Posted by Nestle/CA on 8/5/06 11:38am
Msg #137229

Right to Cancel question- answer needed ASAP, PLEASE!!!

The RTC form's date of transaction is not filled in. Should the signer fill it in or the notary? Also the date of the docs are dated yesterday, from what I learned (another newbie, of course) I thought we aren't supposed to sign docs that are backdated, so how should I proceed?

Thank you in advance for all replies!!

Reply by DogmongerCA on 8/5/06 11:47am
Msg #137232

Many will instruct that the borrowers fill in the date

But I ALWAYS fill it out for them. It it is the wrong date, strike, correct and have have all initial. Backdating refers to using a prior date on your notary certificates, not the date that the loan docs were originated

Reply by Regal/NC on 8/5/06 11:47am
Msg #137233

Date on document should be irrelevant ( what does your state say about dates on documents). RTC date should be completed by the notary. YOU should never backdate the notorization.

Reply by Mia on 8/5/06 11:49am
Msg #137234

Have the signer / borrower fill in the blank(s), and have them initial any changes they make.
We as Notaries are not to be concerned with the "date of the document(s)".... just make sure that you date the notarial certificate the date that the signer / borrower appeared before you.

Reply by Nestle/CA on 8/5/06 12:08pm
Msg #137240

THANKS AGAIN FOR ALL REPLIES! I was 99.99% sure about the dates on the docs but just wanted to make sure and the other signings I've done those far were not owner occupied, so this is my first right to cancel.

That's why I love these forums! Have a great signing day!

Reply by Nestle/CA on 8/5/06 12:10pm
Msg #137241

Sorry about the typos, but I was rushing! Thanks!