Posted by Mindy_WA on 4/19/06 12:16pm
Msg #114483

Quick question...

Went to a signing last night and realized that I went to high school with Mr. Bwr. I thought that it was him, however, he went by initials in H.S. I knew in H.S. that his name was "John" but "J.D." was what we called him. (just an example) Just so happens that his license expired 2 days ago, but since I knew him, and could identify him, I notarized the docs. Would you put a signed statement in with the docs stating that? or would you just notify the SS? Please advise.

Reply by Jersey_Boy on 4/19/06 12:32pm
Msg #114488

Does the SS or lender require to you give a copy of the ID or tell them the type of ID used?

If yes, tell them that Mr. Borrower was personally known to you.

In not, don't worry about it. As long as you followed your states laws about notarizing Mr. Borrower's signature, you're ok.

Reply by Mindy_WA on 4/19/06 12:37pm
Msg #114494

Thanks, there is a statement in the docs that requests the ID number and exp date. It is signed by me stating I verified this info. I just put the expired date down. I'll just leave it at that.
I spoke with the SS and they said it was fine. Just didn't want to send the docs without and have them think I was in error taking an expired license. I guess it couldn't hurt to include a statement. Right?

Reply by cmd_NH on 4/19/06 2:09pm
Msg #114521

I had a situation like this not too long ago....

Bwr's spouse had an expired visa (in the process of naturalization). I called the SS who in turn had me call the LO. The LO said if I felt comfortable with it to go for it and still send a copy of the expired visa. I have known this person for years so I didn't have any problem with it.

My advice: Never assume anything. Always call the SS or LO before making such decisions. Cover your butt!!!!