Posted by Elizabeth Soliday on 8/10/06 10:38pm
Msg #138136

Not getting paid

Hi, I am 7 months new to the business and several of the companies I worked for have not paid me yet. I followed the payment instructions, but one company doesn't return my calls or is never there...another has not been paid by the lender and therefore hasn't paid me...and still another I could not get into their payment link on the email so uh, yeah, I bugged them too and they have not paid either!! Has anyone had to threaten small claims court? This is ridiculous! I have even sent invoices. Please advise

Reply by JOHNA MCKENNA-MANTICA on 8/10/06 10:46pm
Msg #138138

I have had a problem with 1 particular company but not several. Try NNA they have suggestions and companies that can help you get paid

Reply by patricia on 8/10/06 10:47pm
Msg #138140

It might help to tell them you are going to make a complaint about them to the title company and or to the lender. Also tell them you will expose them on the internet, they dont want their customers to know how they are mis-handling things.

Reply by Ndwa on 8/10/06 10:49pm
Msg #138141

Where are you in OR Elizabeth? Would you mind email me those company names so I can give you some insight if I knew or worked with them? Click on the link to my profile for email address.

BTW, I'm in WA but cover OR as well.

Reply by Elizabeth Soliday on 8/10/06 11:09pm
Msg #138154

Thanks for the advice.

Reply by Ohiolady on 8/11/06 9:48am
Msg #138187

This might sound terrible but I had a ss owe me almost $600 that they kept promising to send everyday. They left out a doc from one of their closings that I did for them and they sent me back out to have it signed. I reluctantly went back to the borrowers house (only about 8 miles away) the document was a name aff. My husband suggested that I hold the name aff till they sent a check. They told me that it was against the law to not send the document as it did not belong to me. When I asked why I couldn't get paid you wouldn't beleive the response I got. I was told the title agencies paid them for the closings that I did but they spent all the money!!!! My contact at the ss said they would need to get some new clients before they could pay me!!!! I said well I guess this document is going into the shredder. The ss stalked me by phone and email and I blocked them from calling and emailing me. After this happened I found out on notary rotary that they don't pay. I contacted all the local notaries by email and told them to beware of this company. I told the ss before I blocked their calls and email that they were known on the internet as non-payers. My contact said we will sue for slander if they are saying that. She said we might take 3-4 months to pay our notaries but we eventually do pay them. I told her that I was told that she would pay me in 30 days and she said well we lied!!! She mailed me a check for $150 and I told her it wasn't enough and I shredded the name aff.

Reply by SueW/Tn on 8/11/06 10:15am
Msg #138191

Ohiolady, that is unacceptable!

Your post pretty much astounded me. First and foremost, never let someone get into you for that much money! Since you did AND you accepted another assignment, it is in fact a big no no to hold documents hostage for payment. This has a direct reflection on the innocent borrower who may not have their loan funded, this borrower did nothing to deserve this type of treatment. You have to accept part of the responsibility for getting in so deep with the SS, to hold the docs and then shred them (even if it was just one) is totally unprofessional in my opinion and you should have checked out this company FIRST before allowing $600 in unpaid invoices. IF you cashed that $150 check the SS sent you you are in fact liable (I would think) because they took the necessary steps to mitigate the issue and by cashing the check you accepted their terms. To say "nope not enough" and shred Title's docs without authorization is begging for trouble. You've caused problems that could be financial to the borrowers who are totally innocent in this transaction. Shame on you! IMHO

Reply by AngelinaAZ on 8/11/06 10:47am
Msg #138195

I totally agree! n/m

Reply by Ohiolady on 8/11/06 10:49am
Msg #138196

Re: Ohiolady, that is unacceptable!

It's hillbillies like you that make me want to move up north. To many of you hicks around here. The ss company went out of business. (The owner of the signing service drove to the borrower's home and had the name aff signed) borrower's were not hurt by my actions. SS told me they would handel it themselves.

Reply by SueW/Tn on 8/11/06 11:06am
Msg #138205

Madam...

your reply speaks volumns about your character and degree of professionalism. If having integrity makes me a " hillbilly" or "white trash" then consider me the Queen of White Trash. I thank you for the compliments and have a glorious day.

Reply by Ohiolady on 8/11/06 2:36pm
Msg #138249

Re: Madam...

thank you white trash hillbilly queen

Reply by LilyMD on 8/11/06 3:01pm
Msg #138255

Re: Madam...How rude/uncalled for. UNPROFESSIONAL. n/m

Reply by Charm_AL on 8/11/06 11:14am
Msg #138209

Re: Ohiolady, that is unacceptable!

***It's hillbillies like you that make me want to move up north. To many of you hicks around here***

This statement is indicative of your low level of intelligence.

Notaries --- DO NOT EVER hold or intentionally destroy documents. This moron is lucky she's not sitting in court right now....Very lucky.
I hope you have tons of E&O insurance, you'll need it sooner than later, with your knowledge or lack there of, of notary law, morals, ethics, professionalism and the brain power to figure out how to run your business legally.

