Posted by TitleGalCA on 4/11/06 10:51am
Msg #112676

What's going on in Wayne County MI?

This is a title company's worst nighmare:

http://www.detroitnews.com/apps/pbcs.dll/article?AID=/20060406/BIZ03/604060389&SearchID=73241242217602

(hope the link works)

Reply by Charm_AL on 4/11/06 10:55am
Msg #112677

Wow! I'm not usually at a loss for words....but....that's incredible

Reply by cyndi_ca on 4/11/06 10:57am
Msg #112678

Re: What's going on in Wayne County MI? Amazing. THNX n/m

Reply by BP/WV on 4/11/06 11:01am
Msg #112681

Geesh...and I though our county clerks office was slow and unorganized. If the rate hike for title insurance becomes obligatory, that would be a prime example of the consumer picking up the tab for someone else’s inaccuracy.

Reply by cfwMI on 4/11/06 10:59am
Msg #112680

Wayne County as always been extremely far behind. Back in 1985 I bought a house in Detroit, it took 6 months then to have it recorded. IMO the Wayne County employees don't give a *(*(( You could be at the first of the line, waiting to be waited on, and the clerks just look at you. Guess nobody wanted to do their job, or it wasn't their turn. (There is not such thing as customer service in Wayne County)

I remember one time I waited in line to file a court case for over 4 hours, then I had to demand that the clerk timestamp it. (What a pain)

Reply by TitleGalCA on 4/11/06 11:02am
Msg #112682

It is a guaranteed lawsuit

and the plaintiffs will be the title companies. Should be interesting.

Reply by Julie/MI on 4/11/06 11:26am
Msg #112685

Titlegal, this is not news to us in bordering counties that have been in the business. That story was in last week's Detroit News.

Wayne county has always been behind for certification dates. I think it's an absolute hoot that the title companies are charging a higher title insurance premium. They should have thought about that a long time ago.

Not only that, the employees, (Reg. of Deeds for Wayne County is in the city of Detroit) are among the most rude, slower than molasses employees you ever want to meet. Their union does not allow them to be cross trained either. The only thing that records right away is a claim of lien.

Reply by ReneeK_MI on 4/12/06 6:12am
Msg #112933

I'm suprised to see this written as "news" too, it's long been common knowledge around these hills, and there was a time maybe 4 years, 5 years ago when Wayne was almost a solid year behind in recordings. Catching up to only 6 mos is a huge improvement.

I've seen some T/C's charge separately for Gap coverage, and lots of them would attempt to convince you that coverage is "automatically included" in the policy but REFUSE to issue a Gap Letter, per their atty's advise. Well, per Lender's atty - borrower can borrow someone else's money in that case. Lender's don't close w/ a policy, they close on committments.

I never could understand how a T/C could insure a Wayne Co transaction, but what are their choices? I'm not familiar with their governing laws, but I have to imagine their hands are pretty much tied; it would seem an easy segue into 'red-lining' accusations.

What a flippin nightmare, and Julie - how true, some of the rudest folks on the planet. I'm always looking for the underlying "why", and I don't get it. Are there NO other counties operating similarly in another state?? And I'm hardly tossing stones very far - I live in Wayne County.

Reply by Korey Humphreys on 4/11/06 11:29am
Msg #112686

The link isn't working for me! Care to cut & paste OR email? n/m

Reply by Ilona_OH on 4/11/06 11:52am
Msg #112689

Absolutely unbelievable!Time for tar and feathers! n/m

Reply by Janlee_MI on 4/11/06 12:49pm
Msg #112697

That is why I won't cover Wayne County. n/m

Reply by Julie/MI on 4/11/06 2:36pm
Msg #112727

Janlee, I don't understand

Why would a back log of recordings effect whether or not you do closings for property in that county? I could see not doing walk through recordings, but I don't understand not doing the closings. The mortgages still fund if your thinking is delay in our payment.

Reply by MichiganAl on 4/11/06 6:28pm
Msg #112817

Nothing shocking here

I'm not saying they're bad, but the last Wayne County employee of the month got the award for actually knowing how to spell "Wayne County."

Reply by Allison_MI on 4/11/06 10:31pm
Msg #112900

Wayne county resident and notary

Wow...such a backlash. Thank God I'm from Wayne County or I just might be offended!

allison