Posted by anonymous1 on 4/18/06 8:37pm
Msg #114345

spousal states

can anyone tell me if california is a spousal state...thanks in advance

Reply by Becca_FL on 4/18/06 10:14pm
Msg #114361

Try your CA manual, I'm sure you'll find the answer if you look for it.

Reply by Bob_Chicago on 4/19/06 12:23am
Msg #114377

Probably not in manual

This is a matter of state real estate law, not notary law.
You do not want to get into UPL, but as a professioal NSA,
you should know if the signature of a spouse may be necessary
on certain loan docs even if they are not named on the
title as an owner of the property.
A local atty of T/C might be a good source of info.

Reply by anonymous1 on 4/19/06 12:27am
Msg #114379

Re: Probably not in manual

thanks, i couldn't find it in there, i will check with someone....

Reply by lulu on 4/19/06 12:28am
Msg #114380

Re: Probably not in manual

When I first started as an SA, I called the SOS. They had no clue what I was talking about. I probably wasn't asking it right. I called the nna and they said yes for my state. I started checking when I got docs I would double check with the SS or whatever and they verified that yes I am in a spousal state. I do watch this on all loan docs though cuz sometimes it is missed and they are very grateful that I catch it.

Reply by CaliNotary on 4/19/06 1:04am
Msg #114388

Re: Probably not in manual

Not in California they're not. I've done a zillion loans where the borrower is married but the spouse isn't on the loan or title and doesn't have to sign anything.

Reply by TitleGalCA on 4/19/06 12:36am
Msg #114381

Define "spousal states" California is a

community property state, as are many states.

Reply by BrendaTx on 4/19/06 2:02am
Msg #114392

MY BIG SECRET Spousal Rights, Recording fees, and more

Yep, it was my BIG secret...Stewart Title has it in their VuWriter Site...

http://vuwriter.com/vupractices-toc.jsp

STATE By STATE you will be able to find:

∙Specific County Recorder's Information
+ General Procedures and Information
∙ Method of Issuing Title Insurance
∙ Foreclosures
∙ Redemption Rights
∙ Survey Standards
+ Document and Form Information
∙ Acknowledgments
∙ Conveyances
∙ Releases/Satisfactions
∙ Security Instruments
∙ Title Insurance Form Regulations
+ Fees, Rates and Taxes
∙ Deed Transfer Taxes and Documentary Stamps
∙ Mortgage Transfer Taxes
∙ Title Insurance Rates
∙ Real Estate Taxes
∙ Recording Fees
∙ Search and Examination Fees
+ Spousal Rights
∙ Spousal Rights
+ Statute Of Limitations
∙ Statute of Limitations

Now that I have posted this info they will probably stop allowing people to look at this page without a password, or something. Better copy and paste what you do not already know into a document for future reference.