Posted by cassiewi on 8/22/06 9:41am
Msg #139880

This is new

I did a signing for a new TC last night and on the ID aff, I'm supposed to fill it out and then get it notarized, by another notary. Isn't that very unusual? I've never run into this before. When I spoke with the TC, the lady said that it's what the lender requests, I told her that I would need to be compensated for my time in running out to get it done. Please tell me someone has heard of this?

Reply by PL on 8/22/06 9:43am
Msg #139883

What on the ID Aff., would the other notary be notarizing?

Reply by cassiewi on 8/22/06 9:47am
Msg #139884

I am to sign the form stating that I have viewed his identification.

Reply by Sherri_mo on 8/22/06 9:59am
Msg #139886

I ran into that very same thing last week for the first time. I went to the title co and had them notarize my sig.
It was from Old Republic Title

Reply by cassiewi on 8/22/06 10:01am
Msg #139887

That's what the TC said they normally do, but they're in Ohio. Was I wrong to charge more for it? Would it be a good gesture since they're new to me to give this one on the house do you think?

Reply by Lee/AR on 8/22/06 10:18am
Msg #139889

Absolutely not!

Next thing you know, they'll ALL want it & it's just another PITA time-consuming step we'll have to take. You did right charging for this SERVICE. And, who knows, that 'other Notary' could charge you, too.

Reply by cassiewi on 8/22/06 10:20am
Msg #139891

Re: Thanks for that :)

I appreciate the feedback, sometimes I don't know when to play hard ball, but I'm learning from this forum. Thanks again. I feel better about it now.

Reply by Lee/AR on 8/22/06 10:22am
Msg #139893

Re: Thanks for that :)

Hardball. All the time or they will run you into the ground.

Reply by MichiganAl on 8/22/06 10:39am
Msg #139897

Hardball

Polite but firm. They'll milk you like a tiger (little Accident Fund joke) and stomp on you like a grape if you let em. You've got to keep reminding yourself, "this is MY business." Providing superior service doesn't mean letting them take advantage of you.

Reply by cassiewi on 8/22/06 10:47am
Msg #139901

Re: Hardball

Thanks. I will do that. I'm already firmer than before I started posting here. I'm learning.

Reply by MichiganAl on 8/22/06 10:20am
Msg #139890

Notaries notarizing other notaries signatures.

Really, what stupidity will they think of next? Yes, I'd charge for it.

Reply by cassiewi on 8/22/06 10:22am
Msg #139892

Re: Notaries notarizing other notaries signatures.

I thought it was odd. I'll just need to put a note in the file for next time. Thanks!

Reply by MichiganAl on 8/22/06 10:28am
Msg #139895

I know...

How about a form that the borrower signs, verifying that they signed the form the page before? Oh wait, that's been done too. Bureaucrats.

Reply by cassiewi on 8/22/06 10:33am
Msg #139896

LOL

That would be something. This packet last night was not bad except for that one thing, but some of these packets, oy vey. It's amazing how much paperwork it can take to say the same things over and over again.

Reply by WI_Notary on 8/22/06 10:43am
Msg #139898

Re: LOL

Where are you located. I would like to find someone to refer my overflow to.

Reply by cassiewi on 8/22/06 10:46am
Msg #139900

Re: LOL

I am in Racine county and you?

Reply by WI_Notary on 8/22/06 10:48am
Msg #139902

Re: LOL

Kenosha, feel free to E-mail me your information
[e-mail address]
and I would be happy to refer my overflow your way.

Reply by cassiewi on 8/22/06 11:16am
Msg #139906

I sent you an email n/m

Reply by Ruby on 8/22/06 10:51am
Msg #139904

Re: Notaries notarizing other notaries signatures.

Just a thought, Whose going to notarize the notary's sig. that notarize your sig. On and on and on.

Reply by Gary_CA on 8/22/06 12:10pm
Msg #139916

That part's easy

YOU can notarize the notarie's signature that notarized your signature... ad infinitum.

Reply by Gary_CA on 8/22/06 12:23pm
Msg #139918

Oops... somebody smack me.

I did think, a little, before I posted that. You'd have no "interest" in the document, it isn't financial. Heck it's not even interesting.

But you are named in the stupid thing... so I guess you can't notarize it.

And all this for a dumbass identification form you shouldn't even need because you already attest that you identified the signer ipso facto when you notarized the signature in the first place.

What will they think of next???

Reply by GWest on 8/22/06 10:44am
Msg #139899

I have had this form in a few packages lately but the instructions stated that if signed by a Notary Signing Agent it did not need to be notarized, only a title company employee's signature needed to be notarized.

Reply by cassiewi on 8/22/06 10:49am
Msg #139903

I've seen that as well. But this one I called on because it did not say that and that's when she informed me. I hope this isn't the beginings of a trend.

Reply by SarahBeth_CA on 8/22/06 11:26am
Msg #139908

I would so charge for it. But what would be appropriate. Hmmm. It would need to cover both the notary, travel, and my time. Sounds like $50 is fair to me. I have been paid $50 just for doing a deed. That is what they offered me.

Reply by Dorothy_MI on 8/22/06 12:47pm
Msg #139920

Was it

a Bank One/Chase because their identity aff is like that, but the fine print under the place you have to sign says that signing agents don't have to get it notarized.

Reply by cassiewi on 8/22/06 12:49pm
Msg #139921

Re: Was it

No, it was neither of those. Is there any reason I can't say who it was? I'm new so is there some unwritten rule as far as that goes?

Reply by Jason on 8/22/06 1:28pm
Msg #139935

Tell us, Cassie

We want to know the lender's name.

This way we can ask TC during conf call if aiv needs to be notarized by another notary.

If yes, we can quote a fee to cover extra trip + stamp fee.

TIA

Reply by cassiewi on 8/22/06 1:47pm
Msg #139943

Re: Tell us, Cassie

American Money Company, first time I've heard of them.

Reply by JanetK_CA on 8/22/06 5:23pm
Msg #139987

Are you sure the person at the title co knew what she was talking about? I've seen some poorly designed forms before that looked like I was supposed to notarize my own signature (at least that's how I interpreted it). It never occured to me that I would need to find another notary to do it. I just signed it without notarizing that page and attached a note explaining why I couldn't do as requested. (And there wasn't anyone reachable to ask at that hour.) That's happened to me a number of times (I can't remember from which co/lender) but I've never heard any complaints or had people stop calling because of that. (Obviously, I can't know if we're talking about the same form or not.)

I mean, really! There we are, sitting at the borrower's table after hours checking their ID and filling out the ID affid, but then we need to make another trip somewhere to have our sig notarized - or bring another notary to witness our sig?? Like others have indicated here, it just makes no sense to me...

Reply by cassiewi on 8/22/06 7:33pm
Msg #140006

Yes, pretty sure. It stated at the top that I as the closing agent, was swearing that I saw his driver's license, only place to sign was for me. When I spoke with the TC on the phone, she said that the notaries usually come to the office to get notarized. Obviously that wasn't going to work in this case. I know it was silly, but I plan on making a note for that lender.

Reply by SharonMN on 8/23/06 1:28pm
Msg #140276

I've seen a similar form several times before - when I call to ask, "What do you want me to do here? I can't notarize my own signature" I've either been told to ignore the notarization part and just sign it, or to have the borrowers sign someplace on the form and then do an ack on them. Never to have my sig notarized by another notary. Perhaps the person you are speaking to on the phone has developed this solution on her own and it's not really necessary? I would definitely charge extra if a second notary's involvement is needed and the hiring agency doesn't arrange for one to be present on their own.