Change your name to OhioIdiot, you give us 'ladies' a bad wrap.

Reply by LilyMD on 8/11/06 1:59pm
Msg #138237

Re: Ohiolady, that is unacceptable!

Hillbillies? White Trash? Southern Ignorance? You uneducated boob. Haven't you ever heard of manners? Etiquette? Fine ladylike behavior? Do you realize how many great Americans we have in our fine history that are from the white trashy hills and bayous? If YOU were so educated and skilled you'd know so much more than your demonstrating. And if your Mama had given you a good taste of manners, we'd see that, too.

Reply by Ohiolady on 8/11/06 2:40pm
Msg #138250

Re: Ohiolady, that is unacceptable!

Another hick, I rest my case.

Reply by LilyMD on 8/11/06 3:00pm
Msg #138254

Re: Ohiolady, How rude/uncalled for. UNPROFESSIONAL. n/m

Reply by Ohiolady on 8/11/06 7:58pm
Msg #138297

Re: Ohiolady, that is unacceptable!

Been doing this for nearly a decade. You should change your name to As* from AL. Another damn hick.

Reply by MelissaCT on 8/11/06 2:32pm
Msg #138246

Re: Your case

If the SS sees your post on a public forum admitting that you've shredded a document, YOU could be sued.

As for non-trashy people in CT, there are those types everywhere.

You're an independent contractor and you take the risk of non-payment every time you do business with a company. It's inherent.

As for the SS "stalking you" they were trying to make sure you upheld your end of the deal in getting that document signed & back to title. The job wasn't completed in full. IMO, you shouldn't be paid.

The attitude doesn't help, either.

Reply by hcampersFL on 8/11/06 3:34pm
Msg #138256

Re: Not getting paid-Ms Ohio

Your lack of skill as a business owner shows clearly by your post.
Your lack of people skills shows clearly by your post.
Your lack of sense shows by your post.
Your lack of ability to dish out a decent insult is evident by your post.

I can't believe you would come on here and make such racist statements.
Hillbilly, Redneck, Hick are all terms of endearment where I come from. We wear them proudly!
Please move up North.
My apologies to the Northerners.

Reply by MichiganAl on 8/11/06 3:46pm
Msg #138258

You're wrong, and you're a mean and nasty little skank

And that's the only time I'm going to waste addressing a guttersnipe like you.

Reply by Ohiolady on 8/11/06 7:51pm
Msg #138291

Re: You're wrong, and you're a mean and nasty little skank

And you are an impotent old prick!! Your mom sucks d**** for crack.

Reply by Jason on 8/11/06 4:13pm
Msg #138259

Good for you, OhioL. n/m

Reply by Kevin/Ct on 8/11/06 10:18am
Msg #138192

When you are contacted for a signing always try to get as much information about the ss as possible. Do a search on this board to determine their payment history. Always ask the ss what their turn around time for payment is. Always have them mention both the amount of your fee and the payment date in the confirmation. The confirmation memorializes the understanding of the services expected and the payment expected. If they fail to deliver..do not hestitate to seek legal redress.

Unless your payment was conditioned on your client's being paid first, that is not an excuse for not paying you in a timely manner

Reply by Ohiolady on 8/11/06 10:53am
Msg #138197

I had numerous confirmations with the payment terms and my fee listed on the confirmations. How do you take a company to small claims court when they went out of business? I'm thinking about moving to CT. I'm really sick of the white trash people in this area. I have friends and family in CT and they are so different then here. Really good people up there. More educated, friendly folks up north.

Reply by Scott_IN on 8/11/06 11:06am
Msg #138206

I felt for you about the pay issue. It's not right not to get paid, but shredding a document is WRONG! As for the Trashy people, I have meet good and bad people all over this country, in the North/South/East/West and here near the middle. To make a comment like you did makes me wish I could help you move, very, very far away!!! Like maybe to IRAQI !

Reply by Lee/AR on 8/11/06 11:23am
Msg #138215

I second that, Scott. n/m

Reply by Ohiolady on 8/11/06 2:43pm
Msg #138251

I wish you could help move me far far from here Indy billy.

Reply by LilyMD on 8/11/06 3:00pm
Msg #138253

Re: Not getting paid-How rude/uncalled for. UNPROFESSIONAL. n/m

Reply by Ohiolady on 8/11/06 7:52pm
Msg #138295

Why don't you post your picture Scott W? Are you that ugly?

Reply by Gary_CA on 8/11/06 12:01pm
Msg #138221

Re: Small Claims Court

No problem taking them to court even after their out of business... if it's a sole proprietorship (probably is) The problem is converting a judgement to cash.

Of course if they can prove to the judge that you notarized a document then destroyed it that's not gonna help you much.

Reply by Ohiolady on 8/11/06 7:54pm
Msg #138296

Re: Small Claims Court

No proof

Reply by MelissaCT on 8/11/06 10:19pm
Msg #138333

Re: Small Claims Court

Your post here gives all the proof they need.