4/8/06 7:46am
Msg #112097

Re: JD I do the same...

Am I correct to assume that you keep a template of the page on your computer? Or do you actually keep the journal (aka fair register) on your computer? If the latter, how do you acquire the signer's signature?

Just curious, as FL does not require the use of journals, and many folks have asked about "computerized" journaling. (Enjoya is not what they have in mind.) I have been thinking about creating a computer journal for these situations.

Reply by Traci/MD on 4/8/06 8:03am
Msg #112098

Re: JD I do the same...

Correct Paw, I keep a copy in word and print them when needed.

Reply by lulu on 4/8/06 5:43pm
Msg #112242

Re: JD I do the same...

I've often thought about a single page to take to the individual signings and either keep a book to insert them into or scan them into my computer for keeping. Just not sure if I want that info in my computer in the event of a virus or hacker and if I keep the pages in a book, I'm afraid of misplacing a page before I get it inserted or if it tears out without my knowing.
Additionally, creating a file system if I scan them in to allow me to search one up at any given time. I'm not that big of an organizer.

Reply by Beth/MD on 4/8/06 9:07am
Msg #112116

Wow, that's a lot to assume just because the borrowers don't remember the previous notary's journal. It could be that they don't remember a journal because of the issues that caused them to rescind.

Reply by Traci/MD on 4/8/06 9:24am
Msg #112133

Re: Borrowers sign so many papers , What is one more! LoL

When I get calls to get affidavits signed from pervious closings. The borrowers can't even remember the LTP names.

Reply by Beth/MD on 4/8/06 9:30am
Msg #112136

Re: Isn't that the truth! n/m

Reply by LilyMD on 4/8/06 9:39am
Msg #112141

Re: Borrowers sign so many papers , Traci

here lately, my "fixers" are for the same gentleman. I don't have to worry if the borrower can remember names! And yes, he's a LTP, just not a good one.

Reply by Traci/MD on 4/8/06 9:46am
Msg #112142

Re Lily is he the from the Eastern Shore? n/m

Reply by LilyMD on 4/8/06 10:06am
Msg #112146

Re: Re Lily is he the from the Eastern Shore?

No he's not. I know the one you're speaking of, but not him. I should really thank the guy I'm speaking of. I have made quite a tidy sum fixing his errors.

Reply by Traci/MD on 4/8/06 10:07am
Msg #112147

Re: Re Lily is he from the Eastern Shore?

Opps typo! Not all of mine have been to fix mistakes of the LTP. Some have been title companies error.

Reply by Beth/MD on 4/8/06 10:13am
Msg #112154

Re: Re Lily is he from the Eastern Shore?

I know the one you're speaking of Traci. He's the retired guy that travels the entire state for $75. and makes lots of mistakes.

Reply by Traci/MD on 4/8/06 1:09pm
Msg #112201

Re: Re I hear he is doing edocs for $75 all over MD!!! n/m